Spokane County property record for 2125 W Gardner Ave, Spokane, WA 99201
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,455 sqft · built 1900 |
| Lot Size | 0.137 acres (5,964 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $2,802 (2026) |
| Deeds & Mortgages | Jan 2021 Line of Credit Sep 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 25132.0410 |
| Primary APN | 25132.0410 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,455 sqft Living Area |
| Gross Area | 2,310 sqft |
| 1st Floor Area | 975 sqft |
| Upper Floors Area | 975 sqft |
| Basement Area | 360 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 2012 |
| Architectural Style | Conventional |
| Exterior Material | Asbestos |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 5,964 sqft (0.137 acres) |
| Lot Dimensions | 149 ft deep x 40 ft wide |
| Garage Type | Detached |
| Garage Area | 360 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Enclosed Frame Porch |
|---|---|
| Porch Area | 243 sqft |
| Deck Area | 159 sqft |
| Patio Area | 318 sqft |
| Canopy | 159 sqft |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 2125 W GARDNER AVE |
|---|---|
| City | SPOKANE |
| State | WA |
| Zip | 99201-1647 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSF |
| Legal Description | NETTLETON 1ST L9 B4 |
| Legal Range | 42E |
| Legal Township | 25N |
| Legal Section | 13 |
| Legal Subdivision | NETTLETON 1ST |
| Legal Block | 4 |
| Legal Lot Number | 9 |
| Jurisdiction | SPOKANE WA |
| Township / Civil Division | SPOKANE |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 2300 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Nettleton's Addition Historic District listed 2006 · 905 contributing resources · NRIS 06000176 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Spokane County records, as of September 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2125 W GARDNER AVE, SPOKANE, WA 99201-1647 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Man |
| Date | Document |
|---|---|
| Jan 19, 2021 | Deed of Trust, Mortgage · Line of Credit NUMERICA CU |
| Sep 9, 2020 | Deed of Trust, Mortgage · Conventional Mortgage NUMERICA CU |
| Aug 17, 2017 | Warranty Deed, Transfer · FHA Mortgage WASHINGTON TRUST BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Apr 26, 1996 |
| Transfer Doc | 0000000220 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPOKANE WA |
| Property Address | 2125 W GARDNER AVE, SPOKANE, WA 99201-1647 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0007022572 |
|---|---|
| Date | Jan 19, 2021 |
| Instrument | 7022572 |
| Name | NUMERICA CU |
|---|---|
| Type | Credit Union |
| Address | VERADALE, WA 99037 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Feb 25, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPOKANE WA |
| Property Address | 2125 W GARDNER AVE, SPOKANE, WA 99201-1647 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | WFG TITLE |
| Name | Verified Name |
|---|
| Document Number | 0006965809 |
|---|---|
| Date | Sep 9, 2020 |
| Instrument | 6965809 |
| Name | NUMERICA CU |
|---|---|
| Type | Credit Union |
| Address | SPOKANE, WA 99216 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SPOKANE WA |
| Recording Date | Aug 17, 2017 |
| Property Address | 2125 W GARDNER AVE, SPOKANE, WA 99201-1647 |
| Document Number | 0006631990 |
| Map Reference | VOL A PG98&99 |
| Instrument Date | Aug 17, 2017 |
| Instrument | 6631990 |
| Transaction Type | Transfer |
| Record Updated | Sep 16, 2021 |
| Title Company | FIRST AMERICAN TITLE INS CO |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2125 W GARDNER AVE, SPOKANE, WA 99201-1647 |
| Document Number | 0006631991 |
|---|---|
| Date | Aug 17, 2017 |
| Instrument | 6631991 |
| Name | WASHINGTON TRUST BANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2047 |
Source: Spokane County assessment roll, as of September 16, 2026
| Type | Name |
|---|---|
| State | Washington |
| County | Spokane County |
| Municipality | Spokane City |
| Unified School District | Spokane Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,802.00 (+4.83%) | $273,400 (+1.98%) Land $90,000 Building $183,400 | $273,400 (+1.98%) Land $90,000 Building $183,400 |
| 2025 | $2,673.00 (+2.77%) | $268,100 (+4.81%) Land $65,000 Building $203,100 | $268,100 (+4.81%) Land $65,000 Building $203,100 |
| 2024 | $2,601.00 (+3.79%) | $255,800 (+44.77%) Land $65,000 Building $190,800 | $255,800 (+44.77%) Land $65,000 Building $190,800 |
| 2023 | $2,506.00 (+20.95%) | $176,700 Land $30,000 Building $146,700 | $176,700 Land $30,000 Building $146,700 |
| 2022 | $2,072.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 97.6% of Washington |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SPOKANE serves 346,138 people · EPA ID WA5383100 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 822 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber · DSL in parts of the area | 2,000 / 1,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 1,000 / 75 |
| Wind Wireless Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| Intermax Networks Fixed Wireless | 100 / 20 |
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