21280 Conch Dr, Summerland Key, FL 33042 Property Records

Monroe County property record for 21280 Conch Dr, Summerland Key, FL 33042

Property Summary

Property Type	Residential
Details	3 bd · 2 ba · 2,052 sqft · built 2001
Lot Size	0.047 acres (2,031 sqft)
Owner	Company Name on Record
Last Sale	$390,000 (Apr 2017)
Tax Bill	$4,531 (2024)
Deeds & Mortgages	Apr 2017 Sale
Flood Zone	Zone VE (high risk)
APN	`00115840-000609`

Property Details

APN / Parcel Number

Primary APN	`00115840-000609`
Alternative APN	`8929657`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Units	2 Units
Stories	3 Stories
Building Area	2,052 sqft Gross Area
1st Floor Area	1,508 sqft
Flooring	Concrete/Cement
Interior Walls	Wood

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2012
Exterior Material	Concrete Block
Construction Type	Concrete Block
Foundation Type	Pile
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	2,031 sqft (0.047 acres)
Porch	Florida Room
Porch Area	1,384 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	8929657
Street Address	21280 CONCH DR
City	SUMMERLAND KEY
State	FL
Zip	33042-4110
Property Category	Residential
Property Type	Residential > Specialized > Other
Local Zoning Code	SR
Legal Description	29 66 28 PT GOV LOT 2 A/K/A UNIT NO 9 CUDJOE COVE HOMEOWNERS ASSOCIATION OR1735-1168 OR2034-2216/17 OR2851-1580/81
Legal Range	28E
Legal Township	66S
Legal Section	29
Legal Subdivision	CUDJOE KEY
Legal Lot Number	2
Jurisdiction	MONROE FL
Township / Civil Division	LOWER KEYS
Census Block Group	1
Census Block	1003
Census Tract	971501

Owner

Source: Monroe County records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	21280 CONCH DR, SUMMERLAND KEY, FL 33042-4110
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 28, 2017 · Amount on Record
Deed Sale	Apr 28, 2017 · Amount on Record
Prior Sale	Aug 16, 2004 · Amount on Record
Deed Document Number	20172120917
Deed Book / Page	2851 / 1580
Record Updated	Oct 29, 2026

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Apr 28, 2017
Property Address	21280 CONCH DR, CUDJOE KEY, FL 33042-4110
Document Number	0028511580
Book / Page	002851 / 001580
Instrument Date	Apr 28, 2017
Instrument	2120917
Transaction Type	Transfer
Record Updated	Jun 14, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$2,730.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2450 ORLANDO RD BIG PINE KEY FL 330436317, BIG PINE KEY, FL 33043-6317

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$440,619 (+3.82%) Land $109,822 Building $330,797	$440,619 (+3.82%) Land $109,822 Building $330,797
2024	$4,531.00 (+4.16%)
2023	$4,350.00 (+1.66%)	$424,400 (-1.62%) Land $109,822 Building $314,578	$424,400 (-1.62%) Land $109,822 Building $314,578
2022	$4,279.00	$431,391 Land $109,822 Building $321,569	$431,391 Land $109,822 Building $321,569

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone VE high risk · coastal, wave action
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	11.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 501 policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	501 in force
Nearby Flood Claims	1,356 (1980–2023)
Claims Outside the SFHA	2 of 1,356
Most Recent Claim	Dec 2023 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 365 claims Hurricane Wilma, Oct 2005 · 278 claims Hurricane Georges, Sep 1998 · 640 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20