21296 Smith Rd, Covington, LA 70435 Property Records

St. Tammany Parish property record for 21296 Smith Rd, Covington, LA 70435 · Last verified February 2026

Property Summary

Property Type	Single Family Home
Details	3,134 sqft · built 2019
Lot Size	8 acres (348,480 sqft)
Owner	Individual Name on File
Tax Bill	$4,424 (2025)
Deeds & Mortgages	Nov 2019 Mortgage
APN	`107-819-3540`

Property Details

APN / Parcel Number

Primary APN	`107-819-3540`
Alternative APN	`34890`

Interior

Building Area	3,134 sqft Living Area

Exterior

Year Built	Built 2019
Lot Area	348,480 sqft (8 acres)

Location & Zoning

Street Address	21296 SMITH RD
City	COVINGTON
State	LA
Zip	70435-6347
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PARCEL A CONT 8 ACS M/L SECS 13 43 6 11 & SERVITUDE INST NO 1169608 INST NO 2154960 UNDIV .50 INT TO BRETT BORNE INST NO 2184
Legal Subdivision	SMITH RD
Jurisdiction	SAINT TAMMANY LA
Township / Civil Division	2
Census Block Group	1
Census Block	1034
Census Tract	40103

Owner

Source: St. Tammany Parish records · APN 107-819-3540

Assessment roll updated October 15, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	21296 SMITH RD, COVINGTON, LA 70435-6347
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Transfer Date	Nov 25, 2019
Transfer Doc	0002184424
Record Updated	Jun 08, 2026

November 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAINT TAMMANY LA
Recording Date	Nov 25, 2019
Property Address	21296 SMITH RD, COVINGTON, LA 70435-6347
Document Number	0002184424
Map Reference	MAP 5680A
Instrument Date	Nov 18, 2019
Instrument	2184424
Transaction Type	Transfer
Record Updated	Feb 06, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002184426
Date	Nov 25, 2019
Instrument	2184426

Lender

Name	HANCOCK WHITNEY BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Dec 01, 2049

Interest

Rate Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Type Change Date	Dec 01, 2026
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	9.25%
Index	LIBOR

Tax Assessment & Valuation

Source: St. Tammany Parish records · Assessment roll updated October 15, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Louisiana
County	St. Tammany Parish
Unified School District	St. Tammany Parish School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,424.00 (-3.78%) Homeowner's exemption	$46,929 (-) Land $1,700 Building $45,229	$469,284 (-) Land $16,998 Building $452,286
2024	$4,598.00 (+17.96%) Homeowner's exemption	$46,929 (+21.16%) Land $1,700 Building $45,229	$469,284 (+21.16%) Land $16,998 Building $452,286
2023	$3,898.00 (-19.36%) Homeowner's exemption	$38,734 (-) Land $1,700 Building $37,034	$387,340 (-) Land $17,000 Building $370,340
2022	$4,834.00	$38,734 Land $1,700 Building $37,034	$387,340 Land $17,000 Building $370,340

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	FEMA flood map data for this location is not available in our records

Wildfire

Wildfire Risk	High above 80% of the US · above 96% of Louisiana
Wildfire Likelihood	About 1 in 192 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.