2127 State Rte 48, Fulton, NY 13069 Property Records

Oswego County and Granby Town property record for 2127 State Rte 48, Fulton, NY 13069

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,177 sqft · built 2006
Lot Size	1.1 acres (47,916 sqft)
Owner	Individual Name on Record
Tax Bill	$9,305 (2026)
Deeds & Mortgages	Jun 2023 Line of Credit Sep 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`352800 201.00-03-18.12`

Property Details

APN / Parcel Number

Primary APN	`352800 201.00-03-18.12`
Alternative APN	`280020100000030181200000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	3,177 sqft Living Area
1st Floor Area	2,001 sqft
2nd Floor Area	1,176 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	47,916 sqft (1.1 acres)
Garage Type	Attached
Garage Area	806 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	126 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	2127 STATE ROUTE 48
City	FULTON
State	NY
Zip	13069-4132
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 55 155-002-000
Legal Subdivision	ORIGINAL TOWN OF HANNIBAL
Legal Block	3
Legal Lot Number	18.120
Jurisdiction	OSWEGO NY
Township / Civil Division	GRANBY
Census Block Group	2
Census Block	2005
Census Tract	21202

Owner

Source: Oswego County and Granby Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2127 STATE ROUTE 48, FULTON, NY 13069-4132
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 2, 2023	Deed of Trust, Mortgage · Line of Credit AMERICU CU
Sep 23, 2019	Deed of Trust, Mortgage · Line of Credit AMERICU CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Sep 26, 2005
Transfer Doc	0000013044
Record Updated	Oct 29, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSWEGO NY
Property Address	2127 STATE ROUTE 48, FULTON, NY 13069-4132
Transaction Type	Mortgage
Record Updated	Jun 29, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2127 STATE ROUTE 48, FULTON, NY 13069-4132

Mortgage

Document Number	0000004554
Date	Jun 2, 2023
Instrument	R-2023-004554

Lender

Name	AMERICU CU
Type	Credit Union
Address	ROME, NY 13440

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jun 1, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSWEGO NY
Property Address	2127 STATE ROUTE 48, FULTON, NY 13069-4132
Document Number	0000008610
Instrument Date	Sep 23, 2019
Transaction Type	Mortgage
Record Updated	Nov 7, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2127 STATE ROUTE 48 FULTON NY 130694132, FULTON, NY 13069-4132

Mortgage

Document Number	0000008610
Date	Sep 30, 2019
Instrument	8610

Lender

Name	AMERICU CU
Type	Credit Union
Address	ROME, NY 13440

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Sep 29, 2044

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Oswego County and Granby Town assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Oswego County
County Subdivision	Granby Town
Unified School District	Fulton City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,305.00 (+0.81%) Homeowner's exemption
2025	$9,230.00	$199,000 (-) Land $15,200 Building $183,800	$331,667 (+18.33%) Land $25,333 Building $306,334
2023		$199,000 Land $15,200 Building $183,800	$280,282 Land $21,408 Building $258,874

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 50

May also be available: Verizon.

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