2129 Tay Wes Dr, Saint Cloud, FL 34771 Property Records

Osceola County property record for 2129 Tay Wes Dr, Saint Cloud, FL 34771

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,608 sqft · built 2023
Lot Size	0.11 acres (4,791 sqft)
Owner	Individual Name on File
Last Sale	$375,990 (Mar 2023)
Tax Bill	$4,852 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Mar 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-26-31-0812-0001-1390`

Property Details

APN / Parcel Number

Primary APN	`08-26-31-0812-0001-1390`
Alternative APN	`263108081200011390`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,608 sqft Living Area
Gross Area	2,240 sqft
1st Floor Area	1,608 sqft
Flooring	Carpet

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Architectural Style	Conventional
Exterior Material	Concrete Block/Stucco
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	4,791 sqft (0.11 acres)
Garage Type	Attached
Garage Area	412 sqft
Porch	Finished/Open Porch
Porch Area	220 sqft

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	2129 TAY WES DR
City	SAINT CLOUD
State	FL
Zip	34771-8325
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THOMPSON GROVE PB 31 PGS 55-60 LOT 139
Legal Subdivision	THOMPSON GROVE
Legal Lot Number	139
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1010
Census Tract	43301

Owner

2129 Tay Wes Dr is owned and occupied by an individual who bought it in March 2023.

Source: Osceola County records, as of October 19, 2026

Owner of Record	Individual Name on File
Mailing Address	2129 TAY WES DR, SAINT CLOUD, FL 34771-8325
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 2, 2026	Deed of Trust, Mortgage · FHA Mortgage SERVICELINK
Mar 28, 2023	Special Warranty Deed, Subdivision Related Transfer · FHA Mortgage DHI MORTGAGE COMPANY LTD

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 28, 2023 · Amount on File
Deed Sale	Mar 28, 2023 · Amount on File
Deed Document Number	202334756
Deed Book / Page	6377 / 1006
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Recording Date	Apr 2, 2026
Property Address	2129 TAY WES DR, SAINT CLOUD, FL 34771-8325
Document Number	0000044559
Book / Page	6949 / 748
Instrument Date	Mar 10, 2026
Instrument	202644559
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2129 TAY WES DR, SAINT CLOUD, FL 34771-8325
Investor	Possibly a Property Investor

Mortgage

Document Number	0000044559,
Date	Apr 2, 2026
Book Page	6949/748
Instrument	202644559

Lender

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	479 Months
Due	Mar 1, 2066

Interest

Rate	6.09%
Max Rate	-1%

March 2023: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Mar 28, 2023
Property Address	2129 TAY WES DR, SAINT CLOUD, FL 34771-8325
Document Number	0063771006
Book / Page	6377 / 1006
Map Reference	MB 31 PG 55-60
Instrument Date	Mar 24, 2023
Instrument	2023034756
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 22, 2024
Title Company	DHI TITLE FLORIDA INC, DHI TITLE OF FLORIDA INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,632.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10192 DOWDEN RD, ORLANDO, FL 32832-5128

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2129 TAY WES DR, SAINT CLOUD, FL 34771-8325

Mortgage

Document Number	0063771007
Date	Mar 28, 2023
Instrument	6377/1007

Lender

Name	DHI MORTGAGE COMPANY LTD
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 2129 Tay Wes Dr was $4,852 with a homeowner's exemption, up 2.2% from the year before.

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,852.00 (+2.17%) Homeowner's exemption	$314,000 Land $65,000 Building $249,000	$314,000 Land $65,000 Building $249,000
2024	$4,749.00 (+366.5%)
2023	$1,018.00 (+12.99%)	$60,000 (+2%) Land $60,000	$60,000 (+2%) Land $60,000
2022	$901.00	$50,000 Land $50,000	$50,000 Land $50,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 2129 Tay Wes Dr in Zone X, an area of minimal flood risk, though there have been 14 flood claims nearby since 1987.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 173 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	173 in force
Nearby Flood Claims	14 (1987–2022)
Claims Outside the SFHA	2 of 14
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Irma, Sep 2017 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2129 Tay Wes Dr is moderate, ranking above 59% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · lower than 67% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOHO WATER AUTHORITY-POINCIANA SYSTEM public/private · serves 69,447 people · EPA ID FL3494429
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 223 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless	5,000 / 5,000
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000

May also be available: CenturyLink, Verizon.

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