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2129 E Stewart Rd, Midland, MI 48640 Property Records

Midland County property record for 2129 E Stewart Rd, Midland, MI 48640

Property Summary

Property TypeSingle Family Home
Details2 bd · 2.5 ba · 2,609 sqft · built 1995
Lot Size1.8 acres (78,408 sqft)
Owner2 Individual Names on Record
Last Sale$370,000 (Nov 2023)
Tax Bill$6,116 (2025)
Deeds & MortgagesSep 2025 Line of Credit
Nov 2023 Sale
Flood ZoneZone X (minimal risk)
APN120-031-200-230-00

Property Details

APN / Parcel Number

Primary APN120-031-200-230-00

Interior

Bedrooms2 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,609 sqft Living Area
1st Floor Area2,609 sqft
Basement Area2,609 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 1995
Architectural StyleRanch
Lot Area78,408 sqft (1.8 acres)
Lot Dimensions363 ft deep x 198 ft wide
Garage Area916 sqft
Parking Spaces4 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address2129 E STEWART RD
CityMIDLAND
StateMI
Zip48640-8926
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1
Legal DescriptionSEC 31 T14N R2E COM 1683 FT E OF W 1/4 COR, TH N 396 FT, E 198 FT, S 396 FT, W 198 FT.
Legal Range02E
Legal Township14N
Legal Section31
JurisdictionMIDLAND MI
Township / Civil DivisionMIDLAND
Census Block Group2
Census Block2008
Census Tract290500

Owner

Source: Midland County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2129 E STEWART RD, MIDLAND, MI 48640-8926
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 23, 2025Deed of Trust, Mortgage · Line of Credit
THE HUNTINGTON NATIONAL BANK
Nov 15, 2023Warranty Deed, Transfer
ISLAND TITLE AGENCY LLC, MIDLAND TITLE AGENCY LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 15, 2023 · Amount on Record
Deed SaleNov 15, 2023 · Amount on Record
Deed Book / Page1668 / 1273
Record UpdatedSep 20, 2026

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMIDLAND MI
Property Address2129 E STEWART RD, MIDLAND, MI 48640-8926
Transaction TypeMortgage
Record UpdatedOct 13, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address2129 E STEWART RD, MIDLAND, MI 48640-8926

Mortgage

Document Number2025R08518
DateSep 23, 2025
Instrument2025R-08518
Lender
NameTHE HUNTINGTON NATIONAL BANK
TypeBank
AddressCOLUMBUS, OH 43231
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueSep 16, 2055
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

November 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMIDLAND MI
Recording DateNov 15, 2023
Property Address2129 E STEWART RD, MIDLAND, MI 48640-8926
Document Number01668/1273
Book / Page1668 / 1273
Instrument DateNov 13, 2023
Transaction TypeTransfer
Record UpdatedDec 11, 2023
Title CompanyISLAND TITLE AGENCY LLC, MIDLAND TITLE AGENCY LLC

Transaction

AmountAmount Recorded
Tax$2,775.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2129 E STEWART RD, MIDLAND, MI 48640-8926

Transferred To (Grantee/Buyer)

NameVerified Name
Address2129 E STEWART RD, MIDLAND, MI 48640-8926

Tax Assessment & Valuation

Source: Midland County assessment roll, as of August 4, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyMidland County
County SubdivisionMidland Charter Township
Unified School DistrictBullock Creek School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$193,800 (+17.24%)$387,600 (+17.24%)
2025$6,116.00 (+33.92%)
2023$165,300$330,600
2022$4,567.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2020)
Claims Outside the SFHA1 of 1
Most Recent ClaimMay 2020 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MIDLAND
serves 42,547 people · EPA ID MI0004370
Water SourcePurchased surface water from SAGINAW-MIDLAND WATER SUPPLY
Last State InspectionMar 2023
Lead3 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
Starlink
Satellite		280 / 30

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