Albemarle County property record for 2127 Shepherds Ridge Rd, Charlottesville, VA 22901
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 3 ba · 1,946 sqft · built 2001 |
| Lot Size | 0.187 acres (8,146 sqft) |
| Owner | Individual Name on File |
| Last Sale | $405,000 (Feb 2014) |
| Tax Bill | $5,546 (2026) |
| Deeds & Mortgages | Oct 2020 Mortgage Feb 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 062F0-00-00-30800 |
| Primary APN | 062F0-00-00-30800 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,946 sqft Finished Area |
| Basement Area | 1,946 sqft |
| Finished Basement | 253 sqft |
| Unfinished Basement | 1,925 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Roof Material | Wood |
| Lot Area | 8,146 sqft (0.187 acres) |
| View / Lot | Proximity to Airport |
| Garage Area | 462 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 35 sqft |
| Deck Area | 130 sqft |
| Patio Area | 127 sqft |
| Lawn Sprinklers | Lawn Sprinklers |
| Cooling System | Central |
|---|---|
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 2127 SHEPHERDS RIDGE RD |
|---|---|
| City | CHARLOTTESVILLE |
| State | VA |
| Zip | 22901-0664 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R4 RESIDEN |
| Legal Description | DUNLORA 308 PH 3A |
| Legal Subdivision | DUNLORA |
| Jurisdiction | ALBEMARLE VA |
| Township / Civil Division | RIO |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 10602 |
Source: Albemarle County records · APN 062F0-00-00-30800
Assessment roll updated June 15, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2127 SHEPHERDS RIDGE RD, CHARLOTTESVILLE, VA 22901-0664 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 22, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Feb 28, 2017 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Feb 19, 2014 · Amount on Record |
| Deed Sale | Feb 19, 2014 · Amount on Record |
| Prior Sale | Aug 04, 2011 · Amount on Record |
| Deed Document Number | 20141383 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBEMARLE VA |
| Property Address | 2127 SHEPHERDS RIDGE RD, CHARLOTTESVILLE, VA 22901-0664 |
| Document Number | 0000015240 |
| Instrument Date | Oct 22, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 04, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2127 SHEPHERDS RIDGE RD CHARLOTTESVILLE VA 229010664, CHARLOTTESVILLE, VA 22901-0664 |
| Document Number | 0000015240 |
|---|---|
| Date | Oct 27, 2020 |
| Book Page | 005414/000413 |
| Instrument | 15240 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Oct 26, 2035 |
| Rate | 2.25% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBEMARLE VA |
| Property Address | 2127 SHEPHERDS RIDGE RD, CHARLOTTESVILLE, VA 22901-0664 |
| Document Number | 0000002660 |
| Book / Page | 004883 / 000308 |
| Instrument Date | Feb 28, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jun 20, 2017 |
| Title Company | TITLE SOURCE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2127 SHEPHERDS RIDGE RD CHARLOTTESVILLE VA 229010664, CHARLOTTESVILLE, VA 22901-0664 |
| Document Number | 0000002660 |
|---|---|
| Date | Mar 07, 2017 |
| Book Page | 004883/000308 |
| Instrument | 2660 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 06, 2047 |
Source: Albemarle County records · Assessment roll updated June 15, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Albemarle County |
| Unified School District | Albemarle County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,546.00 (-9.28%) | $620,400 (+1.14%) Land $136,500 Building $483,900 | $620,400 (+1.14%) Land $136,500 Building $483,900 |
| 2025 | $6,113.00 (+16.7%) | ||
| 2023 | $5,238.00 | $613,400 Land $127,500 Building $485,900 | $613,400 Land $127,500 Building $485,900 |
Source: FEMA National Flood Hazard Layer as of February 3, 2023 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (2021) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2021 · other causes |
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Ting Fiber Fiber | 1,000 / 1,000 |
May also be available: Brightspeed, T-Mobile USA, Verizon.
Based on FCC filings for 226 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ACSA URBAN AREA serves 77,408 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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