2128 Cay Ct, Irving, TX 75060 Property Records

Dallas County property record for 2128 Cay Ct, Irving, TX 75060

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,450 sqft · built 1987
Lot Size	0.22 acres (9,590 sqft)
Owner	Individual Name on File
Last Sale	$390,900 (May 2026)
Tax Bill	$7,872 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage Oct 2022 Transfer
Flood Zone	Zone X (moderate risk)
APN	`321349100C02500`

Property Details

APN / Parcel Number

Primary APN	`321349100C02500`
Alternative APN	`32-13491-00C-025-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,450 sqft Living Area
1st Floor Area	1,450 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Exterior Material	Brick Veneer
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	9,590 sqft (0.22 acres)
Lot Dimensions	155 ft deep x 40 ft wide
Garage Type	Attached
Garage Area	380 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Account Number	321349100C02500
Street Address	2128 CAY CT
City	IRVING
State	TX
Zip	75060-6667
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	Z324
Legal Description	GARDEN ISLES 2ND INST REV BLK C LOT 25 INT202600095829 DD04302026 CO-DC 1349100C02500 2CI1349100C
Legal Subdivision	GARDEN ISLES 2ND INST REV
Legal Tract	13491
Legal Block	C
Legal Lot Number	25
Jurisdiction	DALLAS TX
Township / Civil Division	SOUTHWEST DALLAS
Census Block Group	1
Census Block	1010
Census Tract	15207

Owner

Source: Dallas County assessment roll, as of August 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2128 CAY CT, IRVING, TX 75060-6667
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Deeds, Mortgages & Sale History

Date	Document
May 5, 2026	Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Oct 21, 2022	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 5, 2026 · Amount on Record
Deed Sale	May 5, 2026 · Amount on Record
Prior Sale	Nov 16, 1995
Deed Document Number	202695829
Record Updated	Sep 20, 2026

May 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	DALLAS TX
Recording Date	May 5, 2026
Property Address	2128 CAY CT, IRVING, TX 75060-6667
Document Number	0000095829
Instrument Date	Apr 30, 2026
Instrument	2026.95829
Transaction Type	Transfer
Record Updated	May 15, 2026
Title Company	SIMPLIFILE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2128 CAY CT, IRVING, TX 75060-6667

Mortgage

Document Number	0000095830,
Date	May 5, 2026
Instrument	2026..95830

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.22%
Initial Type	Fixed Rate
Max Rate	-1%

October 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DALLAS TX
Recording Date	Oct 21, 2022
Property Address	2128 CAY CT, IRVING, TX 75060-6667
Document Number	0000276106
Map Reference	VOL 79057 PG 1355
Instrument Date	Oct 18, 2022
Instrument	202200276106
Transaction Type	Transfer
Record Updated	Apr 10, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	400 LAKE ISLE CIR, IRVING, TX 75060-7721

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	400 NLAKE ISLE CIRCLE, IRVING, TX 75060-7721

Tax Assessment & Valuation

Source: Dallas County assessment roll, as of August 10, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Dallas County
Municipality	Irving City
Unified School District	Irving Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$321,980 (-12.51%) Land $65,000 Building $256,980	$321,980 (-12.51%) Land $65,000 Building $256,980
2025	$7,872.00 (+0.05%) Additional exemption filed	$368,020 (+15.29%) Land $65,000 Building $303,020	$368,020 (+15.29%) Land $65,000 Building $303,020
2024	$7,868.00 (+186.32%)
2023	$2,748.00 (-6.53%) Homeowner's exemption Senior Citizen's exemption	$319,210 Land $65,000 Building $254,210	$319,210 Land $65,000 Building $254,210
2022	$2,940.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 62 policies
Nearby Flood Policies	62 in force
Nearby Flood Claims	1 (2026)
Most Recent Claim	Feb 2026 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF IRVING serves 264,546 people · EPA ID TX0570050
Water Source	Purchased surface water from DALLAS WATER UTILITY
Last State Inspection	Jul 2024
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 454 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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