2126 Banner St, Dearborn, MI 48124 Property Records

Wayne County property record for 2126 Banner St, Dearborn, MI 48124

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,170 sqft · built 1979
Lot Size0.13 acres (5,663 sqft)
OwnerIndividual Name on File
Tax Bill$4,501 (2025)
Deeds & MortgagesNov 2025 Line of Credit
May 2019 Line of Credit
Flood ZoneZone X (minimal risk)
APN82-09-292-07-040

Property Details

APN / Parcel Number

Primary APN82-09-292-07-040

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,170 sqft Living Area
1st Floor Area936 sqft
Basement Area936 sqft
Unfinished Basement936 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 1979
Exterior MaterialBrick
Construction TypeFrame
Lot Area5,663 sqft (0.13 acres)
Lot Dimensions145 ft deep x 40 ft wide
Garage Area462 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address2126 BANNER ST
CityDEARBORN
StateMI
Zip48124-2429
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRA
Legal DescriptionLOT 20 ELIZ BOLDTS RESUB
Legal SubdivisionELIZ BOLDTS
Legal Lot Number20
JurisdictionWAYNE MI
Township / Civil DivisionDEARBORN
Census Block Group2
Census Block2003
Census Tract575200

Owner

2126 Banner St is owned and occupied by an individual.

Source: Wayne County records, as of September 15, 2026

Owner of RecordIndividual Name on File
Mailing Address2126 BANNER ST, DEARBORN, MI 48124-2429
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 6, 2025Deed of Trust, Mortgage · Line of Credit
DFCU FINANCIAL
May 16, 2019Deed of Trust, Mortgage · Line of Credit
DFCU FINANCIAL

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

November 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWAYNE MI
Property Address2126 BANNER ST, DEARBORN, MI 48124-2429
Transaction TypeMortgage
Record UpdatedFeb 12, 2026
Title CompanyDFCU TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address2126 BANNER ST, DEARBORN, MI 48124-2429

Mortgage

Document Number0598910007
DateNov 6, 2025
Book Page59891/7
Instrument2025303939
Lender
NameDFCU FINANCIAL
TypeCredit Union
AddressDEARBORN, MI 48126
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueNov 5, 2055
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

May 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWAYNE MI
Property Address2126 BANNER ST, DEARBORN, MI 48124-2429
Transaction TypeMortgage
Record UpdatedFeb 7, 2021
Title CompanyDFCU TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0550510187
DateMay 16, 2019
Book Page55051/0187
Instrument2019169306
Lender
NameDFCU FINANCIAL
TypeCredit Union
AddressDEARBORN, MI 48126
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueMay 15, 2049
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

The 2025 property tax bill for 2126 Banner St was $4,501 with a homeowner's exemption.

Source: Wayne County assessment roll, as of September 15, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyWayne County
MunicipalityDearborn City
Unified School DistrictDearborn City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$105,400 (-4.7%)$210,800 (-4.7%)
2025$4,501.00 Homeowner's exemption$110,600$221,200
2023$3,767.00 Homeowner's exemption$91,300$182,600
2019$2,561.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2126 Banner St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 2126 Banner St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDEARBORN
serves 109,976 people · EPA ID MI0001730
Water SourcePurchased surface water from GREAT LAKES WATER AUTHORITY
Last State InspectionFeb 2026
Lead6 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 537 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
WOW Internet, Cable & Phone
Cable
1,200 / 50
Verizon
Fixed Wireless
1,000 / 75
T-Mobile
Fixed Wireless
100 / 20

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