Kenton County property record for 2125 Starlight Ln, Independence, KY 41051
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 1,844 sqft · built 2003 |
| Lot Size | 0.27 acres (11,761 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $332,500 (Nov 2024) |
| Tax Bill | $3,867 (2025) |
| Deeds & Mortgages | Mar 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 045-20-01-186.00 |
| Primary APN | 045-20-01-186.00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,844 sqft Finished Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Brick |
| Construction Type | Brick |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 11,761 sqft (0.27 acres) |
| Lot Dimensions | 162 ft deep x 54 ft wide |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 2125 STARLIGHT LN |
|---|---|
| City | INDEPENDENCE |
| State | KY |
| Zip | 41051-7417 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HARVEST HILLS SEC 12 LOT 186 |
| Legal Subdivision | HARVEST HILLS |
| Legal Phase | 12 |
| Legal Lot Number | 186 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | INDEPENDENCE |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 63606 |
2125 Starlight Ln is owned and occupied by two individuals who bought it in November 2024.
Source: Kenton County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2125 STARLIGHT LN, INDEPENDENCE, KY 41051-7417 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Remainderman |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 1, 2024 · Amount on File |
| Deed Sale | Nov 1, 2024 · Amount on File |
| Prior Sale | Apr 15, 2003 · Amount on File |
| Deed Document Number | 202474 |
| Deed Book / Page | 312 / 501 |
| Prior Transfer Date | Mar 4, 2004 |
| Prior Transfer Doc | 0311059003 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 2125 STARLIGHT LN, INDEPENDENCE, KY 41051-7417 |
| Document Number | 0000000377 |
| Instrument Date | Mar 10, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 29, 2020 |
| Title Company | LIMESTONE TITLE AND ESCROW LLC, LIMESTONE TITLE & ESCROW LLC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2125 STARLIGHT LN INDEPENDENCE KY 410517417, INDEPENDENCE, KY 41051-7417 |
| Document Number | 0000000377 |
|---|---|
| Date | Mar 26, 2020 |
| Book Page | 000025/000793 |
| Instrument | 377 |
| Name | LIBERTY FIN'L |
|---|---|
| Type | Funding / Finance Company |
| Address | LOUISVILLE, KY 40223 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 25, 2050 |
The 2025 property tax bill for 2125 Starlight Ln was $3,867.
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Unified School District | Kenton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $332,500 (-) Land $45,000 Building $287,500 | $332,500 (-) Land $45,000 Building $287,500 | |
| 2025 | $3,867.00 | $332,500 Land $45,000 Building $287,500 | $332,500 Land $45,000 Building $287,500 |
| 2023 | $2,520.00 | $199,700 Land $35,000 Building $164,700 | $199,700 Land $35,000 Building $164,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2125 Starlight Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 2125 Starlight Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 275 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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