Black Hawk County property record for 2129 Downing Ave, Waterloo, IA 50701
| Property Type | Residential Vacant Land |
|---|---|
| Lot Size | 0.132 acres (5,750 sqft) |
| Owner | Company Name on Record |
| Last Sale | $120,000 (Apr 2020) |
| Tax Bill | $94 (2025) |
| Deeds & Mortgages | Apr 2020 Foreclosure |
| Flood Zone | Zone X (minimal risk) |
| APN | 8913-26-151-004 |
| Primary APN | 8913-26-151-004 |
|---|
| Lot Area | 5,750 sqft (0.132 acres) |
|---|---|
| Lot Dimensions | 115 ft deep x 50 ft wide |
| Street Address | 2129 DOWNING AVE |
|---|---|
| City | WATERLOO |
| State | IA |
| Zip | 50701-6037 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Legal Description | WEST PARK ADDITION LOT 7 BLK 3 EXC STREET |
| Legal Range | 13W |
| Legal Township | 89N |
| Legal Section | 26 |
| Legal Subdivision | WEST PARK ADDITION |
| Legal Block | 3 |
| Legal Lot Number | 7 |
| Jurisdiction | BLACK HAWK IA |
| Township / Civil Division | WATERLOO |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 300 |
Source: Black Hawk County records, as of September 1, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | PO BOX 538, WATERLOO, IA 50704-0538 |
| Owner Type | Company |
| Vesting | Company |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 3, 2020 · Amount on Record |
| Deed Sale | Apr 3, 2020 · Amount on Record |
| Deed Document Number | 202017077 |
| Record Updated | Oct 29, 2026 |
| Document Type | Legal Action/Court Order |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Recording Date | Apr 3, 2020 |
| Property Address | 2129 DOWNING AVE, WATERLOO, IA 50701-6037 |
| Document Number | 202000017077 |
| Instrument Date | Mar 26, 2020 |
| Instrument | 202000017077 |
| Transaction Type | Foreclosure |
| Record Updated | Aug 10, 2023 |
| Title Company | BLACK HAWK COUNTY ABSTRACT AND T, BLACK HAWK CNTY ABSTRACT & T |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $191.20 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2129 DOWNING AVE, WATERLOO, IA 50701-6037 |
| Document Number | 202000017078 |
|---|---|
| Date | Apr 3, 2020 |
| Instrument | 202000017078 |
| Name | VERIDIAN CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2050 |
Source: Black Hawk County assessment roll, as of October 17, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Black Hawk County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $94.00 (-6%) | $4,580 (-) Land $4,580 | $4,580 (-) Land $4,580 |
| 2024 | $100.00 | ||
| 2023 | $4,580 (-) Land $4,580 | $4,580 (-) Land $4,580 | |
| 2022 | $100.00 | $4,580 Land $4,580 | |
| 2021 | $4,580 Land $4,580 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 91% of Iowa |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 416 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Waterloo Fiber Fiber | 10,000 / 10,000 |
| Metronet Fiber | 5,120 / 5,120 |
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
May also be available: GigFire, Nextlink, T-Mobile, Verizon.
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