21284 Bertram Rd, San Jose, CA 95120 Property Records

Santa Clara County property record for 21284 Bertram Rd, San Jose, CA 95120

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 518 sqft · built 1939
Lot Size	0.05 acres (2,197 sqft)
Owner	2 Individual Names on Record
Last Sale	$415,000 (Sep 2022)
Tax Bill	$5,321 (2025)
Deeds & Mortgages	Jan 2024 Line of Credit Jul 2023 Line of Credit + 1 more
Flood Zone	Zone D (undetermined)
APN	`583-19-020`

Property Details

APN / Parcel Number

Primary APN	`583-19-020`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	518 sqft Living Area
Gross Area	336 sqft
1st Floor Area	336 sqft

Exterior

Year Built	Built 1939
Effective Year Built	Effective 1939
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	2,197 sqft (0.05 acres)
Lot Dimensions	55 ft deep x 60 ft wide
Porch	Porch

Utilities, Heating & Cooling

Cooling System	None

Location & Zoning

Street Address	21284 BERTRAM RD
City	SAN JOSE
State	CA
Zip	95120-4318
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR-H1
Legal Description	MAP W PG 34 BLK C PART OF LOT 85,86
Legal Subdivision	LAKE ALMADEN PROPER
Legal Block	C
Legal Lot Number	85
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	2
Census Block	2040
Census Tract	511911

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the New Almaden listed 1966 · 6 contributing resources · National Historic Landmark (designated 1961) · NRIS 66000236

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Santa Clara County records, as of July 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	777 COFFEEWOOD CT, SAN JOSE, CA 95120-2210
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Jan 19, 2024	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Jul 11, 2023	Deed of Trust, Mortgage · Line of Credit EXCITE CU
Sep 15, 2022	Grant Deed, Transfer CORNERSTONE TITLE COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 15, 2022 · Amount on Record
Deed Sale	Sep 15, 2022 · Amount on Record
Prior Sale	Feb 20, 2015 · Amount on Record
Deed Document Number	202225373150
Prior Transfer Date	Sep 5, 2006
Prior Transfer Doc	0019290475
Record Updated	Oct 29, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	21284 BERTRAM RD, SAN JOSE, CA 95120-4318
Transaction Type	Mortgage
Record Updated	Jan 29, 2024
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	777 COFFEEWOOD CT, SAN JOSE, CA 95120-2210

Mortgage

Document Number	0025588194
Date	Jan 19, 2024
Instrument	25588194

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 18, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	21284 BERTRAM RD, SAN JOSE, CA 95120-4318
Transaction Type	Mortgage
Record Updated	Jul 21, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21284 BERTRAM RD, SAN JOSE, CA 95120-4318

Mortgage

Document Number	0025499019
Date	Jul 11, 2023
Instrument	25499019

Lender

Name	EXCITE CU
Type	Credit Union
Address	SAN JOSE, CA 95119

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 10, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Sep 15, 2022
Property Address	21284 BERTRAM RD, SAN JOSE, CA 95120-4318
Document Number	0025373150
Map Reference	MB W PG 34&35
Instrument Date	Sep 13, 2022
Instrument	25373150
Transaction Type	Transfer
Record Updated	Sep 26, 2022
Title Company	CORNERSTONE TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	777 COFFEEWOOD CT, SAN JOSE, CA 95120-2210

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Unified School District	San Jose Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$440,400 (+2%) Land $371,422 Building $68,978
2025	$5,321.00 (+6.98%)	$431,766 (+4.04%) Land $364,140 Building $67,626
2023	$4,974.00 (-23.88%)	$415,000 Land $350,000 Building $65,000
2022	$6,534.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone D undetermined · not studied
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 18 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	18 in force
Nearby Flood Claims	14 (1983–2023)
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 3 claims Severe Winter Storms, Flooding, Landslides, Mud Flows, Feb 1995 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 80% of the US · above 57% of California
Wildfire Likelihood	0.6% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN JOSE WATER private · serves 1,039,920 people · EPA ID CA4310011
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jun 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

May also be available: Etheric Networks.

Cell Coverage

No cell data coverage reported

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