2128 E Tobias Rd, Clio, MI 48420 Property Records

Genesee County property record for 2128 E Tobias Rd, Clio, MI 48420

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,226 sqft · built 1948
Lot Size0.955 acres (41,600 sqft)
Owner2 Individual Names on File
Last Sale$127,500 (Nov 2022)
Tax Bill$1,925 (2025)
Deeds & MortgagesNov 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN17-20-300-010

Property Details

APN / Parcel Number

Primary APN17-20-300-010

Interior

Bedrooms3 Beds
Full Baths1 Bath
Building Area1,226 sqft Living Area
1st Floor Area1,226 sqft

Exterior

Year BuiltBuilt 1948
Effective Year BuiltEffective 1948
Architectural StyleRanch
Lot Area41,600 sqft (0.955 acres)
Lot Dimensions400 ft deep x 104 ft wide
Garage Area360 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address2128 E TOBIAS RD
CityCLIO
StateMI
Zip48420-7917
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRU-1
Legal DescriptionE 104 FT OF N 400 FT OF NW 1/4 OF SW 1/4 SEC 20 T9N R7E 1 A
Legal Range07E
Legal Township09N
Legal Section20
JurisdictionGENESEE MI
Township / Civil DivisionTHETFORD
Census Block Group1
Census Block1004
Census Tract12503

Owner

2128 E Tobias Rd is owned and occupied by two individuals who bought it in November 2022.

Source: Genesee County records, as of October 2, 2026

Owner of Record2 Individual Names on File
Mailing Address2128 E TOBIAS RD, CLIO, MI 48420-7917
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 15, 2022 · Amount on File
Deed SaleNov 15, 2022 · Amount on File
Deed Document Number202271614
Record UpdatedOct 29, 2026

November 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGENESEE MI
Recording DateNov 15, 2022
Property Address2128 E TOBIAS RD, CLIO, MI 48420-7917
Document Number0000071614
Instrument DateNov 8, 2022
Instrument202211150071614
Transaction TypeTransfer
Record UpdatedMay 1, 2023
Title CompanyCROSSROADS TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$956.25
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2128 E TOBIAS RD, CLIO, MI 48420-7917

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address2128 E TOBIAS RD, CLIO, MI 48420-7917

Mortgage

Document Number0000071615
DateNov 15, 2022
Instrument202211150071615
Lender
NameLEGACY MORTGAGE
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueDec 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 2128 E Tobias Rd was $1,925 with a homeowner's exemption, up 1.5% from the year before.

Source: Genesee County assessment roll, as of October 2, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyGenesee County
County SubdivisionThetford Township
Unified School DistrictClio Area School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$60,000 (+2.39%) Land $8,400 Building $51,600$120,000 (+2.39%) Land $16,800 Building $103,200
2025$1,925.00 (+1.53%) Homeowner's exemption$58,600$117,200
2024$1,896.00
2023$53,300$106,600
2022$1,091.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2128 E Tobias Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2022.

Source: FEMA National Flood Hazard Layer, effective February 19, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2022)
Claims Outside the SFHA1 of 1
Most Recent ClaimFeb 2022 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2128 E Tobias Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 87% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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