Middlesex County and Concord Town property record for 2128 Main St, Concord, MA 01742
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,307 sqft · built 1964 |
| Lot Size | 1.8 acres (78,389 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $610,000 (Mar 2018) |
| Tax Bill | $11,047 (2026) |
| Deeds & Mortgages | Mar 2020 Refinance Mar 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | M:00011B B:02326-00023 |
| Primary APN | M:00011B B:02326-00023 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,307 sqft Living Area |
| Gross Area | 2,989 sqft |
| Basement Area | 1,307 sqft |
| Unfinished Basement | 1,307 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1964 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 78,389 sqft (1.8 acres) |
| Garage Type | Basement |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 4460 |
|---|---|
| Street Address | 2128 MAIN ST |
| City | CONCORD |
| State | MA |
| Zip | 01742-3825 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | B |
| Legal Block | 2326 |
| Legal Lot Number | 23 |
| Jurisdiction | CONCORD MA |
| Township / Civil Division | CONCORD |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 361200 |
2128 Main St is owned and occupied by two individuals who bought it in March 2018.
Source: Middlesex County and Concord Town records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2128 MAIN ST, CONCORD, MA 01742-3825 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 4, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance LEADER BANK NA |
| Mar 30, 2018 | Quit Claim Deed, Transfer LEADER BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 30, 2018 · Amount on File |
| Deed Sale | Mar 30, 2018 · Amount on File |
| Deed Book / Page | 70806 / 379 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONCORD MA |
| Property Address | 2128 MAIN ST, CONCORD, MA 01742-3825 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 74234-204 |
|---|---|
| Date | Mar 4, 2020 |
| Book Page | 74234/204 |
| Instrument | 32874 |
| Name | LEADER BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CONCORD MA |
| Recording Date | Mar 30, 2018 |
| Property Address | 2128 MAIN ST, CONCORD, MA 01742-3825 |
| Document Number | 70806-379 |
| Book / Page | 70806 / 379 |
| Instrument | 43083 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $82.51 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2128 MAIN ST, CONCORD, MA 01742-3825 |
| Document Number | 708060382 |
|---|---|
| Date | Mar 30, 2018 |
| Instrument | 70806/0382 |
| Name | LEADER BANK NA |
|---|---|
| Type | Bank |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Mar 30, 2048 |
The 2026 property tax bill for 2128 Main St was $11,047, up 10,730.4% from the year before.
Source: Middlesex County and Concord Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Concord Town |
| Elementary School District | Concord School District (PK - 08) |
| Secondary School District | Concord-Carlisle School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $11,047.00 (+10,730.39%) | $846,500 (+9.51%) Land $515,200 Building $331,300 | $836,583 (-9.69%) |
| 2025 | $102.00 (-98.98%) | $773,000 (+1.5%) Land $490,600 Building $282,400 | $926,345 |
| 2024 | $10,000.00 (+17.77%) | $761,600 (+16.24%) Land $490,600 Building $271,000 | |
| 2023 | $8,491.00 | $655,200 Land $408,700 Building $246,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2128 Main St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 5 (1982–2010) |
| Claims Outside the SFHA | 4 of 5 |
| Most Recent Claim | Mar 2010 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2128 Main St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 92% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CONCORD WATER DEPT serves 18,788 people · EPA ID MA3067000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2024 |
| Lead | 5 ppb (2024–2026) action level 15 ppb |
| Water Quality | Bromate resolved · Jul 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Concord Light Broadband Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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