2128 Sandy Point Ln, Mount Pleasant, SC 29466 Property Records

Charleston County property record for 2128 Sandy Point Ln, Mount Pleasant, SC 29466

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,789 sqft · built 2007
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on File
Last Sale	$1,250,000 (Dec 2021)
Tax Bill	$4,675 (2025)
Deeds & Mortgages	Dec 2021 Sale Mar 2021 Line of Credit + 2 more
Flood Zone	Zone AE (high risk)
APN	`583-05-00-277`

Property Details

APN / Parcel Number

Primary APN	`583-05-00-277`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,789 sqft Living Area
Gross Area	4,594 sqft
1st Floor Area	1,587 sqft
Upper Floors Area	1,202 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Multi-Family
Exterior Material	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	10,019 sqft (0.23 acres)
Terrain	High

Exterior Amenities

Pool Area	290 sqft
Porch	Slab
Porch Area	485 sqft
Deck Area	276 sqft
Patio Area	276 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump
Heating Fuel	Gas

Location & Zoning

Street Address	2128 SANDY POINT LN
City	MOUNT PLEASANT
State	SC
Zip	29466-8771
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DESCRIPTION -LOT 2128
Legal Subdivision	RIVERTOWNE
Legal Lot Number	2128
Jurisdiction	CHARLESTON SC
Township / Civil Division	MOUNT PLEASANT
Census Block Group	2
Census Block	2025
Census Tract	4615

Owner

2128 Sandy Point Ln is owned and occupied by two individuals who bought it in December 2021.

Source: Charleston County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2128 SANDY POINT LN, MOUNT PLEASANT, SC 29466-8771
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 10, 2021	Deed, Transfer
Mar 10, 2021	Deed of Trust, Mortgage · Line of Credit REV FEDERAL CREDIT UNION
Aug 9, 2017	Deed of Trust, Mortgage · Line of Credit HERITAGE TR FCU
Jul 24, 2017	Grant Deed, Transfer WR STARKEY MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 10, 2021 · Amount on File
Deed Sale	Dec 10, 2021 · Amount on File
Prior Sale	Jul 24, 2017 · Amount on File
Deed Book / Page	1059 / 518
Prior Transfer Date	Jan 20, 2006
Prior Transfer Doc	R6350441
Record Updated	Oct 29, 2026

December 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	CHARLESTON SC
Recording Date	Dec 10, 2021
Property Address	2128 SANDY POINT LN, MOUNT PLEASANT, SC 29466-8771
Document Number	0010590518
Book / Page	1059 / 518
Map Reference	MB EH PG 297&298
Instrument Date	Dec 1, 2021
Transaction Type	Transfer
Record Updated	Feb 21, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2128 SANDY POINT LN, MT PLEASANT, SC 29466-8771

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	2128 SANDY POINT LN, MOUNT PLEASANT, SC 29466-8771
Transaction Type	Mortgage
Record Updated	May 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	09690080
Date	Mar 10, 2021
Book Page	969/80

Lender

Name	REV FEDERAL CREDIT UNION
Type	Credit Union
Address	CHARLESTON, SC 29423

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	41 Months
Due	Aug 22, 2024

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	2128 SANDY POINT LN, MOUNT PLEASANT, SC 29466-8771
Document Number	0660/0783
Instrument Date	Aug 9, 2017
Transaction Type	Mortgage
Record Updated	Jan 10, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2128 SANDY POINT LN MOUNT PLEASANT SC 294668771, MOUNT PLEASANT, SC 29466-8771

Mortgage

Document Number	0660/0783
Date	Aug 18, 2017
Book Page	000660/000783

Lender

Name	HERITAGE TR FCU
Type	Credit Union
Address	CHARLESTON, SC 29423-8000

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	84 Months
Due	Aug 17, 2024

Interest

Rate Type	Adjustable Rate

July 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CHARLESTON SC
Recording Date	Jul 24, 2017
Property Address	2128 SANDY POINT LN, MOUNT PLEASANT, SC 29466-8771
Document Number	0654/0233
Book / Page	000654 / 000233
Instrument Date	Jul 19, 2017
Transaction Type	Transfer
Record Updated	Feb 20, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$678.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2128 SANDY POINT LN MOUNT PLEASANT SC 294668771, MOUNT PLEASANT, SC 29466-8771

Mortgage

Document Number	654/0235
Date	Jul 24, 2017
Book Page	000654/000235

Lender

Name	WR STARKEY MTG
Type	Mortgage Company
Address	PLANO, TX 75093

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jul 23, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 2128 Sandy Point Ln was $4,675, down 0.3% from the year before.

Source: Charleston County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Charleston County
Municipality	Mount Pleasant Town
Unified School District	Charleston County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,675.00 (-0.28%)	$1,260,000 (+2,42%) Land $175,000 Building $1,085,000	$1,260,000 Land $175,000 Building $1,085,000
2024	$4,688.00	$50,000
2022	$4,380.00	$50,000	$1,250,000 Land $175,000 Building $1,075,000
2020			$1,250,000 Land $175,000 Building $1,075,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2128 Sandy Point Ln in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 546 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	546 in force
Nearby Flood Claims	4 (2004–2016)
Most Recent Claim	Oct 2016 · Hurricane Matthew
Claims by Event	Hurricane Matthew, Oct 2016 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2128 Sandy Point Ln is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 96% of South Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MT PLEASANT WATERWORKS serves 91,500 people · EPA ID SC1010002
Water Source	Purchased surface water from CHARLESTON WATER SYSTEM
Last State Inspection	Dec 2022
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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