2128 55th St SW, Naples, FL 34116 Property Records

Collier County property record for 2128 55th St SW, Naples, FL 34116

Property Summary

Property TypeSingle Family Home
Details1,808 sqft · built 1991
Lot Size0.23 acres (10,019 sqft)
Owner2 Individual Names on Record
Last Sale$410,000 (Oct 2024)
Tax Bill$3,450 (2025)
Deeds & MortgagesMay 2018 Loan Modification
Flood ZoneZone AH (high risk)
APN324400 214 54B21

Property Details

APN / Parcel Number

Primary APN324400 214 54B21
Alternative APNs
  • 3637948000806990021454
  • 36379480008

Interior

Stories1 Story
Building Area1,808 sqft Living Area
1st Floor Area1,808 sqft

Exterior

Year BuiltBuilt 1991
Effective Year BuiltEffective 1991
Construction TypeWood
Lot Area10,019 sqft (0.23 acres)
PorchAluminum Porch
Porch Area270 sqft
Deck AreaDeck Area

Location & Zoning

Street Address2128 55TH ST SW
CityNAPLES
StateFL
Zip34116-5516
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRSF-3
Legal DescriptionGOLDEN GATE UNIT 6 PART 1 BLK 214 LOT 5
Legal Range26
Legal Township49
Legal Section21
Legal SubdivisionGOLDEN GATE CITY UNIT 6 PT 1
Legal Tract324400
Legal Block214
Legal Lot Number5
Legal Unit6
JurisdictionCOLLIER FL
Township / Civil DivisionNAPLES
Census Block Group2
Census Block2006
Census Tract10419

Owner

Source: Collier County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2128 55TH ST SW, NAPLES, FL 34116-5516
OccupancyOwner Occupied
Owner TypeIndividual
VestingMarried Couple

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 30, 2024 · Amount on Record
Deed SaleOct 30, 2024 · Amount on Record
Prior SaleSep 8, 1995 · Amount on Record
Deed Document Number20246607139
Deed Book / Page6410 / 416
Prior Transfer DateAug 9, 2005
Prior Transfer Doc0038832933
Record UpdatedOct 29, 2026

May 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionCOLLIER FL
Property Address2128 55TH ST SW, NAPLES, FL 34116-5516
Document Number0055192768
Instrument DateMay 15, 2018
Transaction TypeMortgage
Record UpdatedJul 3, 2018
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address2128 55TH ST SW NAPLES FL 341165516, NAPLES, FL 34116-5516

Mortgage

Document Number0055192768
DateJun 11, 2018
Book Page005519/002768
Instrument5568623
Lender
NameOWS REMIC TRUST 2015-1 (CT)
Agreement
AmountAmount Recorded
Term360 Months
DueJun 10, 2048
Interest
Rate TypeFixed Rate
Rate5%

Tax Assessment & Valuation

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyCollier County
Unified School DistrictCollier County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$320,198 (+13.41%) Land $150,000 Building $170,198$320,198 (+13.41%) Land $150,000 Building $170,198
2025$3,450.00 (+198.7%)$282,344 (+136.47%) Land $150,000 Building $132,344$282,344 (-8.03%) Land $150,000 Building $132,344
2024$1,155.00 (+2.58%)
2023$1,126.00 (+0.81%) Homeowner's exemption$119,398 (+3%)$306,991 (-13.71%) Land $150,000 Building $156,991
2022$1,117.00 Homeowner's exemption$115,920$355,770 Land $194,250 Building $161,520

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AH
high risk · shallow ponding 1–3 ft
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 133 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies133 in force
Nearby Flood Claims11 (2016–2024)
Claims Outside the SFHA2 of 11
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Helene, Sep 2024 · 2 claims
  • Hurricane Irma, Sep 2017 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCOLLIER COUNTY REGIONAL WTP
serves 216,993 people · EPA ID FL5114069
Water SourceGroundwater
Last State InspectionJul 2025
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting9
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 452 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Ripple Fiber
Fiber
2,000 / 2,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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