Lake County property record for 2129 Hubbard Rd, Madison, OH 44057
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,240 sqft · built 1945 |
| Lot Size | 1.22 acres (53,204 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $129,000 (Jul 2019) |
| Tax Bill | $3,507 (2024) |
| Deeds & Mortgages | Mar 2026 Line of Credit Feb 2026 Line of Credit + 3 more |
| Flood Zone | Zone A (high risk) |
| APN | 01-B-096-0-00-012-0 |
| Primary APN | 01-B-096-0-00-012-0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,240 sqft Living Area |
| Gross Area | 1,384 sqft |
| 1st Floor Area | 1,204 sqft |
| Basement Area | 36 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1945 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 53,204 sqft (1.22 acres) |
| Garage Type | Detached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Enclosed Frame Porch |
| Porch Area | 159 sqft |
| Patio Area | 144 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 2129 HUBBARD RD |
|---|---|
| City | MADISON |
| State | OH |
| Zip | 44057-2519 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-4 |
| Legal Description | COWLES LOT TRACT 2 |
| Legal Subdivision | COWLES LAKE |
| Legal Tract | 2 |
| Legal Block | 2 |
| Jurisdiction | LAKE OH |
| Township / Civil Division | MADISON |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 206700 |
Source: Lake County records, as of May 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2129 HUBBARD RD, MADISON, OH 44057-2519 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 23, 2026 | Deed of Trust, Mortgage · Line of Credit GOODLEAP LC |
| Feb 17, 2026 | Limited Warranty Deed, Transfer · Line of Credit FIRST NATIONAL BANK OF PENNSYLVANIA |
| Jul 5, 2019 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE INC |
| Mar 21, 2019 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Mar 21, 2019 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 5, 2019 · Amount on Record |
| Deed Sale | Jul 5, 2019 · Amount on Record |
| Prior Sale | Oct 1, 2012 · Amount on Record |
| Deed Document Number | 201915419 |
| Prior Transfer Date | Mar 14, 2019 |
| Prior Transfer Doc | 0000005828 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE OH |
| Property Address | 2129 HUBBARD RD, MADISON, OH 44057-2519 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|---|
| Address | 2129 HUBBARD RD, MADISON, OH 44057-2519 |
| Document Number | 0000005687 |
|---|---|
| Date | Mar 23, 2026 |
| Instrument | 2026R005687 |
| Name | GOODLEAP LC |
|---|---|
| Type | Mortgage Company |
| Address | ROSEVILLE, CA 95661 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Apr 6, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Limited Warranty Deed |
|---|---|
| Jurisdiction | LAKE OH |
| Recording Date | Feb 17, 2026 |
| Property Address | 2129 HUBBARD RD, MADISON, OH 44057-2519 |
| Document Number | 0000003034 |
| Instrument Date | Feb 12, 2026 |
| Instrument | 2026R003034 |
| Transaction Type | Transfer |
| Record Updated | Mar 2, 2026 |
| Title Company | TITLE PROFESSIONALS GROUP LT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 10986 WASHINGTON ST, CHAGRIN FALLS, OH 44023-5536 |
| Document Number | 0000003035 |
|---|---|
| Date | Feb 17, 2026 |
| Instrument | 2026R003035 |
| Name | FIRST NATIONAL BANK OF PENNSYLVANIA |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE OH |
| Recording Date | Jul 5, 2019 |
| Property Address | 2129 HUBBARD RD, MADISON, OH 44057-2519 |
| Document Number | 0000015419 |
| Map Reference | DOC 2012R026517 |
| Instrument Date | Jul 5, 2019 |
| Instrument | 2019R015419 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 25, 2022 |
| Title Company | ENTERPRISE TITLE AGENCY INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 2129 HUBBARD RD, MADISON, OH 44057-2519 |
| Document Number | 0000015420 |
|---|---|
| Date | Jul 5, 2019 |
| Instrument | 2019R015420 |
| Name | CROSSCOUNTRY MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2049 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LAKE OH |
| Recording Date | Mar 21, 2019 |
| Property Address | 2129 HUBBARD RD, MADISON, OH 44057-2519 |
| Document Number | 0000005828 |
| Instrument Date | Mar 14, 2019 |
| Instrument | 5828 |
| Transaction Type | Transfer |
| Record Updated | Apr 4, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 6214 N RIDGE RD MADISON OH 440572446, MADISON, OH 44057-2446 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LAKE OH |
| Recording Date | Mar 21, 2019 |
| Property Address | 2129 HUBBARD RD, MADISON, OH 44057-2519 |
| Document Number | 0000005829 |
| Instrument Date | Mar 14, 2019 |
| Instrument | 5829 |
| Transaction Type | Transfer |
| Record Updated | Apr 4, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 6214 N RIDGE RD MADISON OH 440572446, MADISON, OH 44057-2446 |
Source: Lake County assessment roll, as of December 30, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Lake County |
| County Subdivision | Madison Township |
| Unified School District | Madison Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $71,060 (-) Land $14,820 Building $56,240 | $203,030 (-) Land $42,350 Building $160,680 | |
| 2024 | $3,507.00 (-27.44%) Homeowner's exemption | $71,060 (+63.39%) Land $14,820 Building $56,240 | $203,030 (+63.43%) Land $42,350 Building $160,680 |
| 2023 | $4,833.00 (+80.54%) Homeowner's exemption | $43,490 (-) Land $13,060 Building $30,430 | |
| 2022 | $2,677.00 Homeowner's exemption | $43,490 Land $13,060 Building $30,430 | |
| 2021 | $124,230 Land $37,300 Building $86,930 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 90% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ASHTABULA COUNTY WATER SYSTEM serves 14,757 people · EPA ID OH0400803 |
|---|---|
| Water Source | Purchased surface water from AQUA OHIO - ASHTABULA |
| Last State Inspection | Dec 2025 |
| Also Mapped Here | LAKE COUNTY EAST WATER SUBDISTRICT |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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