Polk County property record for 2128 Clermont St, Winter Haven, FL 33881
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 3,716 sqft · built 2006 |
| Lot Size | 0.326 acres (14,201 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $375,200 (Dec 2023) |
| Tax Bill | $5,572 (2025) |
| Deeds & Mortgages | Jun 2024 Line of Credit Dec 2023 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 27-28-19-829621-000580 |
| Primary APN | 27-28-19-829621-000580 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 3,716 sqft Living Area |
| Gross Area | 4,406 sqft |
| 1st Floor Area | 2,257 sqft |
| Upper Floors Area | 1,459 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 14,201 sqft (0.326 acres) |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 690 sqft |
| Porch | Screened/Unfinished Porch |
| Porch Area | 349 sqft |
| Street Address | 2128 CLERMONT ST |
|---|---|
| City | WINTER HAVEN |
| State | FL |
| Zip | 33881-8264 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CROSSROADS AT LAKE REGION PB 133 PGS 18-19 LOT 58 |
| Legal Range | 27E |
| Legal Township | 28S |
| Legal Section | 19 |
| Legal Subdivision | CROSSROADS AT LAKE REGION |
| Legal Tract | 829621 |
| Legal Block | 2 |
| Legal Lot Number | 58 |
| Jurisdiction | POLK FL |
| Township / Civil Division | HAINES CITY |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 14123 |
Source: Polk County records, as of September 28, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2128 CLERMONT ST, WINTER HAVEN, FL 33881-8264 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 4, 2024 | Deed of Trust, Mortgage · Line of Credit CREWS BANK & TRUST |
| Dec 29, 2023 | Special Warranty Deed, Transfer PREMIUM TITLE SERVICES FL INC, PREMIUM TITLE SVCS FL INC |
| May 18, 2023 | Trustee's Deed, Foreclosure |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 29, 2023 · Amount on Record |
| Deed Sale | Dec 29, 2023 · Amount on Record |
| Prior Sale | May 18, 2023 · Amount on Record |
| Deed Document Number | 2023303104 |
| Deed Book / Page | 12957 / 771 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 2128 CLERMONT ST, WINTER HAVEN, FL 33881-8264 |
| Transaction Type | Mortgage |
| Record Updated | Jun 8, 2026 |
| Name | Verified Name |
|---|---|
| Address | 2128 CLERMONT ST, WINTER HAVEN, FL 33881-8264 |
| Document Number | 0000129176 |
|---|---|
| Date | Jun 4, 2024 |
| Book Page | 13140/1363 |
| Instrument | 2024129176 |
| Name | CREWS BANK & TRUST |
|---|---|
| Type | Bank |
| Address | WAUCHULA, FL 33873 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Dec 29, 2023 |
| Property Address | 2128 CLERMONT ST, WINTER HAVEN, FL 33881-8264 |
| Document Number | 0000303104 |
| Book / Page | 12957 / 771 |
| Map Reference | MB 133 PG 18 |
| Instrument Date | Dec 21, 2023 |
| Instrument | 2023303104 |
| Transaction Type | Transfer |
| Record Updated | Jan 18, 2024 |
| Title Company | PREMIUM TITLE SERVICES FL INC, PREMIUM TITLE SVCS FL INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,626.40 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1661 WORTHINGTON RD STE 100, 100, WEST PALM BEACH, FL 33409-6493 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 209 S 7TH ST, LAKE HAMILTON, FL 33851 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | May 18, 2023 |
| Property Address | 2128 CLERMONT ST, WINTER HAVEN, FL 33881-8264 |
| Document Number | 0000116098 |
| Book / Page | 12695 / 1926 |
| Map Reference | MB 133 PG 18 |
| Instrument Date | May 16, 2023 |
| Instrument | 2023116098 |
| Transaction Type | Foreclosure |
| Record Updated | May 30, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,580.20 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Municipality | Winter Haven City |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $350,689 (+2.7%) | $407,881 (-1.91%) Land $58,000 Building $349,881 | |
| 2025 | $5,572.00 (-21.14%) Homeowner's exemption | $341,469 (-20.02%) | $415,835 (-2.6%) Land $58,000 Building $357,835 |
| 2023 | $7,066.00 (+13.73%) | $426,921 (+25.35%) Land $56,000 Building $370,921 | $426,921 (+25.35%) Land $56,000 Building $370,921 |
| 2022 | $6,213.00 | $340,575 Land $46,000 Building $294,575 | $340,575 Land $46,000 Building $294,575 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 105 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 105 in force |
| Nearby Flood Claims | 3 (2017–2022) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 90% of Florida |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2021 |
| Lead | 7 ppb (2023) action level 15 ppb |
| Water Quality | E. coli resolved · Sep 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 16 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 180 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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