2129 W Royal Oak Dr, Springfield, MO 65810 Property Records

Greene County property record for 2129 W Royal Oak Dr, Springfield, MO 65810

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,981 sqft · built 1994
Lot Size	0.174 acres (7,579 sqft)
Owner	Individual Name on Record
Last Sale	$31,300 (Jul 2011)
Tax Bill	$2,554 (2025)
Deeds & Mortgages	Sep 2026 Transfer Sep 2026 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`88-18-15-402-085`

Property Details

APN / Parcel Number

Primary APN	`88-18-15-402-085`
Alternative APN	`1815402085`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,981 sqft Living Area
1st Floor Area	1,954 sqft
Basement Area	675 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Construction Type	Brick
Lot Area	7,579 sqft (0.174 acres)
Lot Dimensions	115 ft deep x 66 ft wide
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Account Number	881815402085
Street Address	2129 W ROYAL OAK DR
City	SPRINGFIELD
State	MO
Zip	65810-1549
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PAD
Legal Description	ROYAL OAKS PHASE I LOT 7
Legal Range	22W
Legal Township	28N
Legal Section	15
Legal Subdivision	ROYAL OAKS PHASE I
Legal Phase	1
Legal Block	402
Legal Lot Number	7
Jurisdiction	GREENE MO
Township / Civil Division	WILSON CW
Census Block Group	3
Census Block	3016
Census Tract	4108

Owner

Source: Greene County records, as of October 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2129 W ROYAL OAK DR, SPRINGFIELD, MO 65810-1549
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Sep 4, 2026	Deed of Trust, Mortgage · Line of Credit US BANK
Nov 19, 2020	Deed of Trust, Mortgage · Conventional Mortgage GUARANTY BANK
Sep 27, 2018	Deed of Trust, Mortgage · Line of Credit US BANK NA
Oct 18, 2017	Quit Claim Deed, Mortgage GERSHMAN MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 5, 2011 · Amount on Record
Deed Sale	Jul 5, 2011 · Amount on Record
Prior Sale	Oct 29, 2007 · Amount on Record
Deed Document Number	201124553
Deed Book / Page	2011 / 2455311
Last Transfer Date	Sep 17, 2026
Transfer Doc	0000034616
Record Updated	Oct 29, 2026

September 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GREENE MO
Recording Date	Sep 28, 2026
Property Address	2129 W ROYAL OAK DR, SPRINGFIELD, MO 65810-1549
Document Number	0000034616
Book / Page	2026 / 34616
Instrument Date	Sep 17, 2026
Instrument	202634616
Transaction Type	Transfer
Record Updated	Oct 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2129 W ROYAL OAK DR, SPRINGFIELD, MO 65810-1549

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GREENE MO
Recording Date	Sep 4, 2026
Property Address	2129 W ROYAL OAK DR, SPRINGFIELD, MO 65810-1549
Document Number	0000031713
Book / Page	2026 / 31713
Instrument Date	Aug 17, 2026
Instrument	202631713
Transaction Type	Mortgage
Record Updated	Sep 16, 2026
Title Company	WOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Revocable Trust, 222
Address	2129 W ROYAL OAK DR, SPRINGFIELD, MO 65810-1549

Mortgage

Document Number	0000031713,
Date	Sep 4, 2026
Book Page	2026/31713
Instrument	202631713

Lender

Name	US BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 25, 2056

Interest

Max Rate	-1%

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GREENE MO
Property Address	2129 W ROYAL OAK DR, SPRINGFIELD, MO 65810-1549
Transaction Type	Mortgage
Record Updated	Aug 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004862
Date	Nov 19, 2020
Book Page	2020/48623-20
Instrument	48623-20

Lender

Name	GUARANTY BANK
Type	Bank
Address	SPRINGFIELD, MO 65804

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GREENE MO
Property Address	2129 W ROYAL OAK DR, SPRINGFIELD, MO 65810-1549
Transaction Type	Mortgage
Record Updated	Aug 16, 2022
Title Company	SOLIDIFI

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003537
Date	Sep 27, 2018
Book Page	2018/035377-18
Instrument	035377-18

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 6, 2048

October 2017: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	GREENE MO
Recording Date	Oct 18, 2017
Property Address	2129 W ROYAL OAK DR, SPRINGFIELD, MO 65810-1549
Document Number	0000041660
Instrument Date	Oct 18, 2017
Instrument	41660
Transaction Type	Mortgage
Record Updated	Nov 29, 2017
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	2129 W ROYAL OAK DR SPRINGFIELD MO 658101549, SPRINGFIELD, MO 65810-1549
Investor	Possibly a Property Investor

Mortgage

Document Number	41661
Date	Oct 18, 2017
Instrument	41661

Lender

Name	GERSHMAN MTG
Type	Mortgage Company
Address	CHESTERFIELD, MO 63017

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 17, 2047

Tax Assessment & Valuation

Source: Greene County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Greene County
Unified School District	Springfield R-XII School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$49,580 (-) Land $7,130 Building $42,450
2025	$2,554.00 (+2.2%)	$49,580 (+9.28%) Land $7,130 Building $42,450	$260,900 (+9.25%) Land $37,500 Building $223,400
2023	$2,499.00 (+11.76%)	$45,370 (+9.04%) Land $6,840 Building $38,530	$238,800 (+9.04%) Land $36,000 Building $202,800
2022	$2,236.00	$41,610 Land $6,840 Building $34,770
2021			$219,000 Land $36,000 Building $183,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 95% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY UTILITIES OF SPRINGFIELD serves 210,898 people · EPA ID MO5010754
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 335 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Brightspeed Fiber	940 / 940
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Wisper ISP.

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