2125 W 7th St, Duluth, MN 55806 Property Records

St. Louis County property record for 2125 W 7th St, Duluth, MN 55806

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 982 sqft · built 1906
Lot Size	0.128 acres (5,600 sqft)
Owner	Individual Name on File
Last Sale	$125,000 (Aug 2021)
Tax Bill	$1,678 (2026)
Deeds & Mortgages	Aug 2021 Sale & Mortgage Aug 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`010-1220-05330`

Property Details

APN / Parcel Number

Primary APN	`010-1220-05330`
Alternative APN	`1114185`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	2 Rooms
Stories	1 Story
Building Area	982 sqft Gross Area
1st Floor Area	592 sqft

Exterior

Year Built	Built 1906
Effective Year Built	Effective 1906
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Lot Area	5,600 sqft (0.128 acres)
Garage Area	780 sqft

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Slab
Porch Area	108 sqft
Patio Area	196 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	1114185
Street Address	2125 W 7TH ST
City	DULUTH
State	MN
Zip	55806-1640
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	E 40 FT SERIAL #
Legal Subdivision	DULUTH PROPER SECOND DIVISION
Legal Block	167
Legal Lot Number	349
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	1
Census Block	1020
Census Tract	2400

Owner

2125 W 7th St is owned and occupied by an individual who bought it in August 2021.

Source: St. Louis County records, as of August 17, 2026

Owner of Record	Individual Name on File
Mailing Address	2125 W 7TH ST, DULUTH, MN 55806-1640
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2021	Warranty Deed, Transfer · Conventional Mortgage NORTH SHORE BANK OF COMMERCE
Aug 3, 2021	Intrafamily Transfer, Transfer · Stand-Alone First Mortgage NORTH SHORE BANK OF COMMERCE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 3, 2021 · Amount on File
Deed Sale	Aug 3, 2021 · Amount on File
Prior Sale	Mar 26, 2013 · Amount on File
Deed Document Number	20211420720
Prior Transfer Date	Jul 18, 2021
Prior Transfer Doc	0001420719
Record Updated	Sep 20, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Aug 3, 2021
Property Address	2125 W 7TH ST, DULUTH, MN 55806-1640
Document Number	0001420720
Instrument Date	Jul 18, 2021
Instrument	1420720
Transaction Type	Transfer
Record Updated	Aug 25, 2021
Title Company	NORTH SHORE TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$412.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2125 W 7TH ST, DULUTH, MN 55806-1640

Mortgage

Document Number	0001420721
Date	Aug 3, 2021
Instrument	1420721

Lender

Name	NORTH SHORE BANK OF COMMERCE
Type	Bank
Address	DULUTH, MN 55802

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2051

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST LOUIS MN
Recording Date	Aug 3, 2021
Property Address	2125 W 7TH ST, DULUTH, MN 55806-1640
Document Number	0001420719
Instrument Date	Jul 18, 2021
Instrument	1420719
Transaction Type	Transfer
Record Updated	Aug 25, 2021
Title Company	NORTH SHORE TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2125 W 7TH ST, DULUTH, MN 55806-1640

Mortgage

Document Number	0001420722
Date	Aug 3, 2021
Instrument	1420722

Lender

Name	NORTH SHORE BANK OF COMMERCE
Type	Bank
Address	DULUTH, MN 55802

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 2125 W 7th St was $1,678 with a homeowner's exemption, up 12.5% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,678.00 (+12.47%) Homeowner's exemption
2025	$1,492.00 (+1.5%) Homeowner's exemption	$155,500 (+12.84%) Land $21,100 Building $134,400	$155,500 (+12.84%) Land $21,100 Building $134,400
2024	$1,470.00	$137,800 Land $25,400 Building $112,400	$137,800 Land $25,400 Building $112,400
2022		$115,000 Land $22,400 Building $92,600	$115,000 Land $22,400 Building $92,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2125 W 7th St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1979–1985)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Mar 1985 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2125 W 7th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 473 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Airfiber, T-Mobile.

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