21285 Darnel Ave, Bend, OR 97702 Property Records

Deschutes County property record for 21285 Darnel Ave, Bend, OR 97702

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 2,470 sqft · built 2017
Lot Size	0.14 acres (6,098 sqft)
Owner	2 Individual Names on File
Last Sale	$500,000 (Aug 2020)
Tax Bill	$4,332 (2025)
Deeds & Mortgages	Jun 2023 Line of Credit Aug 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`181202-CB-11800`

Property Details

APN / Parcel Number

Primary APN	`181202-CB-11800`
Alternative APN	`274450`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	2,470 sqft Living Area
Gross Area	2,963 sqft
1st Floor Area	972 sqft
Great Room	Great Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Bi-Level
Lot Area	6,098 sqft (0.14 acres)
Garage Area	493 sqft

Location & Zoning

Account Number	274450
Street Address	21285 DARNEL AVE
City	BEND
State	OR
Zip	97702-9579
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	ROSENGARTH ESTATES PHASES 1-3 LOT 26
Legal Range	12
Legal Township	18
Legal Section	02
Legal Subdivision	ROSENGARTH ESTATES PHASES 1-3
Legal Lot Number	26
Jurisdiction	DESCHUTES OR
Township / Civil Division	BEND
Census Block Group	1
Census Block	1001
Census Tract	1903

Owner

Source: Deschutes County records · APN 181202-CB-11800

Assessment roll updated November 5, 2025 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	21285 DARNEL AVE, BEND, OR 97702-9579
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2023	Deed of Trust, Mortgage · Line of Credit UNITED WHOLESALE MORTGAGE
Aug 07, 2020	Warranty Deed, Transfer · Conventional Mortgage GUILD AN OLD STONE CO
Sep 25, 2019	Warranty Deed, Transfer · Conventional with PMI CALIBER HM LOANS
Apr 09, 2018	Warranty Deed, Subdivision Related Transfer AMERITITLE

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 07, 2020 · Amount on Record
Deed Sale	Aug 07, 2020 · Amount on Record
Prior Sale	Sep 25, 2019 · Amount on Record
Deed Document Number	202039377
Record Updated	Jun 08, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	21285 DARNEL AVE, BEND, OR 97702-9579
Transaction Type	Mortgage
Record Updated	Jul 10, 2023
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000014868
Date	Jun 22, 2023
Instrument	2023-14868

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Jul 01, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESCHUTES OR
Recording Date	Aug 07, 2020
Property Address	21285 DARNEL AVE, BEND, OR 97702-9579
Document Number	0000039377
Instrument Date	Aug 05, 2020
Instrument	2020-39377
Transaction Type	Transfer
Record Updated	Nov 12, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	21285 DARNEL AVE, BEND, OR 97702-9579

Mortgage

Document Number	0000039378
Date	Aug 07, 2020
Instrument	2020-39378

Lender

Name	GUILD AN OLD STONE CO
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 01, 2050

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESCHUTES OR
Recording Date	Sep 25, 2019
Property Address	21285 DARNEL AVE, BEND, OR 97702-9579
Document Number	0000036090
Instrument Date	Sep 11, 2019
Instrument	36090
Transaction Type	Transfer
Record Updated	Oct 04, 2019
Title Company	WESTERN TITLE INSURANCE COMPANY, WESTERN TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$463.35
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21285 DARNEL AVE BEND OR 977029579, BEND, OR 97702-9579

Mortgage

Document Number	36091
Date	Sep 25, 2019
Instrument	36091

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Sep 24, 2049

April 2018: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	DESCHUTES OR
Recording Date	Apr 09, 2018
Property Address	21285 DARNEL AVE, BEND, OR 97702-9579
Document Number	0000014127
Instrument Date	Feb 01, 2018
Instrument	14127
Transaction Type	Subdivision Related Transfer
Record Updated	May 05, 2018
Title Company	AMERITITLE

Transaction

Amount	Amount Recorded
Tax	$438.45
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	73161 AJO LN PALM DESERT CA 922606644, PALM DESERT, CA 92260-6644

Tax Assessment & Valuation

Source: Deschutes County records · Assessment roll updated November 5, 2025 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Oregon
County	Deschutes County
Municipality	Bend City
Unified School District	Bend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,332.00 (+3.93%)	$256,400 (+3%)	$703,660 (+4.21%) Land $216,500 Building $487,160
2024	$4,168.00 (+7.9%)	$248,940 (+3%)	$675,250 (-3.47%) Land $228,500 Building $446,750
2023	$3,863.00	$241,690	$699,530 Land $228,500 Building $471,030

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of December 11, 2025 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Moderate above 45% of the US · lower than 82% of Oregon
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
TDS Telecom Cable · Fiber in parts of the area	1,000 / 20
Yellowknife Wireless Company Fixed Wireless	700 / 200
Verizon Fixed Wireless	300 / 20
Lumen Technologies DSL · Fiber in parts of the area	140 / 20

May also be available: Webformix Company.

Based on FCC filings for 490 locations within half a mile of this property.

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