Lincoln County property record for 2125 Seagull Dr, Denver, NC 28037
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,394 sqft · built 2016 |
| Lot Size | 0.268 acres (11,674 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $286,000 (Apr 2017) |
| Tax Bill | $2,933 (2026) |
| Deeds & Mortgages | Jul 2023 Mortgage Nov 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 4604-69-7955 |
| Primary APN | 4604-69-7955 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 11 Rooms |
| Stories | 1 Story |
| Building Area | 2,394 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Architectural Style | Custom Design |
| Lot Area | 11,674 sqft (0.268 acres) |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Account Number | 262253 |
|---|---|
| Street Address | 2125 SEAGULL DR |
| City | DENVER |
| State | NC |
| Zip | 28037-7872 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD-R CU |
| Legal Description | #41 LT COVINGTON@LN PH4 |
| Legal Subdivision | COVINGTON AT LAKE NORMAN |
| Legal Lot Number | 41 |
| Jurisdiction | LINCOLN NC |
| Township / Civil Division | CATAWBA SPRINGS |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 71203 |
Source: Lincoln County records, as of August 27, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2125 SEAGULL DR, DENVER, NC 28037-7872 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 7, 2023 | Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC |
| Nov 30, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Nov 24, 2017 | Deed of Trust, Mortgage · FHA Mortgage PENNYMAC |
| Apr 3, 2017 | Grant Deed, Subdivision Related Transfer · FHA Mortgage DHI MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 3, 2017 · Amount on Record |
| Deed Sale | Apr 3, 2017 · Amount on Record |
| Deed Document Number | 2017560908 |
| Deed Book / Page | 2656 / 694 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN NC |
| Property Address | 2125 SEAGULL DR, DENVER, NC 28037-7872 |
| Transaction Type | Mortgage |
| Record Updated | Jul 20, 2023 |
| Title Company | MORTGAGE CONNECT LP |
| Name | Verified Name |
|---|
| Document Number | 0003261773 |
|---|---|
| Date | Jul 7, 2023 |
| Book Page | 3261/773 |
| Instrument | 669250 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN NC |
| Property Address | 2125 SEAGULL DR, DENVER, NC 28037-7872 |
| Transaction Type | Mortgage |
| Record Updated | Dec 10, 2021 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 2125 SEAGULL DR, DENVER, NC 28037-7872 |
| Document Number | 3112161 |
|---|---|
| Date | Nov 30, 2021 |
| Book Page | 3112/161 |
| Instrument | 643434 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | MOORPARK, CA 93021 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Oct 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN NC |
| Property Address | 2125 SEAGULL DR, DENVER, NC 28037-7872 |
| Document Number | 2708978 |
| Instrument Date | Nov 24, 2017 |
| Transaction Type | Mortgage |
| Record Updated | May 7, 2018 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 2125 SEAGULL DR DENVER NC 280377872, DENVER, NC 28037-7872 |
| Document Number | 2708978 |
|---|---|
| Date | Nov 29, 2017 |
| Book Page | 002708/000978 |
| Instrument | 571183 |
| Name | PENNYMAC |
|---|---|
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 28, 2047 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | LINCOLN NC |
| Recording Date | Apr 3, 2017 |
| Property Address | 2125 SEAGULL DR, DENVER, NC 28037-7872 |
| Document Number | 2656694 |
| Book / Page | 002656 / 000694 |
| Instrument Date | Mar 31, 2017 |
| Instrument | 560908 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 20, 2018 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Tax | $5.72 |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2125 SEAGULL DR DENVER NC 28037, DENVER, NC 28037 |
| Document Number | 2656696 |
|---|---|
| Date | Apr 3, 2017 |
| Book Page | 002656/000696 |
| Instrument | 560909 |
| Name | DHI MTG |
|---|---|
| Type | Mortgage Company |
| Address | AUSTIN, TX 78750 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 2, 2047 |
Source: Lincoln County assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Lincoln County |
| Unified School District | Lincoln County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,933.00 (+1.63%) | $458,727 (-) Land $82,000 Building $376,727 | $458,727 (-) Land $82,000 Building $376,727 |
| 2023 | $2,886.00 | $458,727 Land $82,000 Building $376,727 | $458,727 Land $82,000 Building $376,727 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 43% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LINCOLN COUNTY WTP serves 49,693 people · EPA ID NC0155035 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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