2125 Osten Run, Monroe, NC 28110 Property Records

Union County property record for 2125 Osten Run, Monroe, NC 28110

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,324 sqft · built 2021
Lot Size	0.271 acres (11,805 sqft)
Owner	2 Individual Names on Record
Last Sale	$460,000 (Aug 2024)
Tax Bill	$4,014 (2025)
Deeds & Mortgages	Aug 2024 Sale & Mortgage Jun 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`08-270-134`

Property Details

APN / Parcel Number

Primary APN	`08-270-134`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Building Area	2,324 sqft Total Area
1st Floor Area	952 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Lot Area	11,805 sqft (0.271 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2125 OSTEN RUN
City	MONROE
State	NC
Zip	28110-9815
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	#65 STRATFORD PH2 OPCO965-967
Legal Subdivision	STRATFORD SUBDIVISION
Jurisdiction	UNION NC
Township / Civil Division	GOOSE CREEK
Census Block Group	1
Census Block	1026
Census Tract	20205

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2125 OSTEN RUN, MONROE, NC 28110-9815
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 30, 2024	Warranty Deed, Transfer · FHA Mortgage PRIMIS MORTGAGE CO
Jun 15, 2023	Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU
Jul 2, 2021	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 30, 2024 · Amount on Record
Deed Sale	Aug 30, 2024 · Amount on Record
Prior Sale	Jun 15, 2023 · Amount on Record
Deed Document Number	202420869
Deed Book / Page	8968 / 878
Record Updated	Oct 29, 2026

August 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Aug 30, 2024
Property Address	2125 OSTEN RUN, MONROE, NC 28110-9815
Document Number	0008968878
Book / Page	8968 / 878
Map Reference	CAB O FILE 965-967
Instrument Date	Aug 29, 2024
Instrument	20869
Transaction Type	Transfer
Record Updated	Mar 31, 2026
Title Company	TRYON TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$920.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1009 FORBES RD, FORT MILL, SC 29707-5515

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2125 OSTEN RUN, MONROE, NC 28110-9815

Mortgage

Document Number	0000020870
Date	Aug 30, 2024
Instrument	20870

Lender

Name	PRIMIS MORTGAGE CO
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2054

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Jun 15, 2023
Property Address	2125 OSTEN RUN, MONROE, NC 28110-9815
Document Number	0008727681
Book / Page	8727 / 681
Map Reference	CAB O FILE 965-967
Instrument Date	Jun 14, 2023
Instrument	14306
Transaction Type	Transfer
Record Updated	Mar 31, 2026
Title Company	TRYON TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$879.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5913 POLK MOUNTAIN DR, MARSHVILLE, NC 28103-7682

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2125 OSTEN RUN, MONROE, NC 28110-9815

Mortgage

Document Number	0000014307
Date	Jun 15, 2023
Instrument	14307

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5%
Type Change Date	Jul 1, 2028
Change Frequency	5 Years
Min Rate At Change	3%
Max Rate At Change	7%
Index	5-Year TN
Max Rate	11%

July 2021: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Jul 2, 2021
Property Address	2125 OSTEN RUN, MONROE, NC 28110-9815
Document Number	0008159147
Book / Page	8159 / 147
Map Reference	CAB O FILE 965-967
Instrument Date	Jun 30, 2021
Instrument	31507
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 31, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$666.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1450 LAKE ROBBINS DR # DR430, DR430, THE WOODLANDS, TX 77380-3258

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2125 OSTEN RUN, MONROE, NC 28110-9815

Mortgage

Document Number	0000031508
Date	Jul 2, 2021
Instrument	31508

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2051

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Monroe City
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$459,200 (-) Land $93,000 Building $366,200	$459,200 (-) Land $93,000 Building $366,200
2025	$4,014.00 (+19.46%)	$459,200 (+48.99%) Land $93,000 Building $366,200	$459,200 (+48.99%) Land $93,000 Building $366,200
2023	$3,360.00 (+88.55%)	$308,200 (+1.68%) Land $60,200 Building $248,000	$308,200 (+1.68%) Land $60,200 Building $248,000
2022	$1,782.00	$303,100 Land $60,200 Building $242,900	$303,100 Land $60,200 Building $242,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier, Verizon.

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