2128 McCarter Ave, Montgomery, AL 36107 Property Records

Montgomery County property record for 2128 McCarter Ave, Montgomery, AL 36107

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,304 sqft · built 1953
Lot Size	0.172 acres (7,500 sqft)
Owner	Individual Name on File
Last Sale	$126,900 (Jul 2022)
Tax Bill	$458 (2026)
Deeds & Mortgages	Jul 2022 Sale & Mortgage Jul 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-03-08-1-018-003.000`

Property Details

APN / Parcel Number

Primary APN	`10-03-08-1-018-003.000`
Alternative APNs	`0310030801018003000` `236590`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,304 sqft Living Area
1st Floor Area	1,440 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	7,500 sqft (0.172 acres)
Lot Dimensions	150 ft deep x 50 ft wide
Porch	Patio
Porch Area	72 sqft
Utility Building	70 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	236590
Street Address	2128 MCCARTER AVE
City	MONTGOMERY
State	AL
Zip	36107-1610
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-60-S
Legal Description	1003081018003000
Legal Range	18E
Legal Township	16N
Legal Section	08
Legal Subdivision	GARDEN CITY REPLAT
Legal Block	51
Legal Lot Number	6
Jurisdiction	MONTGOMERY AL
Township / Civil Division	MONTGOMERY
Census Block Group	3
Census Block	3002
Census Tract	500

Owner

2128 McCarter Ave is owned and occupied by an individual who bought it in July 2022.

Source: Montgomery County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	2128 MCCARTER AVE, MONTGOMERY, AL 36107-1610
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 25, 2022	Warranty Deed, Transfer · Conventional Mortgage PNC BANK NA
Jul 28, 2020	Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 25, 2022 · Amount on File
Deed Sale	Jul 25, 2022 · Amount on File
Prior Sale	Jul 28, 2020 · Amount on File
Deed Book / Page	5854 / 372
Prior Transfer Date	Mar 25, 1999
Prior Transfer Doc	1977000046
Record Updated	Oct 29, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY AL
Recording Date	Jul 25, 2022
Property Address	2128 MCCARTER AVE, MONTGOMERY, AL 36107-1610
Document Number	0058540372
Book / Page	5854 / 372
Map Reference	MB 7 PG 71
Instrument Date	Jul 25, 2022
Transaction Type	Transfer
Record Updated	Oct 17, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2128 MCCARTER AVE, MONTGOMERY, AL 36107-1610

Mortgage

Document Number	0058540374
Date	Jul 25, 2022
Instrument	5854-0374

Lender

Name	PNC BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2052

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY AL
Recording Date	Jul 28, 2020
Property Address	2128 MCCARTER AVE, MONTGOMERY, AL 36107-1610
Document Number	0054180632
Book / Page	5418 / 632
Map Reference	MB 7 PG 71
Instrument Date	Jul 15, 2020
Transaction Type	Transfer
Record Updated	Aug 31, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3603 GLENWOOD RD, MONROE, LA 71210
Investor	Possibly a Property Investor

Mortgage

Document Number	0005418636
Date	Jul 28, 2020
Instrument	5418/636

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 2128 McCarter Ave was $458 with exemptions applied, up 2.2% from the year before.

Source: Montgomery County assessment roll, as of October 7, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Montgomery County
Municipality	Montgomery City
Unified School District	Montgomery County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$458.00 (+2.23%)
2025	$448.00 Homeowner's exemption Senior Citizen's exemption	$10,790 Land $1,500 Building $9,290	$107,900 Land $15,000 Building $92,900
2023	$425.00 (-27.47%) Senior Citizen's exemption	$10,230 (+28.84%) Land $1,500 Building $8,730	$102,300 (+28.84%) Land $15,000 Building $87,300
2022	$586.00	$7,940 Land $1,500 Building $6,440	$79,400 Land $15,000 Building $64,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2128 McCarter Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2128 McCarter Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.8% of Alabama
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MONTGOMERY, THE WW&SSB OF THE serves 276,000 people · EPA ID AL0001070
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 405 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, C Spire Wireless.

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