2129 300th St, Decorah, IA 52101 Property Records

Winneshiek County property record for 2129 300th St, Decorah, IA 52101

Property Summary

Property Type	Rural Home
Details	4 bd · 3 ba · 3,148 sqft · built 1902
Lot Size	9.46 acres (412,078 sqft)
Owner	2 Individual Names on Record
Tax Bill	$4,698 (2026)
Deeds & Mortgages	Apr 2023 Line of Credit Apr 2019 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`072920000700`

Property Details

APN / Parcel Number

Primary APN	`072920000700`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,148 sqft Living Area
1st Floor Area	1,024 sqft
Basement Area	1,924 sqft
Finished Basement	775 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1902
Effective Year Built	Effective 1902
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Asphalt
Lot Area	412,078 sqft (9.46 acres)
Garage Type	Attached
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	376 sqft
Deck Area	256 sqft
Granary	Granary

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	2129 300TH ST
City	DECORAH
State	IA
Zip	52101-7705
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	LOT 1 NW NE
Legal Range	08W
Legal Township	99N
Legal Section	29
Legal Subdivision	NORTH RIDGE ESTATES
Legal Lot Number	1
Jurisdiction	WINNESHIEK IA
Township / Civil Division	CANOE
Census Block Group	2
Census Block	2097
Census Tract	950100

Owner

Source: Winneshiek County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2129 300TH ST, DECORAH, IA 52101-7705
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 18, 2023	Deed of Trust, Mortgage · Line of Credit MARINE CU
Apr 8, 2019	Deed of Trust, Mortgage · ARM DECORAH BANK & TRUST COMPANY
May 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage MARINE CU
Feb 8, 2022	Deed of Trust, Mortgage · Stand-Alone First Mortgage KERNDT BROTHERS SAVINGS BANK
Aug 9, 2021	Intrafamily Transfer, Transfer
Apr 20, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Apr 20, 2021
Transfer Doc	02021/1648
Record Updated	Oct 29, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNESHIEK IA
Property Address	2129 300TH ST, DECORAH, IA 52101-7705
Transaction Type	Mortgage
Record Updated	May 31, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002023/970
Date	Apr 18, 2023
Book Page	2023/970
Instrument	2023 0970

Lender

Name	MARINE CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Apr 7, 2038

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNESHIEK IA
Property Address	2129 300TH ST, DECORAH, IA 52101-7705
Transaction Type	Mortgage
Record Updated	Nov 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002019/768
Date	Apr 8, 2019
Book Page	2019/768
Instrument	768

Lender

Name	DECORAH BANK & TRUST COMPANY

Agreement

Type	ARM
Amount	Amount Recorded
Term	241 Months
Due	May 1, 2039

Interest

Rate Type	Adjustable Rate
Rate	5.9%
Type Change Date	Apr 3, 2024
Index	5-Year CMT

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNESHIEK IA
Property Address	2129 300TH ST, DECORAH, IA 52101-7705
Transaction Type	Mortgage
Record Updated	Nov 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02021/2072
Date	May 20, 2021
Book Page	2021/2072
Instrument	2021 2072

Lender

Name	MARINE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 14, 2051

Interest

Rate Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Type Change Date	Jun 1, 2026
Change Frequency	Annually
Min Rate At Change	8.23%
Max Rate At Change	10.2%
Index	1-Year CMT

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNESHIEK IA
Property Address	2129 300TH ST, DECORAH, IA 52101-7705
Transaction Type	Mortgage
Record Updated	Nov 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002022/418
Date	Feb 8, 2022
Book Page	2022/418
Instrument	2022 0418

Lender

Name	KERNDT BROTHERS SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	84 Months
Due	Feb 10, 2029

Interest

Rate Type	Fixed Rate

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WINNESHIEK IA
Recording Date	Aug 9, 2021
Property Address	2129 300TH ST, DECORAH, IA 52101-7705
Document Number	02021/3144
Book / Page	2021 / 3144
Instrument Date	Jul 14, 2021
Instrument	2021 3144
Transaction Type	Transfer
Record Updated	Nov 11, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2129 300TH ST, DECORAH, IA 52101-7705

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WINNESHIEK IA
Recording Date	Apr 20, 2021
Property Address	2129 300TH ST, DECORAH, IA 52101-7705
Document Number	02021/1648
Book / Page	2021 / 1648
Instrument Date	Apr 20, 2021
Instrument	2021 1648
Transaction Type	Transfer
Record Updated	Nov 11, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2129 300TH ST, DECORAH, IA 52101-7705

Tax Assessment & Valuation

Source: Winneshiek County assessment roll, as of October 21, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Winneshiek County
Unified School District	Decorah Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,698.00	$411,480 (-) Land $20,430 Building $391,050	$411,480 (-) Land $20,430 Building $391,050
2025	$4,698.00 (+7.51%) Homeowner's exemption	$411,480 (+24.64%) Land $20,430 Building $391,050	$411,480 (+24.64%) Land $20,430 Building $391,050
2024	$4,370.00 (+14.82%)
2023		$330,130 (+15.8%) Land $15,090 Building $315,040	$330,130 (+15.8%) Land $15,090 Building $315,040
2022	$3,806.00 Homeowner's exemption	$285,080 Land $12,130 Building $272,950
2021			$285,080 Land $12,130 Building $272,950

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · above 40% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nextlink Fixed Wireless	400 / 100
Mabel Cooperative Telephone Company Fiber	200 / 40
GigFire Fixed Wireless	150 / 130

Cell Coverage

5G and 4G LTE (outdoors only)

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