2126 Elderberry Dr, San Ramon, CA 94582 Property Records

Contra Costa County property record for 2126 Elderberry Dr, San Ramon, CA 94582

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 3,580 sqft · built 2019
Lot Size	0.199 acres (8,660 sqft)
Owner	2 Individual Names on Record
Last Sale	$2,939,000 (Apr 2025)
Tax Bill	$24,963 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Feb 2023 Transfer + 5 more
Flood Zone	Zone X (minimal risk)
APN	`222-800-028-3`

Property Details

APN / Parcel Number

Primary APN	`222-800-028-3`
Alternative APN	`222-800-028`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	3,580 sqft Living Area
1st Floor Area	1,595 sqft
2nd Floor Area	1,985 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Lot Area	8,660 sqft (0.199 acres)
Garage Type	Attached
Garage Area	430 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	2126 ELDERBERRY DR
City	SAN RAMON
State	CA
Zip	94582-5390
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	T9301 L69
Legal Subdivision	GALE RANCH SUB 9301
Legal Tract	9301
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	4
Census Block	4013
Census Tract	345112

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2126 ELDERBERRY DR, SAN RAMON, CA 94582-5390
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Feb 25, 2026	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Feb 21, 2023	Intrafamily Transfer, Transfer
Feb 17, 2023	Intrafamily Transfer, Transfer
Jul 8, 2020	Deed of Trust, Mortgage · Line of Credit PATELCO CU
Nov 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Jan 14, 2021	Quit Claim Deed, Transfer OTHER
Sep 27, 2019	Grant Deed, Subdivision Related Transfer · ARM TBI MORTGAGE COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 3, 2025 · Amount on Record
Deed Sale	Apr 3, 2025 · Amount on Record
Prior Sale	Sep 27, 2019 · Amount on Record
Deed Document Number	202531728
Prior Transfer Date	Feb 15, 2023
Prior Transfer Doc	0000015287
Record Updated	Sep 20, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	2126 ELDERBERRY DR, SAN RAMON, CA 94582-5390
Transaction Type	Mortgage
Record Updated	Mar 6, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2126 ELDERBERRY DR, SAN RAMON, CA 94582-5390

Mortgage

Document Number	0000018587
Date	Feb 25, 2026
Instrument	2026- 018587

Lender

Name	US BANK NA
Type	Bank
Address	2800 TAMARACK RD, OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.12%
Adjustable	Adjustable Rate Rider
Type Change Date	Mar 1, 2033
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	10.1%
Index	1-Year CMT
Max Rate	10.1%

February 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	Feb 21, 2023
Property Address	2126 ELDERBERRY DR, SAN RAMON, CA 94582-5390
Document Number	0000015287
Map Reference	MB 529 PG 25-44
Instrument Date	Feb 15, 2023
Instrument	2023-015287
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2126 ELDERBERRY DR, SAN RAMON, CA 94582-5390

February 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	Feb 17, 2023
Property Address	2126 ELDERBERRY DR, SAN RAMON, CA 94582-5390
Document Number	0000015149
Map Reference	MB 529 PG 25-44
Instrument Date	Feb 15, 2023
Instrument	2023-015149
Transaction Type	Transfer
Record Updated	Feb 28, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	2126 ELDERBERRY DR, SAN RAMON, CA 94582-5390

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	2126 ELDERBERRY DR, SAN RAMON, CA 94582-5390
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	NATIONAL CLOSING SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000135628
Date	Jul 8, 2020
Instrument	2020-135628

Lender

Name	PATELCO CU
Type	Credit Union
Address	DUBLIN, CA 94568

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Aug 30, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	2126 ELDERBERRY DR, SAN RAMON, CA 94582-5390
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	NORTH AMERICAN TITLE CO INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2126 ELDERBERRY DR, SAN RAMON, CA 94582-5390

Mortgage

Document Number	0000321333
Date	Nov 22, 2021
Instrument	2021-321333

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2051

January 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Jan 14, 2021
Property Address	2126 ELDERBERRY DR, SAN RAMON, CA 94582-5390
Document Number	0000013123
Instrument Date	Dec 29, 2020
Instrument	13123
Transaction Type	Transfer
Record Updated	Jan 28, 2021
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	2126 ELDERBERRY DR SAN RAMON CA 945825390, SAN RAMON, CA 94582-5390

September 2019: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Sep 27, 2019
Property Address	2126 ELDERBERRY DR, SAN RAMON, CA 94582-5390
Document Number	0000162205
Map Reference	MB 529 PG 25-44
Instrument Date	Aug 5, 2019
Instrument	2019-162205
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 3, 2022
Title Company	WESTMINSTER TITLE CO INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2126 ELDERBERRY DR, SAN RAMON, CA 94582-5390

Mortgage

Document Number	0000162206
Date	Sep 27, 2019
Instrument	2019-162206

Lender

Name	TBI MORTGAGE COMPANY
Type	Mortgage Company

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3%
Type Change Date	Oct 1, 2029
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5%
Index	1-Year LIBOR
Max Rate	8%

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	San Ramon City
Unified School District	San Ramon Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$2,997,780 (+49.54%) Land $1,785,000 Building $1,212,780
2025	$24,963.00 (+3.94%)	$2,004,649 (+4.04%) Land $929,598 Building $1,075,051
2023	$24,017.00 (+1.16%)	$1,926,807 Land $893,501 Building $1,033,306
2022	$23,742.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 72% of California
Wildfire Likelihood	0.1% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DUBLIN SAN RAMON SERVICES DISTRICT serves 98,776 people · EPA ID CA0110009
Water Source	Purchased surface water from ZONE 7 WATER AGENCY
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 206 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Fiber · Cable in parts of the area	1,200 / 35
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Etheric Networks.

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