2127 Wintermere Pointe Dr, Winter Garden, FL 34787 Property Records

Orange County property record for 2127 Wintermere Pointe Dr, Winter Garden, FL 34787

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 2,596 sqft · built 1999
Lot Size	0.28 acres (12,193 sqft)
Owner	Individual Name on File
Last Sale	$315,000 (Sep 2004)
Tax Bill	$3,462 (2025)
Deeds & Mortgages	Oct 2021 Line of Credit Oct 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`02-23-27-8456-00-170`

Property Details

APN / Parcel Number

Primary APN	`02-23-27-8456-00-170`
Alternative APNs	`272302845600170` `131588` `132372` `133886`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,596 sqft Living Area
Gross Area	3,479 sqft
1st Floor Area	1,427 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2002
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	12,193 sqft (0.28 acres)
Garage Type	Attached
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	217 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	2127 WINTERMERE POINTE DR
City	WINTER GARDEN
State	FL
Zip	34787-5439
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	WINTERMERE POINTE 40/88 LOT 17
Legal Range	27E
Legal Township	23S
Legal Section	02
Legal Subdivision	WINTERMERE POINTE
Legal Tract	8456
Legal Lot Number	17
Jurisdiction	ORANGE FL
Township / Civil Division	SOUTHWEST ORANGE
Census Block Group	4
Census Block	4024
Census Tract	17117

Owner

2127 Wintermere Pointe Dr is owned and occupied by an individual who bought it in September 2004.

Source: Orange County records, as of May 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	2127 WINTERMERE POINTE DR, WINTER GARDEN, FL 34787-5439
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 29, 2021	Deed of Trust, Mortgage · Line of Credit GTE FCU
Oct 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage MORTGAGEADVISORS COM
Feb 1, 2021	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Jan 3, 2020	Deed of Trust, Mortgage · Line of Credit PNC BK
Jan 3, 2020	Deed of Trust, Mortgage · Line of Credit PNC BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 30, 2004 · Amount on File
Deed Sale	Sep 30, 2004 · Amount on File
Prior Sale	Dec 22, 1999 · Amount on File
Deed Document Number	2004625360
Deed Book / Page	7638 / 151
Record Updated	Jun 8, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	2127 WINTERMERE POINTE DR, WINTER GARDEN, FL 34787-5439
Transaction Type	Mortgage
Record Updated	Nov 15, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2127 WINTERMERE POINTE DR, WINTER GARDEN, FL 34787-5439

Mortgage

Document Number	20210665543
Date	Oct 29, 2021
Instrument	20210665543

Lender

Name	GTE FCU
Type	Credit Union
Address	TAMPA, FL 33602

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	2127 WINTERMERE POINTE DR, WINTER GARDEN, FL 34787-5439
Transaction Type	Mortgage
Record Updated	Nov 15, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2127 WINTERMERE POINTE DR, WINTER GARDEN, FL 34787-5439

Mortgage

Document Number	20210665565
Date	Oct 29, 2021
Instrument	20210665565

Lender

Name	MORTGAGEADVISORS COM
Type	Non-Lending Institution
Address	LAKE MARY, FL 32746

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	2127 WINTERMERE POINTE DR, WINTER GARDEN, FL 34787-5439
Transaction Type	Mortgage
Record Updated	Feb 17, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2127 WINTERMERE POINTE DR, WINTER GARDEN, FL 34787-5439

Mortgage

Document Number	20210059369
Date	Feb 1, 2021
Instrument	20210059369

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	479 Months
Due	Jan 6, 2061

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	2127 WINTERMERE POINTE DR, WINTER GARDEN, FL 34787-5439
Document Number	0000057624
Instrument Date	Jan 3, 2020
Transaction Type	Mortgage
Record Updated	Feb 24, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2127 WINTERMERE POINTE DR WINTER GARDEN FL 347875439, WINTER GARDEN, FL 34787-5439

Mortgage

Document Number	0000057624
Date	Jan 28, 2020
Instrument	57624

Lender

Name	PNC BK
Type	Bank
Address	ORLANDO, FL 32835

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	480 Months
Due	Jan 27, 2060

Interest

Rate Type	Adjustable Rate

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	2127 WINTERMERE POINTE DR, WINTER GARDEN, FL 34787-5439
Document Number	0000057636
Instrument Date	Jan 3, 2020
Transaction Type	Mortgage
Record Updated	Feb 24, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2127 WINTERMERE POINTE DR WINTER GARDEN FL 347875439, WINTER GARDEN, FL 34787-5439

Mortgage

Document Number	0000057636
Date	Jan 28, 2020
Instrument	57636

Lender

Name	PNC BK
Type	Bank
Address	ORLANDO, FL 32835

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jan 27, 2050

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 2127 Wintermere Pointe Dr was $3,462, up 5.3% from the year before.

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Municipality	Winter Garden City
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$259,897 (+2.7%)	$483,900 (-8.01%) Land $118,750 Building $365,150
2025	$3,462.00 (+5.32%) Homeowner's exemption	$253,064	$526,050 Land $118,750 Building $407,300
2024	$3,287.00 (+3.92%)
2023	$3,163.00 (+3.23%) Homeowner's exemption	$238,769 (+3%)	$477,564 (+13.66%) Land $118,750 Building $358,814
2022	$3,064.00 Homeowner's exemption	$231,815	$420,183 Land $118,750 Building $301,433

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2127 Wintermere Pointe Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2127 Wintermere Pointe Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTER GARDEN WATER DEPT (3 WPS) serves 72,205 people · EPA ID FL3481481
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 161 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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