2128 W 2nd St, Dayton, OH 45417 Property Records

Montgomery County property record for 2128 W 2nd St, Dayton, OH 45417

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,456 sqft · built 1899
Lot Size	0.101 acres (4,421 sqft)
Owner	Individual Name on Record
Last Sale	$102,900 (Aug 2023)
Tax Bill	$754 (2024)
Deeds & Mortgages	Oct 2023 Mortgage Aug 2023 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`R72 08204 0019`

Property Details

APN / Parcel Number

Primary APN	`R72 08204 0019`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,456 sqft Living Area
1st Floor Area	728 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1899
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	4,421 sqft (0.101 acres)
Lot Dimensions	130 ft deep x 34 ft wide
Garage Type	Detached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	296 sqft

Utilities, Heating & Cooling

Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2128 W 2ND ST
City	DAYTON
State	OH
Zip	45417-2459
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	19497
Legal Subdivision	CITY/DAYTON
Legal Lot Number	19
Jurisdiction	MONTGOMERY OH
Township / Civil Division	DAYTON
Census Block Group	1
Census Block	1024
Census Tract	165100

Owner

Source: Montgomery County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2128 W 2ND ST, DAYTON, OH 45417-2459
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 2, 2023	Deed of Trust, Mortgage · FHA Mortgage THE HUNTINGTON NATIONAL BANK
Aug 17, 2023	Deed of Trust, Mortgage · FHA Mortgage THE HUNTINGTON NATIONAL BANK
Aug 9, 2023	Warranty Deed, Transfer · FHA Mortgage PRIMARY RESIDENTIAL MORTGAGE INC
Feb 19, 2021	Warranty Deed, Transfer ATTORNEY ONLY
Feb 19, 2021	Affidavit of Death, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 9, 2023 · Amount on Record
Deed Sale	Aug 9, 2023 · Amount on Record
Prior Sale	Apr 22, 2021 · Amount on Record
Deed Document Number	202300040654
Record Updated	Jun 8, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY OH
Property Address	2128 W 2ND ST, DAYTON, OH 45417-2459
Transaction Type	Mortgage
Record Updated	Oct 16, 2023
Title Company	PCTITLE PROS INC, PCTITLE PROS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000050659
Date	Oct 2, 2023
Instrument	202300050659

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43219

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Aug 1, 2053

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY OH
Property Address	2128 W 2ND ST, DAYTON, OH 45417-2459
Transaction Type	Mortgage
Record Updated	Aug 29, 2023
Title Company	PCTITLE PROS INC, PCTITLE PROS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000042126
Date	Aug 17, 2023
Instrument	202300042126

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43219

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2053

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY OH
Recording Date	Aug 9, 2023
Property Address	2128 W 2ND ST, DAYTON, OH 45417-2459
Document Number	0000040654
Instrument Date	Jul 25, 2023
Instrument	202300040654
Transaction Type	Transfer
Record Updated	Aug 22, 2023
Title Company	PCTITLE PROS

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2128 W 2ND ST, DAYTON, OH 45417-2459

Mortgage

Document Number	0000040655
Date	Aug 9, 2023
Instrument	202300040655

Lender

Name	PRIMARY RESIDENTIAL MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2053

Mortgage

Document Number	0000042125
Date	Aug 17, 2023
Instrument	202300042125

Lender

Name	COUNTRY CORP
Type	Government Agency
Address	DAYTON, OH 45417

Agreement

Amount	Amount Recorded

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY OH
Recording Date	Feb 19, 2021
Property Address	2128 W 2ND ST, DAYTON, OH 45417-2459
Document Number	0000013268
Instrument Date	Jan 18, 2021
Instrument	13268
Transaction Type	Transfer
Record Updated	Mar 15, 2021
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$116.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2128 W 2ND ST DAYTON OH 454172459, DAYTON, OH 45417-2459

February 2021: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	MONTGOMERY OH
Recording Date	Feb 19, 2021
Property Address	2128 W 2ND ST, DAYTON, OH 45417-2459
Document Number	0000013267
Instrument Date	Jan 18, 2020
Instrument	13267
Transaction Type	Transfer
Record Updated	Jun 22, 2021
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2128 W 2ND ST DAYTON OH 454172459, DAYTON, OH 45417-2459

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Montgomery County
Municipality	Dayton City
Unified School District	Dayton City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$12,840 (-) Land $1,420 Building $11,420
2024	$754.00 (+2.45%)
2023	$736.00 (-22.12%)	$12,840 (-) Land $1,420 Building $11,420	$36,700 (-) Land $4,060 Building $32,640
2022	$945.00	$12,840 Land $1,420 Building $11,420
2020			$36,700 Land $4,060 Building $32,640

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DAYTON PUBLIC WATER SYSTEM serves 141,407 people · EPA ID OH5703512
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	470 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 301 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
Starlink Satellite	280 / 30
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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