Wake County property record for 2127 Ridge Rd, Raleigh, NC 27607
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 3,958 sqft · built 2019 |
| Lot Size | 0.38 acres (16,553 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $2,800,000 (Jun 2026) |
| Tax Bill | $19,503 (2025) |
| Deeds & Mortgages | Jun 2026 Sale & Mortgage Sep 2022 Line of Credit + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0795.15-53-4852-000 |
| Primary APN | 0795.15-53-4852-000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 3,958 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Lot Area | 16,553 sqft (0.38 acres) |
| Garage Area | 676 sqft |
| Porch | Porch |
| Porch Area | 582 sqft |
| Deck Area | 175 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 0075470 |
|---|---|
| Street Address | 2127 RIDGE RD |
| City | RALEIGH |
| State | NC |
| Zip | 27607-3166 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-4 |
| Legal Description | LO5 SUB PT OF J O STANTON LD |
| Legal Subdivision | J O STANTON LAND |
| Legal Lot Number | 5 |
| Jurisdiction | WAKE NC |
| Township / Civil Division | RALEIGH |
| Census Block Group | 2 |
| Census Block | 2023 |
| Census Tract | 51501 |
Source: Wake County assessment roll, as of September 9, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2127 RIDGE RD, RALEIGH, NC 27607-3166 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 22, 2026 | Warranty Deed, Transfer · Conventional Mortgage ALERUS FINANCIAL |
| Sep 27, 2022 | Deed of Trust, Mortgage · Line of Credit HOME TRUST BANK |
| Apr 15, 2020 | Deed of Trust, Mortgage · Line of Credit HOMETRUST BANK |
| Sep 13, 2021 | Deed of Trust, Mortgage · Conventional Mortgage HOMETRUST BANK |
| Jun 13, 2019 | Warranty Deed, Subdivision Related Transfer HOMETRUST BK |
| Jul 31, 2018 | Warranty Deed, Construction Loan · Line of Credit HOMETRUST BK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 22, 2026 · Amount on Record |
| Deed Sale | Jun 22, 2026 · Amount on Record |
| Prior Sale | Jun 13, 2019 · Amount on Record |
| Deed Document Number | 202669163 |
| Deed Book / Page | 20263 / 1316 |
| Prior Transfer Date | Jul 31, 2024 |
| Prior Transfer Doc | 19720/2370 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WAKE NC |
| Recording Date | Jun 22, 2026 |
| Property Address | 2127 RIDGE RD, RALEIGH, NC 27607-3166 |
| Document Number | 0000069163 |
| Book / Page | 20263 / 1316 |
| Instrument Date | Jun 16, 2026 |
| Instrument | 202669163 |
| Transaction Type | Transfer |
| Record Updated | Jul 7, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $565,600.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2127 RIDGE RD, RALEIGH, NC 27607-3166 |
| Document Number | 0000069164, |
|---|---|
| Date | Jun 22, 2026 |
| Book Page | 20263/1320 |
| Instrument | 202669164 |
| Name | ALERUS FINANCIAL |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.37% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAKE NC |
| Property Address | 2127 RIDGE RD, RALEIGH, NC 27607-3166 |
| Transaction Type | Mortgage |
| Record Updated | Oct 6, 2022 |
| Name | Verified Name |
|---|---|
| Address | 2127 RIDGE RD, RALEIGH, NC 27607-3166 |
| Document Number | 019157/914 |
|---|---|
| Date | Sep 27, 2022 |
| Book Page | 19157/914 |
| Name | HOME TRUST BANK |
|---|---|
| Type | Non-Lending Institution |
| Address | ASHEVILLE, NC 28802 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAKE NC |
| Property Address | 2127 RIDGE RD, RALEIGH, NC 27607-3166 |
| Transaction Type | Mortgage |
| Record Updated | Aug 24, 2022 |
| Name | Verified Name |
|---|
| Document Number | 017825/324 |
|---|---|
| Date | Apr 15, 2020 |
| Book Page | 17825/324 |
| Name | HOMETRUST BANK |
|---|---|
| Type | Bank |
| Address | ASHEVILLE, NC 28802 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAKE NC |
| Property Address | 2127 RIDGE RD, RALEIGH, NC 27607-3166 |
| Transaction Type | Mortgage |
| Record Updated | Aug 24, 2022 |
| Name | Verified Name |
|---|
| Document Number | 018692/379 |
|---|---|
| Date | Sep 13, 2021 |
| Book Page | 18692/379 |
| Name | HOMETRUST BANK |
|---|---|
| Type | Bank |
| Address | ASHEVILLE, NC 28802 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WAKE NC |
| Recording Date | Jun 13, 2019 |
| Property Address | 2127 RIDGE RD, RALEIGH, NC 27607-3166 |
| Document Number | 174730561 |
| Book / Page | 017473 / 000561 |
| Instrument Date | Jun 11, 2019 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jun 24, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,005.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2127 RIDGE RD RALEIGH NC 276073166, RALEIGH, NC 27607-3166 |
| Document Number | 174730564 |
|---|---|
| Date | Jun 13, 2019 |
| Book Page | 017473/000564 |
| Name | HOMETRUST BK |
|---|---|
| Type | Bank |
| Address | PO BOX 10, ASHEVILLE, NC 28802-0010 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jun 12, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.5% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WAKE NC |
| Recording Date | Jul 31, 2018 |
| Property Address | 2127 RIDGE RD, RALEIGH, NC 27607-3166 |
| Document Number | 172000701 |
| Book / Page | 017200 / 000701 |
| Instrument Date | Jul 30, 2018 |
| Transaction Type | Construction Loan |
| Record Updated | Aug 7, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $840.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 3716 NATIONAL DR #122 RALEIGH NC 276124863, 122, RALEIGH, NC 27612-4863 |
| Document Number | 172000704 |
|---|---|
| Date | Jul 31, 2018 |
| Book Page | 017200/000704 |
| Name | HOMETRUST BK |
|---|---|
| Type | Bank |
| Address | 10 WOODFIN ST, ASHEVILLE, NC 28801-3022 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Wake County assessment roll, as of September 9, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Wake County |
| Municipality | Raleigh City |
| Unified School District | Wake County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $19,503.00 (+18.52%) | $2,234,117 (+48.16%) Land $595,000 Building $1,639,117 | $2,234,117 (+48.16%) Land $595,000 Building $1,639,117 |
| 2023 | $16,456.00 | $1,507,899 Land $388,000 Building $1,119,899 | $1,507,899 Land $388,000 Building $1,119,899 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 11 (1983–2016) |
| Claims Outside the SFHA | 5 of 11 |
| Most Recent Claim | Jul 2016 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 96% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF RALEIGH serves 650,000 people · EPA ID NC0392010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 286 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Google Fiber Fiber | 8,000 / 8,000 |
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures