21271 Phillips Rd, Tilghman, MD 21671 Property Records

Talbot County property record for 21271 Phillips Rd, Tilghman, MD 21671

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,344 sqft · built 1976
Lot Size0.39 acres (17,003 sqft)
Owner2 Individual Names on Record
Last Sale$430,000 (Jul 2025)
Tax Bill$2,709 (2026)
Deeds & MortgagesMay 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN05-175305

Property Details

APN / Parcel Number

Primary APN05-175305
Alternative APNs
  • 5175305
  • 175305

Interior

Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,344 sqft Total Area

Exterior

Year BuiltBuilt 1976
Effective Year BuiltEffective 1976
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area17,003 sqft (0.39 acres)
View / LotWaterfront
Garage TypeDetached
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Deck Area192 sqft
Shed1 Shed
Shed Area1,080 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
SewerConnected

Location & Zoning

Account Number175305
Street Address21271 PHILLIPS RD
CityTILGHMAN
StateMD
Zip21671-1245
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 12 - 80X200X90X2 S/S PHILLIPS RD TILGHMAN BEACH
Legal SubdivisionTILGHMAN BEACH
Legal Lot Number12
JurisdictionTALBOT MD
Township / Civil Division5, BAY HUNDRED
Census Block Group2
Census Block2003
Census Tract960800

Owner

Source: Talbot County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address21271 PHILLIPS RD, TILGHMAN, MD 21671-1245
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 9, 2025 · Amount on Record
Deed SaleJul 9, 2025 · Amount on Record
Prior SaleMay 19, 2023 · Amount on Record
Deed Book / Page3196 / 302
Prior Transfer DateFeb 10, 2016
Prior Transfer Doc0023310096
Record UpdatedOct 29, 2026

May 2023: Deed, Transfer

Document TypeDeed
JurisdictionTALBOT MD
Recording DateMay 19, 2023
Property Address21271 PHILLIPS RD, TILGHMAN, MD 21671
Document Number0030500441
Book / Page3050 / 441
Map ReferenceLB 18 FO 73
Instrument DateApr 28, 2023
Transaction TypeTransfer
Record UpdatedJun 7, 2023
Title CompanyADMIRAL TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address21271 PHILLIPS RD, TILGHMAN, MD 21671

Mortgage

Document Number0030500451
DateMay 19, 2023
Instrument3050-0451
Lender
NameTOWER FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term120 Months
DueMay 1, 2033

Tax Assessment & Valuation

Source: Talbot County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyTalbot County
Unified School DistrictTalbot County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,709.00 (+22.47%) Homeowner's exemption$293,867 (+20.19%)$392,600 (+60.57%) Land $129,600 Building $263,000
2025$2,212.00 (+19.25%)$244,500 (+12.69%) Land $90,400 Building $154,100$244,500 (-) Land $90,400 Building $154,100
2023$1,855.00$216,967$244,500 Land $90,400 Building $154,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 194 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies194 in force
Nearby Flood Claims88 (1979–2024)
Claims Outside the SFHA17 of 88
Most Recent ClaimJan 2024 · river or lake flooding
Claims by Event
  • Hurricane Isabel, Sep 2003 · 68 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 89% of Maryland
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Breezeline
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30

May also be available: AT&T, Easton Velocity.

Nearby Properties on Phillips Rd

Nearby Streets

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