2129 Central Ave, Schenectady, NY 12304 Property Records

Albany County and Colonie Town property record for 2129 Central Ave, Schenectady, NY 12304 · Last verified July 2026

Property Summary

Property Type	Mixed Use Store/Office
Details	6,351 sqft · built 1970
Lot Size	0.6 acres (26,136 sqft)
Owner	Company Name on File
Last Sale	$175,000 (Mar 2007)
Tax Bill	$13,516 (2025)
Deeds & Mortgages	Oct 2019 Mortgage Feb 2019 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`012689 16.2-2-29`

Property Details

APN / Parcel Number

Primary APN	`012689 16.2-2-29`
Alternative APNs	`268901600200020290000000` `01600200020290000000`

Interior

Units	5 Units
Stories	2 Stories
Building Area	6,351 sqft Gross Area
Basement Area	420 sqft
Unfinished Basement	420 sqft
Overhead Door	Overhead Door
Fire Sprinklers	Fire Sprinklers

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Lot Area	26,136 sqft (0.6 acres)
Garage Type	Detached
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	219 sqft
Shed	1 Shed
Shed Area	160 sqft

Utilities, Heating & Cooling

Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	01600200020290000000
Street Address	2129 CENTRAL AVE
City	SCHENECTADY
State	NY
Zip	12304-4444
Property Category	Commercial
Property Type	Commercial > Retail > Mixed Use Store/Office
Legal Description	N-2123 E-2127 S-100-94
Legal Block	2
Legal Lot Number	29.000
Jurisdiction	ALBANY NY
Township / Civil Division	COLONIE
Census Block Group	2
Census Block	2000
Census Tract	13803

Owner

Source: Albany County and Colonie Town records · APN 012689 16.2-2-29

Assessment roll updated March 17, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	2129 CENTRAL AVE, SCHENECTADY, NY 12304-4444
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Oct 28, 2019	Deed of Trust, Mortgage · Commercial Mortgage CAPITAL COMMUNICATIONS FCU
Feb 22, 2019	Loan Modification, Mortgage NATIONAL UNION BK KINDERHOOK
Feb 22, 2019	Deed of Trust, Mortgage NATIONAL UNION BK KINDERHOOK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 13, 2007 · Amount on Record
Deed Sale	Mar 13, 2007 · Amount on Record
Deed Book / Page	2878 / 190
Record Updated	Sep 20, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBANY NY
Property Address	2129 CENTRAL AVE, SCHENECTADY, NY 12304-4444
Transaction Type	Mortgage
Record Updated	Apr 07, 2022
Title Company	LEGACY TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002800
Date	Oct 28, 2019
Instrument	R2019-22800

Lender

Name	CAPITAL COMMUNICATIONS FCU
Type	Credit Union
Address	ALBANY, NY 12205

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

February 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ALBANY NY
Property Address	2129 CENTRAL AVE, SCHENECTADY, NY 12304-4444
Document Number	0000003999
Instrument Date	Feb 22, 2019
Transaction Type	Mortgage
Record Updated	Mar 19, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2129 CENTRAL AVE SCHENECTADY NY 123044468, SCHENECTADY, NY 12304-4468

Mortgage

Document Number	0000003999
Date	Feb 27, 2019
Instrument	3999

Lender

Name	NATIONAL UNION BK KINDERHOOK
Address	KINDERHOOK, NY 12106

Agreement

Amount	Amount Recorded

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBANY NY
Property Address	2129 CENTRAL AVE, SCHENECTADY, NY 12304-4444
Document Number	0000003998
Instrument Date	Feb 22, 2019
Transaction Type	Mortgage
Record Updated	Mar 20, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2129 CENTRAL AVE SCHENECTADY NY 123044468, SCHENECTADY, NY 12304-4468

Mortgage

Document Number	0000003998
Date	Feb 27, 2019
Instrument	3998

Lender

Name	NATIONAL UNION BK KINDERHOOK
Address	KINDERHOOK, NY 12106

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Albany County and Colonie Town records · Assessment roll updated March 17, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New York
County	Albany County
County Subdivision	Colonie Town
Unified School District	South Colonie Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$13,516.00 (+10.59%)	$293,000 (-) Land $120,000 Building $173,000	$670,500 (+16.71%) Land $274,608 Building $395,892
2023		$293,000 (-) Land $120,000 Building $173,000	$574,500 (+9.31%) Land $235,290 Building $339,210
2022		$293,000 Land $120,000 Building $173,000	$525,561 Land $215,247 Building $310,314
2021	$12,222.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Albany County (36001C), updated March 6, 2019 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360010138032, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Mar 2024, other causes

Wildfire

Wildfire Risk	Low above 4% of the US · above 5% of New York
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 163 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Verizon	Fiber	980 / 880
T-Mobile USA	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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