2128 Ave N, Galveston, TX 77550 Property Records

Galveston County property record for 2128 Ave N, Galveston, TX 77550

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,828 sqft · built 1908
Lot Size	0.084 acres (3,698 sqft)
Owner	Individual Name on Record
Tax Bill	$3,115 (2024)
Deeds & Mortgages	Jul 2026 Construction Loan Jul 2026 Construction Loan + 1 more
Flood Zone	Zone AE (high risk)
APN	`3510-0018-3014-002`

Property Details

APN / Parcel Number

Primary APN	`3510-0018-3014-002`
Alternative APN	`R105328`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,828 sqft Living Area
1st Floor Area	1,828 sqft
2nd Floor Area	1,828 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1908
Effective Year Built	Effective 1995
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Pier/Post & Beam
Roof Material	Composition Shingle
Lot Area	3,698 sqft (0.084 acres)
Garage Area	1,828 sqft
Parking Spaces	6 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	168 sqft
Deck Area	60 sqft
Patio Area	60 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R105328
Street Address	2128 AVENUE N
City	GALVESTON
State	TX
Zip	77550-4738
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ABST 628 M B MENARD SUR S 86 FT OF LOT 14 (3014-2) SE BLK 18 GALVESTON OUTLOTS
Legal Subdivision	GALVESTON OUTLOTS
Legal Tract	18
Legal Block	18
Legal Lot Number	14 3014
Jurisdiction	GALVESTON TX
Township / Civil Division	GALVESTON
Census Block Group	1
Census Block	1010
Census Tract	724400

Owner

Source: Galveston County records, as of November 12, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	2128 AVENUE N, GALVESTON, TX 77550-4738
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2026	Deed of Trust, Mortgage · Construction Mortgage KEEPSAKE HOMES LLC
Jul 13, 2026	Deed of Trust, Mortgage · Construction Mortgage FIRST FINANCIAL NW BANK
Apr 19, 2017	Vendor's Lien, Transfer · Conventional Mortgage GEORGETOWN MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 19, 2017
Deed Sale	Apr 19, 2017
Deed Document Number	2017023896
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GALVESTON TX
Recording Date	Jul 13, 2026
Property Address	2128 AVENUE N, GALVESTON, TX 77550-4738
Document Number	0000033196
Instrument Date	Jul 10, 2026
Instrument	202633196
Transaction Type	Mortgage
Record Updated	Jul 24, 2026
Title Company	TEXAS TITLE, TEXAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2202 AVENUE N, GALVESTON, TX 77550-4740

Mortgage

Document Number	0000033196,
Date	Jul 13, 2026
Instrument	202633196

Lender

Name	KEEPSAKE HOMES LLC

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	360 Months

Interest

Rate	6.52%
Max Rate	-1%

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GALVESTON TX
Recording Date	Jul 13, 2026
Property Address	2128 AVENUE N, GALVESTON, TX 77550-4738
Document Number	0000033197
Instrument Date	Jul 10, 2026
Instrument	202633197
Transaction Type	Mortgage
Record Updated	Jul 24, 2026
Title Company	TEXAS TITLE, TEXAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2202 AVENUE N, GALVESTON, TX 77550-4740

Mortgage

Document Number	0000033197,
Date	Jul 13, 2026
Instrument	202633197

Lender

Name	FIRST FINANCIAL NW BANK

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jul 9, 2027

Interest

Rate	6.52%
Max Rate	-1%

April 2017: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	GALVESTON TX
Recording Date	Apr 19, 2017
Property Address	2128 AVENUE N, GALVESTON, TX 77550-4738
Document Number	0000023896
Map Reference	VOL2091 PG554
Instrument Date	Apr 18, 2017
Instrument	2017023896
Transaction Type	Transfer
Record Updated	Oct 18, 2022
Title Company	SOUTH LAND TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28012 PLEASANT FRST, MAGNOLIA, TX 77355

Mortgage

Document Number	0000023897
Date	Apr 19, 2017
Instrument	2017023897

Lender

Name	GEORGETOWN MORTGAGE INC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Galveston County assessment roll, as of July 25, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Galveston County
Municipality	Galveston City
Unified School District	Galveston Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$180,000 (-62.85%) Land $58,610 Building $121,390	$180,000 (-62.85%) Land $58,610 Building $121,390
2024	$3,115.00 (+32.38%)
2023		$484,540 Land $45,300 Building $439,240	$484,540 Land $45,300 Building $439,240
2018	$2,353.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 28, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	11.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 221 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	221 in force
Nearby Flood Claims	229 (1979–2024)
Claims Outside the SFHA	33 of 229
Most Recent Claim	Aug 2024 · other causes
Claims by Event	Hurricane Harvey, Aug 2017 · 8 claims Hurricane Ike, Sep 2008 · 188 claims Hurricane Alicia, Aug 1983 · 14 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GALVESTON serves 52,326 people · EPA ID TX0840003
Water Source	Purchased surface water from GULF COAST WATER AUTHORITY TX CITY
Last State Inspection	Jan 2024
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 903 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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