21284 S Springwater Rd, Estacada, OR 97023 Property Records

Clackamas County property record for 21284 S Springwater Rd, Estacada, OR 97023

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,200 sqft · built 1969
Lot Size	1 acres (64,322 sqft)
Owner	2 Individual Names on File
Tax Bill	$5,089 (2025)
Deeds & Mortgages	Nov 2023 Transfer Feb 2018 Reverse Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`33E24A 00400`

Property Details

APN / Parcel Number

Primary APN	`33E24A 00400`
Alternative APN	`00920409`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,200 sqft Living Area
Basement Area	1,386 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Exterior Material	Wood
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	64,322 sqft (1 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	00920409
Street Address	21284 S SPRINGWATER RD
City	ESTACADA
State	OR
Zip	97023-9650
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RRFF5
Legal Description	1106 SPRINGWATER EST #2 PT LT 25
Legal Range	3E
Legal Township	3S
Legal Section	24
Legal Subdivision	SPRINGWATER EST #2
Legal Lot Number	25
Jurisdiction	CLACKAMAS OR
Township / Civil Division	ESTACADA
Census Block Group	3
Census Block	3001
Census Tract	23600

Owner

21284 S Springwater Rd is owned by two individuals who acquired it in January 2024.

Source: Clackamas County records, as of October 29, 2025

Owner of Record	2 Individual Names on File
Mailing Address	18925 S GRASLE RD, OREGON CITY, OR 97045-8701
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 15, 2023	Transfer on Death Deed, Transfer
Feb 21, 2018	Deed of Trust, Mortgage · Reverse Mortgage ONE REVERSE MORTGAGE LLC
May 21, 2020	Deed of Trust, Mortgage · FHA Mortgage FEDERAL HSNG COMMISSIONER
May 21, 2020	Deed of Trust, Mortgage · FHA Mortgage MISCELLANEOUS GOVT AGCY
Feb 12, 2018	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jan 10, 2024
Transfer Doc	0000001238
Record Updated	Sep 20, 2026

November 2023: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	CLACKAMAS OR
Recording Date	Nov 15, 2023
Property Address	21284 S SPRINGWATER RD, ESTACADA, OR 97023-9650
Document Number	0000040951
Instrument Date	Nov 15, 2023
Instrument	2023-040951
Transaction Type	Transfer
Record Updated	Nov 22, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18925 S GRASLE RD, OREGON CITY, OR 97045-8701

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLACKAMAS OR
Property Address	21284 S SPRINGWATER RD, ESTACADA, OR 97023-9650
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	TITLE SOURCE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000011019
Date	Feb 21, 2018
Instrument	2018-011019

Lender

Name	ONE REVERSE MORTGAGE LLC
Type	Reverse Mortgage Lender
Address	SAN DIEGO, CA 92121

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	851 Months
Due	Jan 20, 2089

Interest

Rate Type	Adjustable Rate
Rate	4.29%
Type Change Date	Mar 1, 2019
Change Frequency	Annually
Min Rate At Change	2%
Index	1-Year LIBOR
Max Rate	5%

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLACKAMAS OR
Property Address	21284 S SPRINGWATER RD, ESTACADA, OR 97023-9650
Document Number	0000040991
Instrument Date	May 21, 2020
Transaction Type	Mortgage
Record Updated	Jun 15, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21284 S SPRINGWATER RD ESTACADA OR 970239650, ESTACADA, OR 97023-9650

Mortgage

Document Number	0000040991
Date	Jun 3, 2020
Instrument	40991

Lender

Name	FEDERAL HSNG COMMISSIONER
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	828 Months
Due	Jun 2, 2089

Interest

Rate Type	Adjustable Rate
Rate	3%

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLACKAMAS OR
Property Address	21284 S SPRINGWATER RD, ESTACADA, OR 97023-9650
Document Number	0000040990
Instrument Date	May 21, 2020
Transaction Type	Mortgage
Record Updated	Jun 15, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21284 S SPRINGWATER RD ESTACADA OR 970239650, ESTACADA, OR 97023-9650

Mortgage

Document Number	0000040990
Date	Jun 3, 2020
Instrument	40990

Lender

Name	MISCELLANEOUS GOVT AGCY
Address	1 INTERNATIONAL BLVD # 1202, MAHWAH, NJ 07495-0031

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	828 Months
Due	Jun 2, 2089

Interest

Rate Type	Adjustable Rate
Rate	3%

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLACKAMAS OR
Property Address	21284 S SPRINGWATER RD, ESTACADA, OR 97023-9650
Document Number	0000011020
Instrument Date	Feb 12, 2018
Transaction Type	Mortgage
Record Updated	Nov 20, 2018
Title Company	TITLE SOURCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21284 S SPRINGWATER RD ESTACADA OR 970239650, ESTACADA, OR 97023-9650

Mortgage

Document Number	0000011020
Date	Feb 21, 2018
Instrument	11020

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	852 Months
Due	Feb 20, 2089

Interest

Rate Type	Adjustable Rate
Rate	4.29%

Tax Assessment & Valuation

The 2025 property tax bill for 21284 S Springwater Rd was $5,089 with a veteran's exemption.

Source: Clackamas County assessment roll, as of October 29, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Clackamas County
Unified School District	Estacada School District 108 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,089.00 Veteran's exemption	$457,566	$811,776 Land $344,026 Building $467,750
2023	$5,276.00 Veteran's exemption	$431,300	$801,444 Land $336,784 Building $464,660

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 21284 S Springwater Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1996)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Nov 1996 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 21284 S Springwater Rd is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 86% of Oregon
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Clear Creek Mutual Telephone Fiber	1,000 / 500

May also be available: Rio Virgin Telephone.

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