Etowah County property record for 2126 Harbor Ln, Southside, AL 35907
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 4 ba · 2,338 sqft · built 1979 |
| Lot Size | 0.964 acres (41,990 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $200,000 (Nov 2014) |
| Tax Bill | $1,349 (2026) |
| Deeds & Mortgages | Jan 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 21-04-20-0-001-054.000 |
| Primary APN | 21-04-20-0-001-054.000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,338 sqft Living Area |
| 1st Floor Area | 1,756 sqft |
| 2nd Floor Area | 582 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Foundation Type | Block |
| Roof Type | Gable/Hip |
| Roof Material | Shingle |
| Lot Area | 41,990 sqft (0.964 acres) |
| Lot Dimensions | 323 ft deep x 130 ft wide |
| Loading Dock | 475 sqft |
| Boat Access | Boat Access |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 202114 |
|---|---|
| Street Address | 2126 HARBOR LN |
| City | GADSDEN |
| State | AL |
| Zip | 35907-5304 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | H/S BASE YEAR LT 45 RIVERVIEW ESTATES UNIT 2 PLAT I-44 20-13-6 WILL-87,D-2010-3329400,D-2014-3409557 |
| Legal Range | 6E |
| Legal Township | 13S |
| Legal Section | 20 |
| Legal Subdivision | RIVERVIEW EST UNIT 2 |
| Legal Lot Number | 45 |
| Legal Unit | 2 |
| Jurisdiction | ETOWAH AL |
| Township / Civil Division | GADSDEN |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 10504 |
Source: Etowah County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 5560 HIGHWAY 166, DOUGLASVILLE, GA 30135-6118 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 3, 2014 · Amount on Record |
| Deed Sale | Nov 3, 2014 · Amount on Record |
| Deed Document Number | 20143409557 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ETOWAH AL |
| Property Address | 2126 HARBOR LN, SOUTHSIDE, AL 35907-5304 |
| Transaction Type | Mortgage |
| Record Updated | Jun 8, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0003445113 |
|---|---|
| Date | Jan 10, 2017 |
| Instrument | 3445113 |
| Name | PENTAGON FEDERAL CREDIT UNION |
|---|---|
| Type | Non-Lending Institution |
| Address | ALEXANDRIA, VA 22313 |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Adjustable | Adjustable Rate Rider |
Source: Etowah County assessment roll, as of June 23, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Etowah County |
| Municipality | Southside City |
| Unified School District | Etowah County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,349.00 (-12.46%) | ||
| 2025 | $1,541.00 | $37,600 (-5%) Land $4,520 Building $33,080 | $375,900 (-0.03%) Land $45,200 Building $330,700 |
| 2023 | $1,541.00 (+20.58%) | $75,200 (+20.59%) Land $9,040 Building $66,160 | $376,000 (+20.59%) Land $45,200 Building $330,800 |
| 2022 | $1,278.00 | $62,360 Land $9,040 Building $53,320 | $311,800 Land $45,200 Building $266,600 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 21, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 91% of Alabama |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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