St. Louis County property record for 2126 Water St, Duluth, MN 55812
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 403 sqft · built 2007 |
| Lot Size | 0.026 acres (1,147 sqft) |
| Owner | Company Name on Record |
| Last Sale | $8,027,845 (May 2019) |
| Tax Bill | $5,690 (2026) |
| Deeds & Mortgages | Jul 2021 Mortgage May 2019 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 010-4449-01060 |
| Primary APN | 010-4449-01060 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Units | 58 Units |
| Stories | 1 Story |
| Building Area | 403 sqft Gross Area |
| 1st Floor Area | 403 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Architectural Style | Condo/Apartment |
| Exterior Material | Block |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 1,147 sqft (0.026 acres) |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Account Number | 1076224 |
|---|---|
| Street Address | 2126 WATER ST |
| City | DULUTH |
| State | MN |
| Zip | 55812-2135 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | UNIT C1 AND AN UNDIVIDED INTEREST IN THECOMMON ELEMENTS SERIAL # |
| Legal Subdivision | CIC 106 WATERS EDGE & LIGHTHO |
| Legal Unit | C1 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | DULUTH |
| Census Block Group | 1 |
| Census Block | 1036 |
| Census Tract | 1100 |
Source: St. Louis County records, as of August 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 227 W 1ST ST, 650, DULUTH, MN 55802-5053 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Jul 23, 2021 | Deed of Trust, Mortgage · Commercial Mortgage NATIONAL BANK OF COMMERCE |
| May 20, 2019 | Warranty Deed, Transfer CONSOLIDATED TITLE COMPANY, CONSOLIDATED TITLE CO. |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 20, 2019 · Amount on Record |
| Deed Sale | May 20, 2019 · Amount on Record |
| Prior Sale | May 29, 2012 · Amount on Record |
| Deed Document Number | 20191010556 |
| Prior Transfer Date | May 19, 2010 |
| Prior Transfer Doc | 0000884927 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | DULUTH, MN 55812 |
| Transaction Type | Mortgage |
| Record Updated | Oct 21, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0001044193 |
|---|---|
| Date | Jul 23, 2021 |
| Instrument | 1044193 |
| Name | NATIONAL BANK OF COMMERCE |
|---|---|
| Type | Bank |
| Address | DULUTH, MN 55802 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 84 Months |
| Due | Jul 5, 2028 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | May 20, 2019 |
| Property Address | DULUTH, MN 55812 |
| Document Number | 00T1010556 |
| Instrument Date | Apr 30, 2019 |
| Instrument | T1010556 |
| Transaction Type | Transfer |
| Record Updated | Jun 6, 2019 |
| Title Company | CONSOLIDATED TITLE COMPANY, CONSOLIDATED TITLE CO. |
| Amount | Amount Recorded |
|---|---|
| Tax | $26,491.89 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 212 3RD AVE N #505 MINNEAPOLIS MN 554011440, 505, MINNEAPOLIS, MN 55401-1440 |
| Investor | Possibly a Property Investor |
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Duluth City |
| Unified School District | Duluth Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,690.00 (-21.58%) | ||
| 2025 | $7,256.00 (-35.58%) | $330,400 (-23.92%) Land $80,500 Building $249,900 | $330,400 (-23.92%) Land $80,500 Building $249,900 |
| 2024 | $11,264.00 | $434,300 (+7.98%) Land $172,500 Building $261,800 | $434,300 (+7.98%) Land $172,500 Building $261,800 |
| 2022 | $402,200 Land $149,700 Building $252,500 | $402,200 Land $149,700 Building $252,500 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone VE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1979) |
| Most Recent Claim | May 1979 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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