Cherokee County property record for 2127 Culberson Rd, Murphy, NC 28906 · Last verified October 2025
| Property Type | Residential > Single Family > Rural Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 2009 |
| Square Footage | 2,240 sqft Heated Area |
| Lot Size | 18,731 sqft (0.43 acres) |
| Garage | 576 sqft |
| Occupancy | Owner Occupied |
| Tax Bill | $2,815.00 (2025) |
| Primary APN | 444900459768000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 2,240 sqft Heated Area |
| Basement Area | 2,240 sqft Basement |
| Finished Basement | 2,240 sqft Finished |
| Primary Flooring | Wood Flooring |
| Interior Structure | Plaster Interior Structure |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2009 |
| Architectural Style | Ranch Style |
| Exterior Material | Combination Exterior |
| Foundation Type | Footing Foundation |
| Roof Construction | Cathedral/Clerestory Roof Construction |
| Roof Material | Metal Roof |
| Lot Area | 18,731 sqft (0.43 acres) |
| Lot Width | 30 ft Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Area | 576 sqft Garage |
| Shed | 1 Shed |
|---|---|
| Shed Area | 384 sqft Shed |
| Porch | Open Porch |
| Porch Area | 346 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Heating Fuel | Gas Heating Fuel |
| Account Number | 10455 |
|---|---|
| Street Address | 2127 CULBERSON RD |
| City | MURPHY |
| State | NC |
| Zip | 28906-3930 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Rural Home |
| Legal Description | FROM KILPATRICK 1064/29 |
| Jurisdiction | CHEROKEE NC |
| Minor Civil Division | NOTLA |
| Census Blockgroup | 2 |
| Census Block | 2042 |
| Census Tract | 930605 |
Source: Cherokee County records · APN 444900459768000
Assessment roll updated January 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2127 CULBERSON RD, MURPHY, NC 28906-3930 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 01, 2003 |
| Deed Sale | Sep 01, 2003 |
| Deed Doc Number | 0000106429 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE NC |
| Property Address | 2127 CULBERSON RD, MURPHY, NC 28906-3930 |
| Transaction Type | Mortgage |
| Record Updated | Oct 15, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1692/80 |
|---|---|
| Date | Sep 28, 2021 |
| Book Page | 1692/80 |
| Instrument | 6486 |
| Name | MORTGAGE FINANCIAL GROUP INC |
|---|---|
| Type | Mortgage Company |
| Address | TAVARES, FL 32778 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2051 |
Source: Cherokee County records · Assessment roll updated January 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cherokee County |
| Unified School District | Cherokee County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,815.00 | $390,110 (-) | $390,110 (-) Land $5,300 Building $384,810 |
| 2023 | $390,110 | $390,110 Land $5,300 Building $384,810 |
2127 Culberson Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Moderate risk).
Source: FEMA National Flood Hazard Layer · Cherokee County (37039C), updated February 5, 2020
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Moderate 61st percentile of exposed land nationally · 84th in North Carolina |
|---|---|
| Wildfire Likelihood | Moderate — about 1 in 450 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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