2125 Rowley Ave, Ramona, CA 92065 Property Records

San Diego County property record for 2125 Rowley Ave, Ramona, CA 92065

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,068 sqft · built 1975
Lot Size0.94 acres (40,946 sqft)
OwnerCompany Name on Record
Last Sale$215,000 (Jul 1999)
Tax Bill$6,786 (2025)
Deeds & MortgagesDec 2020 Mortgage
Dec 2020 Transfer
+ 2 more
Flood ZoneZone X (minimal risk)
APN282-234-36-00

Property Details

APN / Parcel Number

Primary APN282-234-36-00
Alternative APN
  • 2822327900

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms5 Rooms
Building Area2,068 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1975
Effective Year BuiltEffective 1975
Architectural StyleConventional
Lot Area40,946 sqft (0.94 acres)
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemHeat Pump

Location & Zoning

Old Parcel Number2822327900
Street Address2125 ROWLEY AVE
CityRAMONA
StateCA
Zip92065-3213
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRR
Legal DescriptionPAR 4 TR PM02978
Legal SubdivisionPARCEL MAP NO 2978
Legal Tract2978
Legal Block1
JurisdictionSAN DIEGO CA
Township / Civil DivisionRAMONA
Census Block Group1
Census Block1002
Census Tract20805

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address2051 SEAMAN PL, SAN JOSE, CA 95133-1160
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

DateDocument
Dec 1, 2020Intrafamily Transfer, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Dec 1, 2020Quit Claim Deed, Transfer
WFG NATIONAL TITLE COMPANY, WFG NAT'L TITLE CO
Nov 19, 2018Intrafamily Transfer, Transfer · ARM
PARAMOUNT EQUITY MORTGAGE LLC
Nov 19, 2018Quit Claim Deed, Transfer
PLACER TITLE COMPANY, PLACER TITLE CO.

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 30, 1999 · Amount on Record
Deed SaleJul 30, 1999 · Amount on Record
Prior SaleApr 29, 1996 · Amount on Record
Deed Document Number1999525714
Prior Transfer DateNov 23, 1994
Prior Transfer Doc0000742157
Record UpdatedOct 29, 2026

December 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateDec 1, 2020
Property Address2125 ROWLEY AVE, RAMONA, CA 92065-3213
Document Number0000765722
Instrument DateNov 9, 2020
Instrument2020-0765722
Transaction TypeTransfer
Record UpdatedAug 24, 2021
Title CompanyWFG NATIONAL TITLE

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2125 ROWLEY AVE, RAMONA, CA 92065-3213

Mortgage

Document Number0000765723
DateDec 1, 2020
Instrument2020-0765723
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 1, 2050

December 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN DIEGO CA
Recording DateDec 1, 2020
Property Address2125 ROWLEY AVE, RAMONA, CA 92065-3213
Document Number0000765724
Instrument DateNov 9, 2020
Instrument765724
Transaction TypeTransfer
Record UpdatedDec 8, 2020
Title CompanyWFG NATIONAL TITLE COMPANY, WFG NAT'L TITLE CO

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address2125 ROWLEY AVE RAMONA CA 920653213, RAMONA, CA 92065-3213

November 2018: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateNov 19, 2018
Property Address2125 ROWLEY AVE, RAMONA, CA 92065-3213
Document Number0000479580
Instrument DateOct 9, 2018
Instrument2018-0479580
Transaction TypeTransfer
Record UpdatedAug 24, 2021
Title CompanyPLACER TITLE COMPANY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2051 SEAMAN PL, SAN JOSE, CA 95133-1160

Mortgage

Document Number0000479581
DateNov 19, 2018
Instrument2018-0479581
Lender
NamePARAMOUNT EQUITY MORTGAGE LLC
TypeMortgage Company
AddressROSEVILLE, CA 95661
Agreement
TypeARM
AmountAmount Recorded
Term361 Months
DueDec 1, 2048
Interest
Rate TypeAdjustable Rate
Rate3.75%
Type Change DateDec 1, 2028
Change FrequencyAnnually
Min Rate At Change2.25%
Max Rate At Change8.75%
Index1-Year LIBOR
Max Rate8.75%

November 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN DIEGO CA
Recording DateNov 19, 2018
Property Address2125 ROWLEY AVE, RAMONA, CA 92065-3213
Document Number0000479582
Instrument DateOct 9, 2018
Instrument479582
Transaction TypeTransfer
Record UpdatedNov 29, 2018
Title CompanyPLACER TITLE COMPANY, PLACER TITLE CO.

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address2051 SEAMAN PL SAN JOSE CA 951331160, SAN JOSE, CA 95133-1160

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Unified School DistrictRamona City Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$553,965 (+2%) Land $184,649 Building $369,316
2025$6,786.00 (+6.73%)$543,104 (+4.04%) Land $181,029 Building $362,075
2023$6,358.00 (-1.64%)$522,016 Land $174,000 Building $348,016
2022$6,464.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims2 (2010–2019)
Most Recent ClaimFeb 2019 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 62% of the US · lower than 62% of California
Wildfire Likelihood0.2% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRAMONA MUNICIPAL WD
serves 36,455 people · EPA ID CA3710019
Water SourcePurchased surface water from several systems
Last State InspectionOct 2022
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 246 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Cox Communications
Cable
2,000 / 100
San Diego Broadband
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20

May also be available: T-Mobile.

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