2129 Borchers Ln, O Fallon, IL 62269 Property Records

St. Clair County property record for 2129 Borchers Ln, O Fallon, IL 62269

Property Summary

Property Type	Single Family Home
Details	4 ba · 2,750 sqft · built 2016
Lot Size	0.88 acres (38,333 sqft)
Owner	2 Individual Names on Record
Tax Bill	$7,668 (2024)
Deeds & Mortgages	Apr 2020 Mortgage Aug 2019 Mortgage
APN	`04-27-0-200-015`

Property Details

APN / Parcel Number

Primary APN	`04-27-0-200-015`

Interior

Full Baths	4 Baths
Stories	1 Story
Building Area	2,750 sqft Living Area
Basement Area	2,750 sqft
Unfinished Basement	2,750 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Exterior Material	Combination
Construction Type	Masonry / Concrete Block
Lot Area	38,333 sqft (0.88 acres)
Garage Area	1,584 sqft
Parking Spaces	6 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	1,368 sqft
Deck Area	36 sqft
Patio Area	36 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	2129 BORCHERS LN
City	O FALLON
State	IL
Zip	62269-4105
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OFALLON TWP SEC 27 LOT/SEC-27-SUBL/TWP-2N-BLK/RG-7W PT NW 1/4 NE 1/4 AS IN A02439291
Legal Range	07W
Legal Township	02N
Legal Section	27
Legal Subdivision	OFALLON TWP SEC 27
Legal Block	200
Jurisdiction	ST CLAIR IL
Township / Civil Division	O'FALLON
Census Block Group	2
Census Block	2088
Census Tract	504358

Owner

Source: St. Clair County records, as of September 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2129 BORCHERS LN, O FALLON, IL 62269-4105
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 21, 2020	Deed of Trust, Mortgage LEADERONE FIN'L
Aug 26, 2019	Deed of Trust, Mortgage · FHA Mortgage LEADERONE FIN'L

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jan 2, 2015
Transfer Doc	00A2439291
Record Updated	Jun 8, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	2129 BORCHERS LN, O FALLON, IL 62269-4105
Document Number	00A2649350
Instrument Date	Apr 21, 2020
Transaction Type	Mortgage
Record Updated	May 19, 2020
Title Company	SOUTHERN IL R/E TITLE CTR

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2129 BORCHERS LN O FALLON IL 622694105, O FALLON, IL 62269-4105

Mortgage

Document Number	00A2649350
Date	Apr 28, 2020
Instrument	2649350

Lender

Name	LEADERONE FIN'L
Type	Funding / Finance Company
Address	OVERLAND PARK, KS 66210

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 27, 2050

Interest

Rate Type	Fixed Rate
Rate	3.5%

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	2129 BORCHERS LN, O FALLON, IL 62269-4105
Document Number	00A2624731
Instrument Date	Aug 26, 2019
Transaction Type	Mortgage
Record Updated	Sep 13, 2019
Title Company	SOUTHERN IL R/E TITLE CTR

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2129 BORCHERS LN O FALLON IL 622694105, O FALLON, IL 62269-4105

Mortgage

Document Number	00A2624731
Date	Sep 3, 2019
Instrument	2624731

Lender

Name	LEADERONE FIN'L
Type	Funding / Finance Company
Address	OVERLAND PARK, KS 66210

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 2, 2049

Interest

Rate Type	Fixed Rate
Rate	4.12%

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of August 28, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	O'Fallon Township
Elementary School District	O'Fallon Community Consolidated School District 90 (PK - 08)
Secondary School District	O'Fallon Township High School District 203 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$7,668.00	$111,771 (+22.55%) Land $5,762 Building $106,009	$335,313 (+22.55%) Land $17,286 Building $318,027
2022		$91,204 Land $4,702 Building $86,502	$273,612 Land $14,106 Building $259,506

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 14 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	14 in force
Nearby Flood Claims	3 (2013–2026)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Jun 2026 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	O FALLON serves 46,603 people · EPA ID IL1631100
Water Source	Purchased surface water from IL AMERICAN-EAST ST LOUIS
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon, Wisper ISP.

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