2127 Paloma St, Navarre, FL 32566 Property Records

Santa Rosa County property record for 2127 Paloma St, Navarre, FL 32566

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,160 sqft · built 1983
Lot Size	0.234 acres (10,193 sqft)
Owner	Individual Name on Record
Last Sale	$225,000 (Aug 2020)
Tax Bill	$2,315 (2024)
Deeds & Mortgages	Aug 2020 Sale & Mortgage Nov 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`21-2S-26-0780-0WW00-0520`

Property Details

APN / Parcel Number

Primary APN	`21-2S-26-0780-0WW00-0520`
Alternative APN	`S2622107800WW000520`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,160 sqft Living Area
Gross Area	2,160 sqft
1st Floor Area	1,160 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1998
Exterior Material	Concrete
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Wood Shingle
Lot Area	10,193 sqft (0.234 acres)
Lot Dimensions	136 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	667 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	96 sqft
Patio Area	216 sqft
Shed	1 Shed
Shed Area	1 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2127 PALOMA ST
City	NAVARRE
State	FL
Zip	32566-1243
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2M
Legal Description	CRESCENT SHORES LOTS 150 & 151 UNREC SUB BANDERA* THE SOUTH 1/2 OF THE FOLLOWING DESCRIBED PROPERTY FOR 2019: COM SW CORN OF LOT WW THN N ON W LN 311.65 FT TO SW CRN OF LT 151 TO POB & CONT N 150 FT TO NW CORN OF LOT 150 THN E 136 FT TO NE CORN OF SA
Legal Range	26W
Legal Township	2S
Legal Section	21
Legal Subdivision	CRESCENT SHORES
Legal Block	WW
Legal Lot Number	52
Jurisdiction	SANTA ROSA FL
Township / Civil Division	HOLLEY-NAVARRE
Census Block Group	1
Census Block	1000
Census Tract	10827

Owner

Source: Santa Rosa County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2127 PALOMA ST, NAVARRE, FL 32566-1243
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 4, 2020	Warranty Deed, Transfer · VA Mortgage UNIVERSITY LENDING GROUP LLC
Nov 28, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 4, 2020 · Amount on Record
Deed Sale	Aug 4, 2020 · Amount on Record
Prior Sale	Nov 28, 2018 · Amount on Record
Deed Document Number	202038997
Deed Book / Page	3985 / 682
Prior Transfer Date	Jun 9, 2016
Prior Transfer Doc	0035470563
Record Updated	Jun 8, 2026

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Aug 4, 2020
Property Address	2127 PALOMA ST, NAVARRE, FL 32566-1243
Document Number	0039850682
Book / Page	3985 / 682
Instrument Date	Jul 30, 2020
Instrument	202038997
Transaction Type	Transfer
Record Updated	Dec 14, 2021
Title Company	RELIABLE LAND TITLE CORP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,575.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1654 JOYBROOK RD, 1654, NAVARRE, FL 32566-7373

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2127 PALOMA ST, NAVARRE, FL 32566-1243

Mortgage

Document Number	0003985683
Date	Aug 4, 2020
Instrument	3985/683

Lender

Name	UNIVERSITY LENDING GROUP LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2050

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Nov 28, 2018
Property Address	2127 PALOMA ST, NAVARRE, FL 32566-1243
Document Number	0037851270
Book / Page	003785 / 001270
Instrument Date	Nov 26, 2018
Instrument	50393
Transaction Type	Transfer
Record Updated	Jan 4, 2019

Transaction

Amount	Amount Recorded
Tax	$875.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1654 JOYBROOK RD NAVARRE FL 325667373, NAVARRE, FL 32566-7373

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$235,069 (+2.9%)	$239,372 (+4.78%) Land $54,000 Building $185,372
2024	$2,315.00 (-15.82%) Homeowner's exemption	$228,444 (-3.97%) Land $49,500 Building $178,944	$228,444 (-3.97%) Land $49,500 Building $178,944
2023	$2,750.00 (+10.57%)	$237,887 (+14.01%) Land $45,000 Building $192,887	$237,887 (+14.01%) Land $45,000 Building $192,887
2022	$2,487.00	$208,652	$208,652 Land $40,500 Building $168,152

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 248 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	271 units insured incl. 23 condo units
Nearby Flood Claims	31 (1995–2020)
Claims Outside the SFHA	7 of 31
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 15 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2014 · 2 claims Hurricane Frances, Sep 2004 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOLLEY-NAVARRE WATER SYSTEM public/private · serves 47,793 people · EPA ID FL1570349
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	6 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 467 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Cox Communications.

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