2129 West Rd, Chesapeake, VA 23323 Property Records

Chesapeake City property record for 2129 West Rd, Chesapeake, VA 23323

Property Summary

Property Type	Exempt (Full or Partial)
Details	5 bd · 3.5 ba · 3,049 sqft · built 1998
Lot Size	3 acres (130,680 sqft)
Owner	2 Individual Names on Record
Last Sale	$515,000 (Aug 2015)
Tax Bill	$5,772 (2021)
Deeds & Mortgages	Nov 2020 Mortgage Jan 2019 Line of Credit
APN	`0820000001060`

Property Details

APN / Parcel Number

Primary APN	`0820000001060`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	3,049 sqft Total Area
1st Floor Area	2,280 sqft
Attic	Attic
Attic Area	522 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	130,680 sqft (3 acres)
Lot Dimensions	208 ft deep x 210 ft wide
Garage Type	Attached
Garage Area	522 sqft

Exterior Amenities

Pool Area	561 sqft
Porch	Slab
Porch Area	259 sqft
Deck Area	Deck Area
Patio Area	660 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2129 WEST RD
City	CHESAPEAKE
State	VA
Zip	23323-6438
Property Category	Other
Property Type	Other > Exempt (Full or Partial)
Local Zoning Code	A1: AGRICU
Legal Description	PT LOT 1 MINOR SUB OF TR 4 AGR DIV TR 1 B K M 6.643AC (ADMIN PARCEL 82-106C)
Legal Subdivision	WHOLE MAP 082, BENEFIT MEADOWS
Legal Tract	1,4
Jurisdiction	CHESAPEAKE CITY VA
Township / Civil Division	CHESAPEAKE
Census Block Group	1
Census Block	1037
Census Tract	21200

Owner

Source: Chesapeake City records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2129 WEST RD, CHESAPEAKE, VA 23323-6438
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 20, 2020	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC
Jan 3, 2019	Deed of Trust, Mortgage · Line of Credit NAVY FEDERAL CREDIT UNION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 4, 2015 · Amount on Record
Deed Sale	Aug 4, 2015 · Amount on Record
Deed Book / Page	9543 / 420
Prior Transfer Date	Dec 17, 2014
Prior Transfer Doc	09466/0023
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	2129 WEST RD, CHESAPEAKE, VA 23323-6438
Transaction Type	Mortgage
Record Updated	Sep 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	010260/977
Date	Nov 20, 2020
Book Page	10260/977
Instrument	200043799

Lender

Name	LOANDEPOT.COM LLC

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Dec 1, 2045

Interest

Rate Type	Fixed Rate

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	2129 WEST RD, CHESAPEAKE, VA 23323-6438
Transaction Type	Mortgage
Record Updated	Sep 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	09978/1193
Date	Jan 3, 2019
Book Page	9978/1193
Instrument	190000203

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Jan 1, 2059

Interest

Rate Type	Adjustable Rate
Rate	7.5%

Tax Assessment & Valuation

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Chesapeake City
Unified School District	Chesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$752,700 (+8.77%) Land $265,000 Building $487,700	$752,700 (+8.77%) Land $265,000 Building $487,700
2025		$692,000 (+12.32%) Land $235,000 Building $457,000	$692,000 (+12.32%) Land $235,000 Building $457,000
2023		$616,100 Land $185,000 Building $431,100	$616,100 Land $185,000 Building $431,100
2021	$5,772.00 (+3.79%)
2019	$5,561.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 26 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	26 in force
Nearby Flood Claims	4 (1989–2016)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Oct 2016 · Hurricane Matthew
Claims by Event	Hurricane Matthew, Oct 2016 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 58% of Virginia
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Starlink Satellite	280 / 30

May also be available: T-Mobile, Verizon.

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