2128 Grove Dr, Naples, FL 34120 Property Records

Collier County property record for 2128 Grove Dr, Naples, FL 34120

Property Summary

Property Type	Single Family Home
Details	2,732 sqft · built 2021
Lot Size	0.29 acres (12,632 sqft)
Owner	2 Individual Names on File
Last Sale	$825,000 (Sep 2024)
Tax Bill	$7,709 (2025)
Deeds & Mortgages	Jul 2023 Line of Credit Sep 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`679240 23C23`

Property Details

APN / Parcel Number

Primary APN	`679240 23C23`
Alternative APN	`78698108003`

Interior

Building Area	2,732 sqft Living Area

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Construction Type	Masonry / Concrete Block
Lot Area	12,632 sqft (0.29 acres)
Deck Area	405 sqft

Location & Zoning

Street Address	2128 GROVE DR
City	NAPLES
State	FL
Zip	34120-7515
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MPUD
Legal Description	VALENCIA LAKES PHASE 6-A LOT 2
Legal Range	27
Legal Township	48
Legal Section	23
Legal Subdivision	VALENCIA LAKES PHASE 6A
Legal Phase	6
Legal Tract	679240
Legal Block	2
Legal Lot Number	2
Jurisdiction	COLLIER FL
Township / Civil Division	IMMOKALEE
Census Block Group	2
Census Block	2005
Census Tract	11212

Owner

2128 Grove Dr is owned and occupied by two individuals who bought it in September 2024.

Source: Collier County records, as of August 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	2128 GROVE DR, NAPLES, FL 34120-7515
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Jul 24, 2023	Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND
Sep 20, 2022	Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 27, 2024 · Amount on File
Deed Sale	Sep 27, 2024 · Amount on File
Prior Sale	Sep 20, 2022 · Amount on File
Deed Document Number	20246597590
Deed Book / Page	6402 / 802
Record Updated	Oct 29, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	2128 GROVE DR, NAPLES, FL 34120-7515
Transaction Type	Mortgage
Record Updated	Aug 11, 2023
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2128 GROVE DR, NAPLES, FL 34120-7515

Mortgage

Document Number	0062710396
Date	Jul 24, 2023
Book Page	6271/396
Instrument	6432018

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jul 14, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2022: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Sep 20, 2022
Property Address	2128 GROVE DR, NAPLES, FL 34120-7515
Document Number	0061751816
Book / Page	6175 / 1816
Map Reference	MB 48 PG 67-70
Instrument Date	Sep 16, 2022
Instrument	6310646
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 10, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,300.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	151 SOUTHHALL LN STE 200, 200, MAITLAND, FL 32751-7172

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2128 GROVE DR, NAPLES, FL 34120-7515

Mortgage

Document Number	0061751818
Date	Sep 20, 2022
Instrument	6175/1818

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.12%
Type Change Date	Oct 1, 2027
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	6.12%
Index	Other
Max Rate	9.12%

Tax Assessment & Valuation

The 2025 property tax bill for 2128 Grove Dr was $7,709 with a homeowner's exemption.

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$596,631 (-8.14%) Land $173,151 Building $423,480	$596,631 (-8.14%) Land $173,151 Building $423,480
2025	$7,709.00 Homeowner's exemption	$649,492 Land $212,355 Building $437,137	$649,492 Land $212,355 Building $437,137
2023	$8,100.00 (-3.19%) Homeowner's exemption	$666,484 (+15.59%) Land $160,083 Building $506,401	$666,484 (-3.78%) Land $160,083 Building $506,401
2022	$8,367.00	$576,612	$692,654 Land $123,493 Building $569,161

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2128 Grove Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 112 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	112 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2128 Grove Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLLIER COUNTY REGIONAL WTP serves 216,993 people · EPA ID FL5114069
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 251 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Streamline Internet.

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