Hamilton County property record for 2128 Saint James Ave, Cincinnati, OH 45206
| Property Type | Apartments (5+ Units) |
|---|---|
| Details | 5,014 sqft · built 1880 |
| Lot Size | 0.155 acres (6,752 sqft) |
| Owner | Company Name on File |
| Last Sale | $125,000 (Nov 2013) |
| Tax Bill | $6,926 (2025) |
| Deeds & Mortgages | Sep 2021 Mortgage Jul 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 069-0003-0153-00 |
| Primary APN | 069-0003-0153-00 |
|---|
| Total Rooms | 9 Rooms |
|---|---|
| Units | 8 Units |
| Stories | 2 Stories |
| Building Area | 5,014 sqft |
| Basement Area | 2,507 sqft |
| Year Built | Built 1880 |
|---|---|
| Effective Year Built | Effective 1880 |
| Lot Area | 6,752 sqft (0.155 acres) |
| Lot Dimensions | 116 ft deep x 58 ft wide |
| Street Address | 2128 SAINT JAMES AVE |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45206-3212 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Apartments (5+ Units) |
| Local Zoning Code | RM20 |
| Legal Description | ST JAMES AVE 58.23 X 116.75 IRR |
| Legal Subdivision | JOSEPH N WALKER SUB |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | CINCINNATI |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 1900 |
2128 Saint James Ave, a residential property, is owned by a company that bought it in November 2013.
Source: Hamilton County records, as of April 16, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | PO BOX 15724, LATONIA, KY 41015-0724 |
| Owner Type | Company |
| Vesting | Limited Liability Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 16, 2021 | Deed of Trust, Mortgage · Commercial Mortgage CITIZENS DEPOSIT BANK |
| Jul 19, 2021 | Warranty Deed, Transfer · Commercial Mortgage CITIZENS DEPOSIT BANK |
| Jun 24, 2019 | Trustee's Deed, Construction Loan · Line of Credit CENTERBANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 15, 2013 · Amount on File |
| Deed Sale | Nov 15, 2013 · Amount on File |
| Deed Document Number | 2013154158 |
| Deed Book / Page | 12466 / 532 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 2128 SAINT JAMES AVE, CINCINNATI, OH 45206-3212 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2021 |
| Name | Verified Name |
|---|---|
| Address | 3153 KILLINGTON LN, CINCINNATI, OH 45244-2583 |
| Document Number | 0000112042 |
|---|---|
| Date | Sep 16, 2021 |
| Book Page | 14503/3321 |
| Instrument | 2021-0112042 |
| Name | CITIZENS DEPOSIT BANK |
|---|---|
| Type | Bank |
| Address | FT MITCHELL, KY 41017 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Sep 15, 2031 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Jul 19, 2021 |
| Property Address | 2128 SAINT JAMES AVE, CINCINNATI, OH 45206-3212 |
| Document Number | 0000087188 |
| Book / Page | 14461 / 640 |
| Map Reference | MB 3 PG 31 |
| Instrument Date | Jun 10, 2021 |
| Instrument | 2021-0087188 |
| Transaction Type | Transfer |
| Record Updated | Aug 19, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 15724, COVINGTON, KY 41015-0724 |
| Document Number | 0000087189 |
|---|---|
| Date | Jul 19, 2021 |
| Instrument | 2021-0087189 |
| Name | CITIZENS DEPOSIT BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 299 Months |
| Due | Jun 18, 2046 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Jun 24, 2019 |
| Property Address | 2128 SAINT JAMES AVE, CINCINNATI, OH 45206-3212 |
| Book / Page | 013945 / 000533 |
| Instrument Date | Jun 19, 2019 |
| Instrument | 49830 |
| Transaction Type | Construction Loan |
| Record Updated | Oct 1, 2019 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2153 SINTON AVE CINCINNATI OH 452062525, CINCINNATI, OH 45206-2525 |
| Document Number | 0000049830 |
|---|---|
| Date | Jun 24, 2019 |
| Book Page | 013945/000533 |
| Instrument | 49830 |
| Name | CENTERBANK |
|---|---|
| Type | Bank |
| Address | MILFORD, OH 45150 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Jun 23, 2020 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 2128 Saint James Ave was $6,926, down 1.9% from the year before.
Source: Hamilton County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Cincinnati City |
| Unified School District | Cincinnati City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,926.00 (-1.87%) | $83,395 (-) Land $7,350 Building $76,045 | $238,270 Land $21,000 Building $217,270 |
| 2024 | $7,058.00 (+0.26%) | $83,395 (-) Land $7,350 Building $76,045 | |
| 2023 | $7,040.00 (+18.54%) | $83,395 (+31.53%) Land $7,350 Building $76,045 | $238,270 Land $21,000 Building $217,270 |
| 2022 | $5,939.00 | $63,403 Land $6,867 Building $56,536 | |
| 2020 | $181,150 Land $19,620 Building $161,530 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2128 Saint James Ave in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 3 (1979–1983) |
| Most Recent Claim | Jun 1983 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2128 Saint James Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 90% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 547 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
| Starlink Satellite | 280 / 30 |
| AT&T Fixed Wireless | 100 / 20 |
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