Seneca County and Waterloo Town property record for 2129 Mills Rd, Waterloo, NY 13165
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,072 sqft · built 1983 |
| Lot Size | 2.19 acres (95,396 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $118,000 (Oct 1998) |
| Tax Bill | $5,131 (2026) |
| Deeds & Mortgages | Jun 2026 Mortgage |
| APN | 453889 19-1-01.22 |
| Primary APN | 453889 19-1-01.22 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,072 sqft Living Area |
| 1st Floor Area | 1,372 sqft |
| Basement Area | 700 sqft |
| Finished Basement | 700 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 1983 |
| Architectural Style | Split Level |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 95,396 sqft (2.19 acres) |
| Garage Type | Mixed |
| Garage Area | 3,120 sqft |
| Parking Spaces | 11 Parking Spaces |
| Porch | Slab |
| Porch Area | 320 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 2129 MILLS RD |
|---|---|
| City | WATERLOO |
| State | NY |
| Zip | 13165-9523 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 02 - SINGL |
| Legal Description | MB98-310 |
| Legal Block | 1 |
| Legal Lot Number | 1.022 |
| Jurisdiction | SENECA NY |
| Township / Civil Division | WATERLOO |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 950500 |
Source: Seneca County and Waterloo Town records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2129 MILLS RD, WATERLOO, NY 13165-9523 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 29, 1998 · Amount on Record |
| Deed Sale | Oct 29, 1998 · Amount on Record |
| Deed Book / Page | 579 / 133 |
| Last Transfer Date | Apr 20, 2001 |
| Transfer Doc | 0624000282 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SENECA NY |
| Recording Date | Jun 15, 2026 |
| Property Address | 2129 MILLS RD, WATERLOO, NY 13165-9523 |
| Document Number | 0000074771 |
| Book / Page | 1997 / 242 |
| Instrument Date | May 22, 2026 |
| Instrument | 202674771 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Name | Verified Name |
|---|---|
| Address | 2129 MILLS RD, WATERLOO, NY 13165-9523 |
| Document Number | 0000074771, |
|---|---|
| Date | Jun 15, 2026 |
| Book Page | 1997/242 |
| Instrument | 202674771 |
| Name | FIVE STAR BANK |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 180 Months |
| Due | Jul 1, 2041 |
| Rate | 5.58% |
|---|---|
| Max Rate | -1% |
Source: Seneca County and Waterloo Town assessment roll, as of May 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Seneca County |
| County Subdivision | Waterloo Town |
| Unified School District | Waterloo Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,131.00 (+5.82%) Homeowner's exemption | ||
| 2025 | $4,849.00 (+203.44%) | $156,600 (-) Land $25,200 Building $131,400 | $256,700 (+16.38%) Land $41,308 Building $215,392 |
| 2023 | $156,600 Land $25,200 Building $131,400 | $220,563 Land $35,493 Building $185,070 | |
| 2019 | $1,598.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer
| FEMA Flood Zone | Not on file |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| GoNetspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| CBN Fixed Wireless · not low latency | 100 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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