2128 Walnut Ridge Ct, Frederick, MD 21702 Property Records

Frederick County property record for 2128 Walnut Ridge Ct, Frederick, MD 21702

Property Summary

Property TypeSingle Family Home
Details3.5 ba · 3,714 sqft · built 2002
Lot Size0.246 acres (10,728 sqft)
OwnerIndividual Name on File
Last Sale$470,500 (Mar 2021)
Tax Bill$8,765 (2024)
Deeds & MortgagesSep 2020 Mortgage
Mar 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN02-240416

Property Details

APN / Parcel Number

Primary APN02-240416
Alternative APNs
  • 2240416
  • 240416

Interior

Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,714 sqft Living Area
Gross Area4,114 sqft
1st Floor Area1,492 sqft
Basement Area1,000 sqft
Finished Basement1,000 sqft

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Architectural StyleConventional
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area10,728 sqft (0.246 acres)
View / LotWaterfront
Garage TypeAttached
Garage Area400 sqft
Parking Spaces2 Parking Spaces
Deck Area500 sqft
Patio Area304 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerMunicipal

Location & Zoning

Account Number240416
Street Address2128 WALNUT RIDGE CT
CityFREDERICK
StateMD
Zip21702-5921
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePND
Legal DescriptionLOT 111 SECTION 3 PLAT 2-10,728 SQ. FT. WALNUT RIDGE
Legal SubdivisionWALNUT RDG SEC 3 1-4
Legal Lot Number111
JurisdictionFREDERICK MD
Township / Civil Division2, FREDERICK
Census Block Group1
Census Block1000
Census Tract751202

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually ListedOld National Pike Milestones
listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Frederick County assessment roll, as of August 4, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address2128 WALNUT RIDGE CT, FREDERICK, MD 21702-5921
OccupancyOwner Occupied
Owner TypeIndividual
VestingSole Owner

Deeds, Mortgages & Sale History

DateDocument
Sep 29, 2020Deed of Trust, Mortgage · FHA Mortgage
FREEDOM MORTGAGE CORP
Mar 12, 2021Deed, Transfer · Conventional Mortgage
PNC BANK NA

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 12, 2021 · Amount on Record
Deed SaleMar 12, 2021 · Amount on Record
Prior SaleMar 27, 2014 · Amount on Record
Deed Book / Page14658 / 1
Prior Transfer DateJan 9, 2014
Prior Transfer Doc0099270199
Record UpdatedJun 8, 2026

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address2128 WALNUT RIDGE CT, FREDERICK, MD 21702-5921
Transaction TypeMortgage
Record UpdatedOct 26, 2022
Title CompanyTITLE365

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0141230027
DateSep 29, 2020
Book Page14123/27
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2050

March 2021: Deed, Transfer

Document TypeDeed
JurisdictionFREDERICK MD
Recording DateMar 12, 2021
Property Address2128 WALNUT RIDGE CT, FREDERICK, MD 21702-5921
Document Number0146580001
Book / Page14658 / 1
Map ReferenceMB 70 PG 151-154
Instrument DateMar 8, 2021
Transaction TypeTransfer
Record UpdatedMay 12, 2021
Title CompanyREALTY TITLE INC, REALTY TITLE SERVICES INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,176.25
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Severalty
Address2128 WALNUT RIDGE CT, FREDERICK, MD 21702-5921

Mortgage

Document Number146588
DateMar 12, 2021
Instrument14658/8
Lender
NamePNC BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2051

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 4, 2025

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
MunicipalityFrederick City
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$518,600 (+21.07%) Land $119,100 Building $399,500$518,600 (-) Land $119,100 Building $399,500
2024$8,765.00 (+12.54%)
2023$7,788.00$428,333$518,600 Land $119,100 Building $399,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Internet Providers

Source: FCC Broadband Data Collection, based on 317 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Shenandoah Telecommunications Company
Fiber
8,000 / 8,000
Xfinity
Cable · Fiber in parts of the area
2,000 / 250
Verizon
Fixed Wireless · Fiber in parts of the area
300 / 20

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