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21282 Panama St, Warren, MI 48091 Property Records

Macomb County property record for 21282 Panama St, Warren, MI 48091

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,298 sqft · built 1948
Lot Size0.105 acres (4,574 sqft)
Owner2 Individual Names on File
Last Sale$115,000 (Apr 2025)
Tax Bill$3,430 (2025)
Deeds & MortgagesAug 2020 Sale & Mortgage
Apr 2020 Sale
+ 2 more
Flood ZoneZone X (minimal risk)
APN12-13-32-476-001

Property Details

APN / Parcel Number

Primary APN12-13-32-476-001
Alternative APN
  • 1332476001

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,298 sqft Living Area
Gross Area1 sqft
1st Floor Area865 sqft
Basement Area865 sqft
Unfinished Basement865 sqft

Exterior

Year BuiltBuilt 1948
Effective Year BuiltEffective 1948
Architectural StyleBungalow
Exterior MaterialWood Siding
Roof MaterialAsphalt
Lot Area4,574 sqft (0.105 acres)
Lot Dimensions114 ft deep x 40 ft wide
Garage Area480 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerStorm Sewer
Water SourceCommercial

Location & Zoning

Street Address21282 PANAMA ST
CityWARREN
StateMI
Zip48091-4343
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1-C
Legal DescriptionRAMM AND CO'S MOUND PARK SUB. LOT 560; INCL 1/2 VAC ALLEY ADJ REAR L8 P49
Legal SubdivisionRAMM AND COS MOUND PARK SUB
Legal Lot Number560
JurisdictionMACOMB MI
Township / Civil DivisionWARREN
Census Block Group1
Census Block1023
Census Tract263700

Owner

21282 Panama St is owned by two individuals who bought it in April 2025.

Source: Macomb County records, as of October 19, 2026

Owner of Record2 Individual Names on File
Mailing Address3322 DOBBIN DR, STERLING HEIGHTS, MI 48310-3073
Owner TypeIndividual
VestingHusband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 10, 2020Warranty Deed, Transfer · Conventional Mortgage
THE DART BANK
Apr 30, 2020Warranty Deed, Transfer
ATTORNEY ONLY
Feb 7, 2020Warranty Deed, Transfer
CHIRCO TITLE AGENCY INC, CHIRCO TITLE AGCY INC
May 4, 2018Grant Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 17, 2025 · Amount on File
Deed SaleApr 17, 2025 · Amount on File
Prior SaleAug 10, 2020 · Amount on File
Deed Document Number202534253
Deed Book / Page30053 / 247
Prior Transfer DateMar 2, 2018
Prior Transfer Doc0000053022
Record UpdatedOct 29, 2026

August 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMACOMB MI
Recording DateAug 10, 2020
Property Address21282 PANAMA ST, WARREN, MI 48091-4343
Document Number0000093278
Book / Page26898 / 636
Map ReferenceLB 8 PG 49
Instrument DateJul 24, 2020
Instrument2093278
Transaction TypeTransfer
Record UpdatedMay 31, 2021
Title CompanyTITLE ONE INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$769.70
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4574 SINGH DR, 4574, STERLING HEIGHTS, MI 48310-5196

Transferred To (Grantee/Buyer)

NameVerified Name
Address2479 LOS ANGELES AVE, WARREN, MI 48091-3258

Mortgage

Document Number0000093279
DateAug 10, 2020
Book Page26898/638
Instrument2093279
Lender
NameTHE DART BANK
TypeBank
AddressLANSING, MI 48912
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueAug 1, 2050

April 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMACOMB MI
Recording DateApr 30, 2020
Property Address21282 PANAMA ST, WARREN, MI 48091-4343
Document Number0000052086
Book / Page026674 / 000306
Instrument DateMar 20, 2020
Instrument52086
Transaction TypeTransfer
Record UpdatedMay 21, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
Tax$430.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address31912 MOUND RD WARREN MI 480923820, WARREN, MI 48092-3820

February 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMACOMB MI
Recording DateFeb 7, 2020
Property Address21282 PANAMA ST, WARREN, MI 48091-4343
Document Number0000016638
Book / Page026502 / 000414
Instrument DateJan 31, 2020
Instrument16638
Transaction TypeTransfer
Record UpdatedMar 5, 2020
Title CompanyCHIRCO TITLE AGENCY INC, CHIRCO TITLE AGCY INC

Transaction

AmountAmount on Record
Tax$215.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address336 W 1ST ST #113 FLINT MI 485021382, 113, FLINT, MI 48502-1382

May 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionMACOMB MI
Recording DateMay 4, 2018
Property Address21282 PANAMA ST, WARREN, MI 48091-4343
Document Number0000053022
Book / Page025347 / 000113
Instrument DateMar 2, 2018
Instrument53022
Transaction TypeTransfer
Record UpdatedDec 14, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address21282 PANAMA ST WARREN MI 480914343, WARREN, MI 48091-4343

Tax Assessment & Valuation

The 2025 property tax bill for 21282 Panama St was $3,430.

Source: Macomb County assessment roll, as of October 19, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyMacomb County
MunicipalityWarren City
Unified School DistrictFitzgerald Public Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$77,780 (+8.04%)$155,560 (+8.04%)
2025$3,430.00 Homeowner's exemption$71,990$143,980
2023$62,690$125,380
2022$2,977.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 21282 Panama St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 4, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 21282 Panama St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF WARREN
serves 134,056 people · EPA ID MI0006900
Water SourcePurchased surface water from GREAT LAKES WATER AUTHORITY
Last State InspectionFeb 2025
Lead3 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 786 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area		5,000 / 5,000
Xfinity
Cable		2,000 / 250
WOW Internet, Cable & Phone
Cable		1,200 / 50
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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