2129 Monroe St, Wilmington, NC 28401 Property Records

New Hanover County property record for 2129 Monroe St, Wilmington, NC 28401

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,206 sqft · built 1941
Lot Size	0.25 acres (10,890 sqft)
Owner	Individual Name on File
Last Sale	$155,000 (Jun 2006)
Tax Bill	$1,509 (2025)
Deeds & Mortgages	Aug 2023 Line of Credit Apr 2018 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R06013-008-011-000`

Property Details

APN / Parcel Number

Primary APN	`R06013-008-011-000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,206 sqft Living Area
1st Floor Area	1,206 sqft
Basement Area	1,206 sqft
Finished Basement	1,206 sqft

Exterior

Year Built	Built 1941
Effective Year Built	Effective 1941
Architectural Style	Cottage
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Material	Composition Shingle
Lot Area	10,890 sqft (0.25 acres)
Terrain	Low
Garage Area	209 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	18 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Street Address	2129 MONROE ST
City	WILMINGTON
State	NC
Zip	28401-6933
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-7,RESIDE
Legal Description	S S PK BLK 17 LOT 19A
Legal Subdivision	SUNSET PARK
Legal Block	17
Legal Lot Number	19A
Jurisdiction	NEW HANOVER NC
Township / Civil Division	WILMINGTON
Census Block Group	2
Census Block	2028
Census Tract	10900

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Sunset Park Historic District listed 2003 · 827 contributing resources · NRIS 03001265

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

2129 Monroe St is owned and occupied by an individual who bought it in June 2006.

Source: New Hanover County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	2129 MONROE ST, WILMINGTON, NC 28401-6933
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2023	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU
Apr 17, 2018	Warranty Deed, Transfer ATTORNEY ONLY
Sep 7, 2017	Deed of Trust, Mortgage · Line of Credit ANNE & PETER COOK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 19, 2006 · Amount on File
Deed Sale	Jun 19, 2006 · Amount on File
Prior Sale	Feb 18, 2004 · Amount on File
Deed Document Number	200634782
Deed Book / Page	5039 / 129
Prior Transfer Date	Nov 29, 1989
Prior Transfer Doc	1477001456
Record Updated	Oct 29, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEW HANOVER NC
Property Address	2129 MONROE ST, WILMINGTON, NC 28401-6933
Transaction Type	Mortgage
Record Updated	Aug 16, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00665500865
Date	Aug 3, 2023
Book Page	6655/865
Instrument	2023019311

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NEW HANOVER NC
Recording Date	Apr 17, 2018
Property Address	2129 MONROE ST, WILMINGTON, NC 28401-6933
Document Number	0061341922
Book / Page	006134 / 001922
Instrument Date	Apr 3, 2018
Instrument	11426
Transaction Type	Transfer
Record Updated	Apr 27, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$316.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2129 MONROE ST WILMINGTON NC 284016933, WILMINGTON, NC 28401-6933

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEW HANOVER NC
Property Address	2129 MONROE ST, WILMINGTON, NC 28401-6933
Document Number	0060862490
Book / Page	006086 / 002490
Instrument Date	Sep 7, 2017
Transaction Type	Mortgage
Record Updated	Sep 27, 2017
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2129 MONROE ST WILMINGTON NC 284016933, WILMINGTON, NC 28401-6933

Mortgage

Document Number	0060862490
Date	Sep 7, 2017
Book Page	006086/002490
Instrument	29161

Lender

Name	ANNE & PETER COOK
Address	2009 FOX FIRE RD, ANDERSON, SC 29621-1525

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Sep 6, 2037

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 2129 Monroe St was $1,509, up 1% from the year before.

Source: New Hanover County assessment roll, as of October 10, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	New Hanover County
Municipality	Wilmington City
Unified School District	New Hanover County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$256,500 (-) Land $74,700 Building $181,800	$256,500 (-) Land $74,700 Building $181,800
2025	$1,509.00 (+9.99%)	$256,500 Land $74,700 Building $181,800	$256,500 Land $74,700 Building $181,800
2024	$1,372.00 (+2.93%)
2023	$1,333.00 (-0.6%)	$157,800 Land $54,000 Building $103,800	$157,800 Land $54,000 Building $103,800
2022	$1,341.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2129 Monroe St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1999.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 22 policies
Nearby Flood Policies	22 in force
Nearby Flood Claims	2 (1999–2018)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Sep 2018 · Hurricane Florence

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2129 Monroe St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.9% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CFPUA-WILMINGTON serves 212,227 people · EPA ID NC0465010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 245 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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