21251 E Killarney Lake Rd, Cataldo, ID 83810 Property Records

Kootenai County property record for 21251 E Killarney Lake Rd, Cataldo, ID 83810

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,146 sqft · built 1999
Lot Size	40 acres (1,742,400 sqft)
Owner	Individual Name on Record
Tax Bill	$1,204 (2025)
Deeds & Mortgages	Sep 2020 Line of Credit Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`48N02W112000`

Property Details

APN / Parcel Number

Primary APN	`48N02W112000`
Alternative APN	`104404`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,146 sqft Living Area
1st Floor Area	777 sqft
Basement Area	777 sqft
Finished Basement	777 sqft

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Construction Type	Frame
Lot Area	1,742,400 sqft (40 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	None
Heating Fuel	Propane

Location & Zoning

Account Number	104404
Street Address	21251 E KILLARNEY LAKE RD
City	CATALDO
State	ID
Zip	83810-9327
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG
Legal Description	SE-NE N OF RD 1148N02W
Legal Range	02W
Legal Township	48N
Legal Section	11
Jurisdiction	KOOTENAI ID
Township / Civil Division	HARRISON
Census Block Group	2
Census Block	2079
Census Tract	1901

Owner

Source: Kootenai County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	21251 E KILLARNEY LAKE RD, CATALDO, ID 83810-9327
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 21, 2020	Deed of Trust, Mortgage · Line of Credit GLOBAL CU
Sep 4, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 11, 2012
Deed Sale	Sep 11, 2012
Deed Document Number	20122374704
Record Updated	Sep 20, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOOTENAI ID
Property Address	21251 E KILLARNEY LAKE RD, CATALDO, ID 83810-9327
Transaction Type	Mortgage
Record Updated	Sep 14, 2023
Title Company	PIONEER TITLE KOOTENAI COUNTY, PIONEER TITLE KOOTENAI CNTY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2778453000
Date	Sep 21, 2020
Instrument	2778453000

Lender

Name	GLOBAL CU
Type	Credit Union
Address	SPOKANE, WA 99201

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOOTENAI ID
Property Address	21251 E KILLARNEY LAKE RD, CATALDO, ID 83810-9327
Transaction Type	Mortgage
Record Updated	Sep 14, 2023
Title Company	NEXTITLE N IDAHO, NEXTITLE NORTH IDAHO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2775408000
Date	Sep 4, 2020
Instrument	2775408000

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

Source: Kootenai County assessment roll, as of October 16, 2025

Property Jurisdictions

Type	Name
State	Idaho
County	Kootenai County
Unified School District	Kootenai Joint School District 274 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,204.00 (-1.87%) Homeowner's exemption	$429,665 (+1.11%) Land $206,245 Building $223,420	$587,249 (+6.01%) Land $363,829 Building $223,420
2024	$1,227.00 (+8.97%)
2023	$1,126.00 (-16.03%) Homeowner's exemption	$424,966 (+0.04%) Land $195,686 Building $229,280	$553,948 (-) Land $324,668 Building $229,280
2022	$1,341.00 Homeowner's exemption	$424,812 Land $195,532 Building $229,280	$553,948 Land $324,668 Building $229,280

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	1 (2014)
Most Recent Claim	Mar 2014 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 87% of Idaho
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

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