2127 Ludlow Pl, Chapin, SC 29036 Property Records

Lexington County property record for 2127 Ludlow Pl, Chapin, SC 29036

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 4,456 sqft · built 2021
Lot Size	0.28 acres (12,197 sqft)
Owner	Individual Name on File
Last Sale	$548,820 (Dec 2021)
Tax Bill	$3,781 (2025)
Deeds & Mortgages	Oct 2026 Mortgage Feb 2025 Second Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`001716-01-325`

Property Details

APN / Parcel Number

Primary APN	`001716-01-325`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,456 sqft Living Area

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Fiber Cement Siding
Lot Area	12,197 sqft (0.28 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2127 LUDLOW PL
City	CHAPIN
State	SC
Zip	29036-9811
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD
Legal Description	PALMETTO SHORES PH 6 LOT 325
Legal Subdivision	RCVISED BONDED PLAT OF PALMETTO SHORES
Legal Lot Number	325
Jurisdiction	LEXINGTON SC
Township / Civil Division	CHAPIN
Census Block Group	1
Census Block	1007
Census Tract	21207

Owner

2127 Ludlow Pl is owned and occupied by an individual who bought it in December 2021.

Source: Lexington County records, as of October 19, 2026

Owner of Record	Individual Name on File
Mailing Address	2127 LUDLOW PL, CHAPIN, SC 29036-9811
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 5, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Feb 21, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
Dec 8, 2021	Deed, Subdivision Related Transfer · Conventional Mortgage RESOURCE FINANCIAL SERVICES INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 8, 2021 · Amount on File
Deed Sale	Dec 8, 2021 · Amount on File
Deed Document Number	202165852
Deed Book / Page	20981 / 5520
Record Updated	Oct 29, 2026

October 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEXINGTON SC
Recording Date	Oct 5, 2026
Property Address	2127 LUDLOW PL, CHAPIN, SC 29036-9811
Document Number	0000041249
Book / Page	21247 / 254
Instrument Date	Sep 29, 2026
Instrument	202641249
Transaction Type	Mortgage
Record Updated	Oct 19, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2127 LUDLOW PL, CHAPIN, SC 29036-9811

Mortgage

Document Number	0000041249,
Date	Oct 5, 2026
Book Page	21247/254
Instrument	202641249

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

February 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEXINGTON SC
Property Address	2127 LUDLOW PL, CHAPIN, SC 29036-9811
Transaction Type	Mortgage
Record Updated	Jun 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2114701709
Date	Feb 21, 2025
Book Page	21147/1709
Instrument	2025006085

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	241 Months
Due	Mar 1, 2045

December 2021: Deed, Subdivision Related Transfer

Document Type	Deed
Jurisdiction	LEXINGTON SC
Recording Date	Dec 8, 2021
Property Address	2127 LUDLOW PL, CHAPIN, SC 29036-9811
Document Number	2098105520
Book / Page	20981 / 5520
Map Reference	MB 20920 PG 1927
Instrument Date	Dec 7, 2021
Instrument	2021065852
Transaction Type	Subdivision Related Transfer
Record Updated	Jun 23, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,427.40
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2127 LUDLOW PL, CHAPIN, SC 29036-9811

Mortgage

Document Number	2098105524
Date	Dec 8, 2021
Book Page	20981/5524
Instrument	2021065853

Lender

Name	RESOURCE FINANCIAL SERVICES INC
Type	Mortgage Company
Address	COLUMBIA, SC 29205

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 2127 Ludlow Pl was $3,781, up 7.7% from the year before.

Source: Lexington County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Lexington County
Unified School District	Lexington School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,781.00 (+7.66%)
2024	$3,512.00 (+0.83%)	$22,955 (+4.56%) Land $2,400 Building $20,555	$573,877 (+4.57%) Land $60,000 Building $513,877
2023	$3,483.00	$21,953 Land $2,400 Building $19,553	$548,820 Land $60,000 Building $488,820

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2127 Ludlow Pl in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2020.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 37 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	37 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2127 Ludlow Pl is moderate, ranking above 46% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 42% of South Carolina
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COLUMBIA serves 354,068 people · EPA ID SC4010001
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Chlorite resolved · Dec 2024 E. coli resolved · Apr 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 242 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CarolinaConnect Cooperative.

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