2128 Circular Rd, Toledo, OH 43614 Property Records

Lucas County property record for 2128 Circular Rd, Toledo, OH 43614

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,550 sqft · built 1923
Lot Size	0.123 acres (5,400 sqft)
Owner	Individual Name on File
Last Sale	$175,000 (Jun 2022)
Tax Bill	$3,336 (2025)
Deeds & Mortgages	Jun 2022 Sale & Mortgage Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`16-24107`

Property Details

APN / Parcel Number

Primary APN	`16-24107`
Alternative APN	`06049009`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,550 sqft Living Area
1st Floor Area	653 sqft
2nd Floor Area	598 sqft
Attic	Attic
Attic Area	598 sqft
Basement Area	653 sqft

Exterior

Year Built	Built 1923
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Lot Area	5,400 sqft (0.123 acres)
Lot Width	39 ft Width
Garage Type	Detached
Garage Area	361 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	184 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2128 CIRCULAR RD
City	TOLEDO
State	OH
Zip	43614-4205
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	10-RS6
Legal Description	WILDWOOD 2ND ALLMT LOT 269
Legal Subdivision	WILDWOOD 2ND ALLMT
Legal Lot Number	269
Jurisdiction	LUCAS OH
Township / Civil Division	TOLEDO
Census Block Group	2
Census Block	2009
Census Tract	4501

Owner

Source: Lucas County records, as of February 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	2128 CIRCULAR RD, TOLEDO, OH 43614-4205
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 3, 2022	Warranty Deed, Transfer · Conventional Mortgage FIFTH THIRD BANK NA
Sep 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage PRIMELENDING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 3, 2022 · Amount on File
Deed Sale	Jun 3, 2022 · Amount on File
Prior Sale	Jul 10, 2013 · Amount on File
Deed Document Number	22104287
Record Updated	Jun 8, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LUCAS OH
Recording Date	Jun 3, 2022
Property Address	2128 CIRCULAR RD, TOLEDO, OH 43614-4205
Document Number	0000025188
Map Reference	PL 26-3
Instrument Date	May 31, 2022
Instrument	202206030025188
Transaction Type	Transfer
Record Updated	Jun 14, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	2128 CIRCULAR RD, TOLEDO, OH 43614-4205

Mortgage

Document Number	0000025189
Date	Jun 3, 2022
Instrument	202206030025189

Lender

Name	FIFTH THIRD BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2052

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUCAS OH
Property Address	2128 CIRCULAR RD, TOLEDO, OH 43614-4205
Transaction Type	Mortgage
Record Updated	Jan 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000038651
Date	Sep 10, 2020
Instrument	202009100038651

Lender

Name	PRIMELENDING
Type	Mortgage Company
Address	DALLAS, TX 75252

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	301 Months
Due	Oct 1, 2045

Tax Assessment & Valuation

Source: Lucas County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lucas County
Municipality	Toledo City
Unified School District	Toledo City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,336.00 (+4.41%)	$56,175 (-) Land $12,110 Building $44,065
2024	$3,195.00 (+26.38%)	$56,175 (+39.32%) Land $12,110 Building $44,065	$160,500 (+39.32%) Land $34,600 Building $125,900
2023	$2,528.00	$40,320 (-) Land $8,470 Building $31,850
2022	$2,528.00 Homeowner's exemption	$40,320 Land $8,470 Building $31,850
2021			$115,200 Land $24,200 Building $91,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1978–1982)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Mar 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 78% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TOLEDO serves 360,000 people · EPA ID OH4801411
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Mar 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 644 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Buckeye Cablesystem Cable	1,000 / 20

May also be available: Amplex Wireless, Verizon.

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