St. Louis County property record for 2126 Ponderosa Cir, Duluth, MN 55811
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4.5 ba · 3,452 sqft · built 1998 |
| Lot Size | 0.93 acres (40,540 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $10,524 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 010-3813-00080 |
| Primary APN | 010-3813-00080 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 14 Rooms |
| Stories | 1 Story |
| Building Area | 3,452 sqft Gross Area |
| 1st Floor Area | 3,452 sqft |
| Basement Area | 2,071 sqft |
| Finished Basement | 2,071 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Ranch |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Roof Type | Hip |
| Lot Area | 40,540 sqft (0.93 acres) |
| Garage Area | 960 sqft |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Porch | Slab |
| Porch Area | 40 sqft |
| Deck Area | 24 sqft |
| Storage Building | 80 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Account Number | 814237 |
|---|---|
| Street Address | 2126 PONDEROSA CIR |
| City | DULUTH |
| State | MN |
| Zip | 55811-1959 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT: 0008 BLOCK:001 SERIAL # |
| Legal Subdivision | PONDEROSA GROVES FIRST ADDITION |
| Legal Block | 1 |
| Legal Lot Number | 8 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | DULUTH |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 302 |
2126 Ponderosa Cir is owned and occupied by an individual who acquired it in December 2006.
Source: St. Louis County records, as of August 17, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2126 PONDEROSA CIR, DULUTH, MN 55811-1959 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Dec 1, 2006 |
| Transfer Doc | 0000830933 |
| Record Updated | Sep 20, 2026 |
The 2026 property tax bill for 2126 Ponderosa Cir was $10,524 with a homeowner's exemption, up 9.5% from the year before.
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Duluth City |
| Unified School District | Duluth Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $10,524.00 (+9.51%) Homeowner's exemption | ||
| 2025 | $9,610.00 (-9.99%) Homeowner's exemption | $829,800 (+24.74%) Land $77,100 Building $752,700 | $829,800 (+24.74%) Land $77,100 Building $752,700 |
| 2024 | $10,676.00 | $665,200 Land $61,400 Building $603,800 | $665,200 Land $61,400 Building $603,800 |
| 2022 | $614,800 Land $58,800 Building $556,000 | $614,800 Land $58,800 Building $556,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2126 Ponderosa Cir in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2126 Ponderosa Cir is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 92% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Duluth serves 86,859 people · EPA ID MN1690011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | 8 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Oct 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
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